agilon health (NYSE:AGL) Q4 2025 Earnings call February 25, 2026 04:30 PM ET Company ParticipantsCraig Jones - VPEvan Smith - SVP of Investor RelationsJailendra Singh - Managing DirectorJeff Schwaneke - EVP and CFOMatthew Wagner - Managing Director of Healthcare Investment BankingRon Williams - Executive ChairmanConference Call ParticipantsJack Slevin - VP and Equity Research AnalystJustin Lake - AnalystMichael Ha - Senior Research AnalystRyan Langston - Director and Senior Analyst of Healthcare ResearchSte ...

agilon health (NYSE:AGL) Q4 2025 Earnings call February 25, 2026 04:30 PM ET Company ParticipantsCraig Jones - VPEvan Smith - SVP of Investor RelationsJailendra Singh - Managing DirectorJeff Schwaneke - EVP and CFOMatthew Wagner - Managing Director of Healthcare Investment BankingRon Williams - Executive ChairmanConference Call ParticipantsJack Slevin - VP and Equity Research AnalystJustin Lake - AnalystMichael Ha - Senior Research AnalystRyan Langston - Director and Senior Analyst of Healthcare ResearchSte ...

Urban Outfitters (NasdaqGS:URBN) Q4 2026 Earnings call February 25, 2026 04:30 PM ET Company ParticipantsDana Telsey - CEO and CROFrank Conforti - Co-President and COOJanet Kloppenburg - PresidentMarni Shapiro - Managing PartnerMelanie Marein-Efron - CFOOona McCullough - Executive Director of Investor RelationsPaul Lejuez - Managing Director and Head of Consumer Discretionary ResearchRichard Hayne - CEO and Chairman of the Board of DirectorsTricia Smith - Global CEOConference Call ParticipantsAdrienne Yih - ...

Financial Data and Key Metrics Changes - The company reported fourth-quarter revenue of $225 million, representing a 23% year-over-year increase, and full-year revenue of $837 million, up 22% year-over-year [4][5][8] - Non-GAAP operating income for Q4 was $25 million, a 47% increase year-over-year, while full-year non-GAAP operating income reached $96 million, more than doubling from the previous year [4][9][10] - Adjusted free cash flow for the trailing twelve months increased to $118 million, with a cash balance of $98 million at year-end [7][10] Business Line Data and Key Metrics Changes - Revenue from consumer verticals grew 27% to $737 million, driven by personal loans, banking, and insurance, while SMB vertical revenue decreased 9% to $100 million due to organic search headwinds [8][9] - Lending revenue surged 141% year-over-year, with personal loans growing by 264% [8] - Insurance revenues increased by 13% year-over-year, supported by strong demand from auto carriers [7] Market Data and Key Metrics Changes - The company faced headwinds as consumers shifted towards AI Overviews and LLMs, leading to declines in organic search [4] - Performance marketing revenue growth offset declines in organic search, indicating a shift in consumer behavior [4][6] Company Strategy and Development Direction - The company plans to simplify revenue reporting from five categories to two: consumer and SMB, to better reflect consumer engagement across multiple product categories [11] - The focus remains on building deeper relationships with consumers and SMBs while investing in performance marketing [6][11] - The company is cautious about the banking business outlook due to potential declines in demand for high-yield savings accounts as interest rates drop [8] Management's Comments on Operating Environment and Future Outlook - Management acknowledged ongoing challenges in organic search but expressed confidence in performance marketing driving future growth [6][12] - The company expects first-quarter revenue to be in the range of $224 million to $232 million, reflecting a 9% year-over-year increase at the midpoint [11][12] - Management highlighted the importance of compliance and institutional buy-in in leveraging AI and LLMs for financial services [26][32] Other Important Information - The company completed $51 million in share repurchases during Q4, reflecting confidence in long-term prospects [10] - Management emphasized the need for a disciplined capital allocation strategy, including opportunistic share repurchases and potential acquisitions [10] Q&A Session Summary Question: Impact of LLM-based referral traffic - Management noted that LLM referral traffic appears to be incremental, with higher conversion rates compared to traditional searches [15] Question: SEO headwinds and profitability outlook - Management indicated that while organic revenue is declining, performance marketing revenue is offsetting this decline, focusing on adding non-GAAP operating income dollars rather than margin percentage [18] Question: Vertical integration strategy - Management discussed the importance of pairing brand reach with improved consumer experiences and the potential for vertical integration to enhance relationships with consumers [24] Question: Leveraging AI for product improvement - Management highlighted the broad use of AI to enhance internal operations and consumer-facing products, while ensuring compliance and auditability [32] Question: Traffic sources and performance marketing efficiencies - Management stated that performance marketing has been effective, leveraging brand strength and data infrastructure to drive improvements across various channels [39]

