The Allstate Corporation (NYSE:ALL) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsAlister Gobin - Head of Investor RelationsJesse Edward Merten - CFOJohn Dugenske - President, Investments and Financial ProductsMario Rizzo - President,Property-LiabilityThomas J. Wilson - CEOConference Call ParticipantsBob Huang - AnalystC. Gregory Peters - AnalystDavid Motemaden - AnalystElyse Greenspan - AnalystJoshua Shanker - AnalystMichael Zaremski - AnalystRobert Cox - AnalystYaron Kinar - Anal ...

Financial Data and Key Metrics Changes - Consolidated revenue increased by 5.1% to $4.4 million, with a 6.4% increase excluding the impact of Noa Home closure [11][4] - Gross margin decreased by 30 basis points to 56.3%, primarily due to lower retail margins [11] - Operating income was $2.3 million, or 2.6% of sales, compared to $900,000 in the prior year [12] - Diluted earnings per share were $0.18, down from $0.38 in the prior year, influenced by a prior year's tax benefit [12][13] Business Line Data and Key Metrics Changes - Wholesale sales increased by 8.3%, with a 14% increase in shipments to retail stores [13] - Retail sales rose by 7.9%, with a gross margin decline of 150 basis points due to delayed price adjustments [15] - E-commerce sales were up 14% in the quarter and 27% for the full year, indicating strong online performance [8] Market Data and Key Metrics Changes - The company noted ongoing challenges in the housing market, impacting overall business performance [3] - The retirement of independent furniture store operators is a trend benefiting the company by providing additional market share opportunities [40] Company Strategy and Development Direction - The company is focused on maintaining a leaner operation and driving efficiencies through technology integration and product innovation [4] - Plans to open three new stores in 2026, with a focus on expanding the Bassett Design Center and Custom Studio concepts [9][24] - The company is adapting to market changes by enhancing its e-commerce platform and pursuing growth in the interior design community [9][10] Management's Comments on Operating Environment and Future Outlook - Management expressed cautious optimism about stabilizing tariffs and the need to control costs in a challenging market environment [10] - The company is committed to innovation and operational discipline to navigate a marketplace with moderated discretionary demand [10] Other Important Information - The company reduced headcount by 11% last year and an additional 4% recently to streamline operations [10] - The liquidity position remains strong with $59.2 million in cash and short-term investments, and no debt [15] Q&A Session Summary Question: Can you comment on pricing versus unit volumes in Q4? - Management indicated that retail prices were held in Q4, impacting gross margins, and that they absorbed tariff surcharges during the quarter [20] Question: How did written retail sales trend in the quarter? - Management noted strong written sales at the beginning of the quarter, but they tempered as the quarter progressed due to weather disruptions [22] Question: What is the outlook for Bassett Design Studios and design centers? - Management confirmed plans to open more locations, focusing on productivity metrics and the success of the smaller Custom Studio concept [24] Question: How does the new store impact the P&L? - New store openings impact SG&A expenses due to pre-opening costs, but gross margins remain unaffected [38] Question: Where is the company gaining market share? - Management attributed market share gains to new product offerings and improved assortments, particularly in Bassett case goods [39] Question: What is the attitude towards share repurchase? - Management stated that share repurchases are opportunistic, with decisions based on cash levels and market conditions [42]

Maximus (NYSE:MMS) Q1 2026 Earnings call February 05, 2026 09:00 AM ET Speaker5Greetings, and welcome to the Maximus Fiscal 2026 first quarter conference call. At this time, all participants are in a listen-only mode. A brief question and answer session will follow the formal presentation. If anyone should require operator assistance during the conference, please press star zero on your telephone keypad. As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, James Fr ...

StoneX Group (NasdaqGS:SNEX) Q1 2026 Earnings call February 05, 2026 09:00 AM ET Speaker2Hello, and thank you for standing by. Welcome to StoneX Group Inc. first quarter, fiscal year 2026 earnings conference call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. To ask the question during the session, you will need to press star 1 1 on your telephone. You will then hear an automated message advising your hand is raised. ...

STERIS (NYSE:STE) Q3 2026 Earnings call February 05, 2026 09:00 AM ET Speaker1Good day, and welcome to the STERIS plc third quarter 2026 conference call. All participants will be in a listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star, then one on a touch-tone phone. To withdraw your question, please press star, then two. ...

IQVIA (NYSE:IQV) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Speaker7Ladies and gentlemen, thank you for standing by. At this time, I would like to welcome everyone to the IQVIA Fourth Quarter 2025 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. If you would ...

EnerSys (NYSE:ENS) Q3 2026 Earnings call February 05, 2026 09:00 AM ET Speaker6Hello, and thank you for standing by. My name is Bella, and I will be your conference operator today. At this time, I would like to welcome everyone to EnerSys's Q3 Fiscal 2026 Earnings Webcast and Conference Call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. We do request for today's session that you please limit to one question and ...

The Allstate Corporation (NYSE:ALL) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Speaker10Good day, and thank you for standing by. Welcome to Allstate's Fourth Quarter Earnings Investor Call. At this time, all participants are in listen-only mode. After prepared remarks, there will be a question-and-answer session. To ask a question during the session, you'll need to press star one on your telephone. If your question has been answered and you'd like to remove yourself from the queue, simply press sta ...

Green Plains (NasdaqGS:GPRE) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Speaker7Good morning, and welcome to the Green Plains Inc. Fourth Quarter and Full Year 2025 Earnings Conference Call. Following the company's prepared remarks, instructions will be provided for Q&A. At this time, all participants are in a listen-only mode. I will now turn the call over to your host, Will Yeakel, Vice President and Treasurer. Will, please go ahead.Speaker9Welcome to the Green Plains Inc. Fourth Quarter 2025 ear ...

Spectrum Brands (NYSE:SPB) Q1 2026 Earnings call February 05, 2026 09:00 AM ET Speaker9Good day, and thank you for standing by. Welcome to the first quarter 2026 Spectrum Brands Holdings, Inc. earnings conference call. At this time, all participants are in listen-only mode. After the speaker's presentation, there'll be a question-and-answer session. To ask a question during the session, you'll need to press star one one on your telephone. You will then hear an automated message advising your hand is raised. ...