Bank of Ningbo(002142)2025-02-14 07:44Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment and accumulate comparative advantages for high-quality development [2] - Key strategies include deepening the main business line, strengthening professional operations, accelerating technological transformation, and maintaining risk management [2] Group 2: Services for Small and Micro Enterprises - The bank continuously explores new comprehensive operating models for small and micro clients, innovating financial products to meet their needs [2] - Professional comprehensive financial services are provided to small and micro enterprises [2] Group 3: Risk Management Measures - The bank adheres to the philosophy that "operating a bank is managing risks," continuously improving a comprehensive risk management system [2] - Key measures include implementing a unified credit policy, conducting ongoing industry research for risk identification, and independent credit approval processes [2] Group 4: Investor Relations Activity - The investor relations activity involved thorough communication between the company's reception team and investors, adhering to disclosure regulations without leaking any undisclosed significant information [2]