Core Viewpoint - JD.com has officially launched its annual New Year goods festival, introducing significant discounts and the debut of AI-native digital humans in live streaming, marking a technological upgrade in the e-commerce sector [1][2]. Group 1: AI Native Digital Humans - The new generation of AI-native digital humans, powered by JD's JoyAI model, allows for real-time generation of various personas, enhancing the interactivity and engagement in live streaming [2][13]. - These digital humans can represent a wide range of characters, including real people, cartoon IPs, and even inanimate objects, providing a more immersive shopping experience for consumers [2][12]. - The transition from traditional digital humans to AI-native versions signifies a shift towards personalized creation and complex task execution, positioning JD.com ahead in the live streaming market [2][15]. Group 2: New Year Festival Highlights - The New Year festival features over a hundred digital representations of brand CEOs from companies like Haier and VAIO, showcasing popular products at significant discounts [3][8]. - The character "Ma Honghong," serving as a digital welfare officer, will appear randomly in live streams, offering opportunities for consumers to unlock substantial cash rewards [6][8]. - Unique collaborations, such as the partnership between "Ma Honghong" and Haier's digital CEO, will provide exclusive deals and promotions during the festival [8][9]. Group 3: Creative Engagement Strategies - The festival incorporates creative elements, such as historical figures and fictional characters, to enhance the entertainment value of live streams, making them more engaging for viewers [11][12]. - The use of AI-native digital humans allows for storytelling and atmosphere creation, expanding the boundaries of traditional e-commerce live streaming [12][15]. - JD.com aims to balance affordability and entertainment, ensuring that the shopping experience is both enjoyable and efficient for consumers [12]. Group 4: Technological Innovations - The JoyAI model enables digital humans to maintain stable, long-duration live streams with natural expressions and interactions, addressing previous limitations in the industry [13][14]. - Innovations such as hand illusion reduction and facial keypoint monitoring enhance the realism and expressiveness of AI-native digital humans [13][14]. - JD.com has introduced a "digital human live streaming room replication" feature, allowing merchants to easily create digital versions of real hosts, thus transforming quality live content into repeatable digital assets [14].

Core Insights - JD.com has officially launched its annual New Year shopping festival on January 25, featuring significant discounts and promotions, including up to 50% off and additional subsidies of up to 3,000 yuan [1][2] - The introduction of AI-native digital humans marks a technological upgrade in live streaming, transitioning from a tool-based approach to a more interactive and personalized experience [2][16] Group 1: AI Native Digital Humans - The new generation of AI-native digital humans, powered by JD's JoyAI model, allows for real-time generation of various personas, enhancing the shopping experience for consumers and reducing costs for businesses [2][16] - Over 300 AI-native digital humans will be deployed during the New Year festival, covering diverse scenarios such as product promotion and brand activation [16] Group 2: Creative Engagement Strategies - The festival features over 100 brand presidents as digital avatars, engaging in live streams to promote popular products at discounted prices [3][9] - Unique characters like "Ma Honghong" and historical figures such as "Xu Xiake" are utilized to create immersive and entertaining shopping experiences, blending culture and commerce [12][14] Group 3: Technological Advancements - JD's AI-native digital humans can maintain stable, long-duration live streams with natural interactions, thanks to advancements in the JoyAI model [14][15] - Innovations include solutions to common issues like hand illusion and enhanced facial expression capabilities, allowing for a more lifelike digital presence [15][16]

Core Viewpoint - The stock of Tiandi Online has experienced significant market interest, achieving a 7-day consecutive rise with a trading volume of 748 million yuan and a turnover rate of 25.80% [1] Group 1: Company Developments - Tiandi Online is actively involved in the AI application sector, focusing on virtual digital humans, virtual IPs, and digital collectibles [1] - In the virtual digital human field, the company specializes in digital image creation and operation, as well as digital idol services [1] - The company has launched its first virtual IP, Yuanqi, and is collaborating with UME Cinemas to co-create a metaverse cinema [1] - Tiandi Online's wholly-owned subsidiary, Qiyuan Tiandi, has become the first official partner for digital collectibles business with iQIYI [1]

Core Insights - The digital RMB is entering its 2.0 era with the implementation of a new measurement framework and management system starting January 1, 2026, indicating a significant evolution in its application and infrastructure [1][4] - Jiangsu Province has emerged as a leading region in the promotion of digital RMB, achieving a cumulative transaction volume of 15 trillion yuan by the end of 2025, with consumer spending amounting to 176.9 billion yuan, both figures being the highest in the country [1][2] - The digital RMB's application scenarios are diversifying, covering various fields such as personal consumption, public transportation, cross-border applications, and corporate services [2][3] Summary by Categories Digital RMB Development - Jiangsu Province has set a benchmark for digital RMB applications, with over 78.05 million digital wallets opened and 4.04 million merchants accepting digital RMB, showcasing a robust ecosystem [1][2] - The province has also launched over 100 innovative application scenarios, enhancing the digital RMB's role from a payment tool to a digital infrastructure for urban operations [2][3] Cross-Border Applications - Jiangsu's multilateral central bank digital currency bridge project has achieved full coverage across 13 cities, facilitating cross-border transactions totaling 23.7 billion yuan by the end of 2025 [1][3] - The digital RMB is expected to play a crucial role in addressing pain points in cross-border payments, enhancing efficiency and monitoring capabilities [3][4] Future Prospects - The digital RMB is anticipated to see rapid growth in areas with existing challenges in traditional payment systems, particularly in cross-border trade scenarios [4] - The introduction of interest-bearing features for digital RMB wallets managed by commercial banks is expected to enhance their attractiveness and promote wider adoption [4]

