INVESTOR PRESENTATION Third Quarter 2023 Quarter Highlights • Net income of 153million,excludingafter−taxgoodwillimpairmentchargeof16 million • Deposits decreased 667million,mainlyP.R.Governmentdeposits•CommonEquityTier1capitalratiodecreased6basispoints(bps)to16.81642 million QoQ across most business segments: ▪ Commercial loans increased 311million▪Mortgageloansincreased121 million ▪ Auto loans and leases increased $ ...