Banombia S.A.(CIB) - 2025 Q1 - Earnings Call Presentation

Earnings Results 1Q25 1Q25 Overview Financial Highlights • Net income COP 1.7 trillion and NIM 6.4% Credit Risk Other Highlights • ROE 16.3% ; ROTE 20.4% • Loan book down -0.3% QoQ and up 7.0% YoY • Deposits down -1.1% QoQ and up 12.8% YoY • Basel III CET1 Capital Ratio of 11.16% and Total Capital Ratio of 12.91% • Net provision charges amounted to 1.1 trillion up 18.3% QoQ equivalent to a quarterly annualized CoR of 1.6% • 90 days PDLs Coverage ratio of 162.5% • Allowances represent 5.2% of total loans • S ...