Bank of Ningbo(002142)2025-01-08 08:38Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment, focusing on sustainable development, strengthening core advantages, accelerating technological transformation, and ensuring stable operations through risk management [2]. Group 2: Risk Management - The bank emphasizes a comprehensive risk management system, implementing a unified credit policy at the business entry level, conducting ongoing industry research for risk identification, and maintaining independent credit approval processes [2]. Group 3: Services for Small and Micro Enterprises - The bank continuously explores new comprehensive business models for small and micro clients, innovating financial products to meet their needs and providing specialized financial services [2]. Group 4: Investor Communication - During the investor communication activity, the company ensured full compliance with disclosure regulations, with no significant undisclosed information leaked [2].