Bank Of Chongqing(601963)2024-11-11 07:35Group 1: Deposit Interest Rate - The deposit interest rate has significantly decreased compared to the beginning of the year, with a reduction exceeding last year's rate [1] - Following the adjustment of the Loan Prime Rate (LPR), the bank has lowered customer deposit pricing in October and may continue to adjust in line with market conditions [1] - There is expected room for further reduction in interest rates due to ongoing adjustments in deposit structure [1] Group 2: Mortgage Rate Adjustment - The bank has implemented batch adjustments to existing mortgage rates in accordance with the directives from the central government to promote a stable and healthy real estate market [1] - The adjustment took place on October 25, targeting customers who meet the criteria for mortgage rate changes [3] Group 3: Infrastructure Projects - The bank is actively involved in significant infrastructure projects, primarily supporting the development of the Chengdu-Chongqing economic circle [3] - In the first half of the year, the bank provided financing support for over 60 major projects in the dual-city area [3] - The construction of the Chengdu-Chongqing economic circle has entered a new phase of acceleration, with the bank committed to tracking project progress and engaging in major project construction through various means [3]