PRA Group (NasdaqGS:PRAA) Q4 2025 Earnings call February 26, 2026 05:00 PM ET Company ParticipantsMartin Sjolund - President and CEONajim Mostamand - Vice President of Investor RelationsRakesh Sehgal - EVP and CFOConference Call ParticipantsDavid Scharf - AnalystMark Hughes - AnalystRobert Dodd - AnalystOperatorGood evening, and welcome to PRA Group's Q4 and Full Year 2025 Conference Call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pres ...

Grindr (NYSE:GRND) Q4 2025 Earnings call February 26, 2026 05:00 PM ET Company ParticipantsAndrew Boone - Managing DirectorAndrew Marok - Director of InternetEric Sheridan - Partner and Managing DirectorGeorge Arison - CEOJohn North - CFOLogan Whalley - VP of Equity ResearchTolu Adeofe - Director of Investor RelationsConference Call ParticipantsNathan Feather - SMID Internet AnalystOperatorMy name is Kate and I will be your conference operator today. At this time, I would like to welcome you to the Grindr f ...

Clipper Realty (NYSE:CLPR) Q4 2025 Earnings call February 26, 2026 05:00 PM ET Company ParticipantsDavid Bistricer - Co-Chairman of the Board and Chief Executive OfficerJJ Bistricer - Chief Operating OfficerLarry Kreider - Chief Financial OfficerOperatorGreetings, and welcome to the Clipper Realty Q4 Earnings Call. At this time, all participants have been placed on a listen only mode, and the floor will be open for questions and comments after the presentation. It is now my pleasure to turn the floor over t ...

Oportun Financial (NasdaqGS:OPRT) Q4 2025 Earnings call February 26, 2026 05:00 PM ET Company ParticipantsDorian Hare - SVP of Investor RelationsHal Goetsch - Senior Managing Director and Head of FinTech and FinancialPaul Appleton - Interim CFO, Treasurer, and Head of Capital MarketsRaul Vazquez - Chief Executive OfficerZach Milam - Equity Research AssociateConference Call ParticipantsBrendan McCarthy - Equity Research AnalystOperatorGreetings, welcome to the Oportun Financial fourth quarter 2023 earnings c ...

Financial Data and Key Metrics Changes - Fourth quarter revenue was $49.1 million, exceeding guidance and up 2% year-over-year, marking the first quarter since Q1 2024 with simultaneous growth in both consumer and institutional businesses [4][19] - Non-GAAP adjusted EBITDA was positive $1.3 million, significantly improving by $6.8 million from Q4 2024 and beating guidance of -$2 million to break even [4][26] - Active members ended the year at 33.2 thousand, with ARPM reaching $364, a 21% increase year-over-year [21][22] Business Line Data and Key Metrics Changes - Consumer revenue was $41.6 million, a 6% increase year-over-year, representing 85% of total company revenues [19][22] - Institutional revenue was $7.2 million, accounting for 14% of total revenue, with bookings of $4.1 million, down 11% year-over-year due to funding delays [22][24] - Gross margin for Q4 was 66.8%, showing sequential improvement and driven by a shift to higher frequency learning memberships and price increases [23][24] Market Data and Key Metrics Changes - The U.S. academic tutoring market is estimated at approximately $20 billion per year, with the company currently serving fewer than 40,000 active members [6][7] - The demand for high-quality, personalized tutoring remains strong, with approximately 50 million students progressing through the K-12 and higher education systems in the U.S. each year [5][6] Company Strategy and Development Direction - The company aims to enhance personalized learning across its Live+AI platform, leveraging AI to improve user experience and operational efficiency [15][16] - Plans to return to active member growth through new marketing channels and an improved mobile experience are in place [16][17] - The focus for 2026 includes compounding gross margin and structural cost improvements, targeting break-even non-GAAP adjusted EBITDA for the full year [17][30] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the top-of-funnel trends and the ability to optimize customer acquisition and retention [39][40] - The completion of the new AI-native platform is expected to enhance engagement and operational speed, leading to better customer experiences [36][37] - The company anticipates continued gross margin improvement and operational efficiencies as it leverages AI capabilities [24][30] Other Important Information - The company completed the rollout of new learner and expert user experiences, receiving positive feedback from 85% of surveyed customers [12][22] - Significant reductions in sales and marketing expenses were noted, alongside a 22% year-over-year decline in headcount due to automation [25][26] Q&A Session Summary Question: Impact of new platform on engagement and retention - Management noted that the new platform allows for faster and more flexible operations, leading to improved engagement and retention [34][36] Question: Navigating changes in the search environment - Management expressed optimism about top-of-funnel trends and the ability to optimize discoverability and conversion rates [39][40]

Emergent BioSolutions (NYSE:EBS) Q4 2025 Earnings call February 26, 2026 05:00 PM ET Company ParticipantsFrank Vargo - TreasurerJoe Papa - President and CEORich Lindahl - EVP and CFOOperatorPlease be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Frank Vargo, Treasurer. Please go ahead.Frank VargoGood afternoon, everyone. Thank you for joining today as Emergent discusses their operational and financial results for the fourth quart ...

Compass Diversified (NYSE:CODI) Q4 2025 Earnings call February 26, 2026 05:00 PM ET Company ParticipantsBen Tapper - VP of Investor RelationsElias Sabo - Partner and CEOLarry Solow - Managing Director and PartnerRobert Dodd - Director of Specialty FinanceStephen Keller - Executive VP and CFOConference Call ParticipantsCris Kennedy - Research AnalystTimothy D'Agostino - Research AnalystOperatorGood afternoon, welcome to Compass Diversified's Fiscal 2025 Fourth Quarter Conference Call. Today's call is being r ...

Organogenesis (NasdaqCM:ORGO) Q4 2025 Earnings call February 26, 2026 05:00 PM ET Company ParticipantsDave Francisco - CFOGary S. Gillheeney, Senior - President, CEO, and Chair of the BoardNone - Company RepresentativeOperatorWelcome, ladies and gentlemen, to the Fourth Quarter and Full Year 2025 Earnings Conference Call for Organogenesis Holdings, Inc At this time, all participants have been placed in listen-only mode. Please note that this conference call is being recorded and that the recording will be a ...

Alignment Healthcare (NasdaqGS:ALHC) Q4 2025 Earnings call February 26, 2026 05:00 PM ET Company ParticipantsJim Head - CFOJohn Kao - Founder and CEOJohn Ransom - Managing Director in Equity ResearchJohn Stansel - Equity Research VPSam Becker - Goldman SachsTiffany Yuan - BarclaysConference Call ParticipantsCraig Jones - Healthcare AnalystJessica Tassan - Vice President and Senior Research Analyst in Healthcare IT and Delivery SectorJonathan Yong - Executive Director and Senior Equity Research AnalystMatthe ...

Monster Beverage (NasdaqGS:MNST) Q4 2025 Earnings call February 26, 2026 05:00 PM ET Company ParticipantsAndrea Teixeira - Managing Director, Equity Research - US Beverages, Household Products, and Personal CareDara Mohsenian - Managing Director - US Beverage and Household ProductsFilippo Falorni - Director, Equity Research - Lead Beverages and HPCGuy Carling - CEO of EMEA and OSPHilton Schlosberg - Vice Chairman and CEOMarc Astrachan - SVP of Investor RelationsMatthew Smith - Managing Director, Equity Rese ...