Bank of Ningbo(002142)2024-12-24 09:08Group 1: Competitive Advantage and Risk Management - The bank maintains a differentiated business strategy to adapt to changes in the operating environment, ensuring stable operations and high-quality development [2] - The bank's risk management philosophy is centered on "operating a bank means managing risks," with a comprehensive risk management system in place [2] - Key risk management measures include implementing a unified credit policy, conducting ongoing industry research, and independent credit approval processes [2] Group 2: Services for Small and Micro Enterprises - The bank continuously explores new comprehensive operating models for small and micro customers, innovating financial products to meet their needs [2] Group 3: Investor Relations Activity - The investor relations activity was conducted via a telephone conference on December 24, 2024, involving the company's investor relations team and representatives from Penghua Fund [2] - There were no disclosures of significant undisclosed information during the meeting, adhering strictly to relevant regulations [2]