JRCB(002807)2022-11-11 06:02Group 1: Financial Performance - As of June 2022, the number of online loan customers reached 15,645, an increase of 6,251 customers from the beginning of the year, representing a growth rate of 66.54% [4] - The balance of online loans amounted to 1.376 billion yuan, with a net increase of 500 million yuan since the beginning of the year, reflecting a growth rate of 57.01% [4] Group 2: Strategic Focus - Jiangyin Bank emphasizes supporting local economic development, aligning loan issuance with regional economic growth [3] - Key investment areas include new energy, integrated circuits, high-end equipment, biomedicine, intelligent manufacturing, and rural revitalization projects [3] Group 3: Customer Engagement and Risk Management - The bank utilizes big data analysis to identify pre-approved credit customers and employs precise marketing strategies through platforms like WeChat [3] - A combination of online automatic approval and offline supplementary data collection enhances the risk management model [4]