Primis(FRST) - 2023 Q4 - Earnings Call Presentation

Core Bank Avg. NIB $472,630$ 471,813 $472,416$ 555,771 $648,051 Core Bank Avg. IBD$2,008,386 $2,099,617$2,155,212 $2,149,650$2,027,211 Digital Platform Avg. IBD $800,963$ 723,145 $1,052,603$ 481,072 $14,691 • Hotel portfolio down to$195 million from almost $300 million in early 2020 • Occupancy, RevPAR, and ADR exceeding 2019 performance • Debt coverage over 1.50x NPAs / Loans (Ex. PPP) + OREO • Nonperforming assets and classified loans decreased by$11.9 million and $9.8 million, respectively, ...