Bank of Ningbo(002142)2025-02-17 08:16Group 1: Loan Allocation - The bank focuses its loan allocation on advanced manufacturing, private small and micro enterprises, and import-export businesses to meet the financial service needs of clients in its operational area [2]. Group 2: Risk Management - The bank adheres to a risk management philosophy that emphasizes "operating a bank is managing risk," continuously improving a comprehensive risk management system that includes unified credit policies, ongoing industry research, and independent credit approval processes [2]. Group 3: Services for Small and Micro Clients - The bank is committed to exploring new comprehensive operating models for small and micro clients, continuously innovating financial products to meet their needs and provide more professional financial services [2]. Group 4: Investor Relations Activity - The investor relations activity involved thorough communication between the company's reception team and investors, ensuring compliance with disclosure regulations and preventing the leakage of any undisclosed significant information [2].