Bank of Ningbo(002142)2025-02-27 08:12Group 1: Dividend Outlook - The bank emphasizes stable dividends as a crucial component of shareholder returns, with plans for a more proactive and reasonable dividend scheme in 2025 [2] - The profit distribution plan for the new year is still under consideration, reflecting the bank's commitment to enhancing shareholder value [2] Group 2: Performance in Early 2025 - As of the end of January, the bank reported strong growth in both deposits and loans, with new loan issuance exceeding the same period last year, achieving record highs for both deposit and loan balances [2] - The bank continues to adapt to changing operating environments while focusing on improving service quality to the real economy, particularly in new productive capacities [2] Group 3: Net Interest Margin Outlook - The bank is focused on managing its net interest margin through optimizing its asset-liability structure and increasing the proportion of demand deposits, with current trends indicating stabilization of the net interest margin [2]