ADMA Biologics (NasdaqGM:ADMA) Q4 2025 Earnings call February 25, 2026 04:30 PM ET Company ParticipantsAdam Grossman - President and CEOAnthony Petrone - MD and Equity ResearchBrad Tade - CFO and TreasurerKaitlin Kestenbaum - COO and SVP ComplianceRick Miller - MDTerry-Ann Kohler - CFO and TreasurerNone - Company RepresentativeOperatorGood afternoon. Welcome to the ADMA Biologics full year 2025 financial results and business update conference call on Wednesday, February 25, 2026. At this time, all participa ...

Mirum Pharmaceuticals (NasdaqGM:MIRM) Q4 2025 Earnings call February 25, 2026 04:30 PM ET Company ParticipantsAndrew McKibben - SVP of Strategic Finance and Investor RelationsCharles Wallace - Managing DirectorChris Peetz - CEOEric Bjerkholt - CFOJames Condulis - VP of Biotechnology Equity ResearchJoanne Quan - Chief Medical OfficerJoe Kim - Assistant VPJon Wolleben - Managing DirectorJoseph Thome - Managing DirectorRyan Deschner - Director of Equity ResearchConference Call ParticipantsBrian Skorney - Senio ...

Red Robin Gourmet Burgers (NasdaqGS:RRGB) Q4 2025 Earnings call February 25, 2026 04:30 PM ET Company ParticipantsChris Meyer - Interim CFODave Pace - President and CEOConference Call ParticipantsJeremy Hamblin - Senior Research AnalystMark Smith - Senior Research AnalystTodd Brooks - Equity Research AnalystOperatorAfternoon, everyone, and welcome to the Red Robin Gourmet Burgers, Inc. fourth quarter 2025 earnings call. This conference is being recorded. During management's presentation and in response to y ...

Magnite (NasdaqGS:MGNI) Q4 2025 Earnings call February 25, 2026 04:30 PM ET Company ParticipantsDavid Day - CFOMichael Barrett - President and CEONick Kormeluk - Head of Investor RelationsConference Call ParticipantsBarton Crockett - Managing Director, Senior Research AnalystDaniel Kurnos - Equity Research AnalystEric Martinuzzi - Senior Research AnalystJason Kreyer - Senior Research AnalystLaura Martin - Senior AnalystMatthew Swanson - Equity Research AnalystOmar Dessouky - Research AnalystRobert Coolbrith ...

ACADIA Pharmaceuticals (NasdaqGS:ACAD) Q4 2025 Earnings call February 25, 2026 04:30 PM ET Company ParticipantsAl Kildani - Senior Vice President of Investor Relations and Corporate CommunicationsAsh Verma - DirectorCaroline Palavicino-Maggio - VPCatherine Owen Adams - CEODavid Hoang - DirectorElizabeth Thompson - EVP and Head of Research and DevelopmentJason Butler - Managing DirectorJulian Pino - AssociateMarc Goodman - Senior Managing Director in NeuroscienceMark Breidenbach - DirectorMark Schneyer - CFO ...

Outfront Media (NYSE:OUT) Q4 2025 Earnings call February 25, 2026 04:30 PM ET Company ParticipantsCameron McVeigh - VP of Equity ResearchDaniel Osley - VP of Equity ResearchMatthew Siegel - CFONick Brien - CEOStephan Bisson - SVP of Investor RelationsConference Call ParticipantsAlexey Philippov - AnalystJonathan Navarrete - Research Associate and AnalystMicaiah Hascher - Category Strategy Senior AnalystPatrick Shute - Research AnalystMicaiah HascherGood afternoon. Thank you for attending today's OUTFRONT Me ...