Bank of Ningbo(002142)2025-02-19 08:38Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment and accumulate comparative advantages for high-quality development [2] - Key strategies include deepening the main business line, strengthening professional operations, accelerating technological transformation, and maintaining a risk management baseline [2] Group 2: Risk Management - The bank adheres to the philosophy that "operating a bank is managing risks" and continuously improves a comprehensive risk management system [2] - Measures include implementing a unified credit policy at the business entry level, conducting ongoing industry research for risk identification, and independent credit approval during business assessment [2] Group 3: Services for Small and Micro Enterprises - The bank explores new comprehensive operating models for small and micro customers and continuously innovates financial products to meet their needs [2] - It aims to provide more professional and comprehensive financial services to small and micro enterprises [2] Group 4: Disclosure Compliance - During the reception, the bank's personnel engaged in thorough communication with investors, strictly adhering to disclosure regulations without leaking any undisclosed significant information [2]