Core Insights - The article discusses the advancements in the Xingchen Intelligent Body platform, which has upgraded its multimodal hyper-human interaction technology to enhance digital human interactions, making them more emotionally engaging and human-like [1][5]. Group 1: Technology Advancements - The new multimodal hyper-human interaction technology integrates voice, facial expressions, and environmental cues, allowing for seamless interaction even in noisy environments [1][2]. - Voice synthesis has improved significantly, offering more natural emotional expression and faster responses, enabling a more genuine connection with users [2]. - The creation of digital human avatars has been simplified, requiring only a single photo to generate a personalized digital persona, which can accurately match text intent with expressions and movements [2][4]. Group 2: Practical Applications - Businesses can create unique digital representatives quickly and cost-effectively, enhancing brand image and reducing operational costs in customer service and business development [4]. - For individuals, these digital humans can provide engaging experiences in various settings, such as guiding tourists with emotional storytelling or assisting in complex processes with patience [4]. - The presence of these emotionally intelligent digital humans is becoming more common in daily life, enhancing experiences in corporate environments, cultural tourism, education, and healthcare [4][5]. Group 3: Future Implications - The ultimate goal of these technological advancements is to improve quality of life by making interactions more human-like and accessible, leading to more efficient and warm experiences [5]. - Continuous technological iterations are expected to introduce even more emotionally intelligent digital humans into various scenarios, enriching every interaction [5].

浙文互联（600986）(600986.SH)发布公告，公司股票于2026年1月23日、1月26日连续两个交易日内日 收盘价格涨幅偏离值累计超过20%。根据《上海证券交易所交易规则》的有关规定，属于股票交易异常 波动情形。公司旗下"派智"数字人业务产生的收入和利润占公司营业收入和净利润的比例均不到1%， 占比较小，对公司经营业绩无重大影响。 ...

Group 1 - The core point of the article is that Zhejiang Wen Internet (600986.SH) announced that its stock price experienced an abnormal fluctuation, with a cumulative increase of over 20% in closing prices on January 23 and January 26, 2026 [1] - The company's digital human business, "Paizhi," contributes less than 1% to both the company's total revenue and net profit, indicating a minimal impact on overall business performance [1]

每经AI快讯，1月26日，浙文互联（600986）发布股票交易异常波动公告，1月5日至1月26日，公司股 价累计涨幅达69.57%，公司主营业务未发生重大变化，股价短期内连续上涨，存在市场情绪过热、非 理性炒作风险，已明显高于同期行业及上证指数涨幅，且严重显著偏离公司基本面，随时存在快速下跌 风险。公司旗下"派智"数字人业务产生的收入和利润占公司营业收入和净利润的比例均不到1%，占比 较小，对公司经营业绩无重大影响。 ...

格隆汇1月26日｜浙文互联公告，公司股票于2026年1月23日、1月26日连续两个交易日内日收盘价格涨 幅偏离值累计超过20%。2026年1月5日至2026年1月26日，公司股价累计涨幅达69.57%，公司主营业务 未发生重大变化，股价短期内连续上涨，存在市场情绪过热、非理性炒作风险，已明显高于同期行业及 上证指数涨幅，且严重显著偏离公司基本面，随时存在快速下跌风险。2025年前三季度，公司实现营业 收入56.05亿元，实现归属于上市公司股东的净利润1.27亿元，同比下降19.68%，实现归属于上市公司 股东的扣除非经常性损益的净利润1869.48万元，同比下降78.62%。公司旗下"派智"数字人业务产生的 收入和利润占公司营业收入和净利润的比例均不到1%，占比较小，对公司经营业绩无重大影响。 ...

（来源：青岛金融） 从预付式消费场景的"拓维"到破解供应链中小企业支付难题，从海关关税代扣到企业跨境收付业务效率 提升，从公共交通到零售消费、餐饮文旅等日常支付的不断扩容……2025年，青岛数字人民币试点持 续"深一度"，基本形成高频场景全维度、主要场景广覆盖的应用格局，一幅智慧城市的"数币生活"图景 正徐徐展开。 来自人民银行青岛市分行的数据显示，截至2025年末，青岛接收数字人民币的商户达62万个，累计开立 个人钱包807万个，对公钱包191万个，累计交易233亿元。 为预付费"上锁" 通过数字人民币智能合约加强预付费管理，是数字人民币青岛试点的特色之一。 2025年，青岛不断深化数字人民币预付式消费场景建设，依托数字人民币智能合约技术优势，在数字人 民币预付式消费平台"智金卫士"推出年卡、季卡、月卡、次卡和储值卡服务，建立全线上化商户入驻流 程；在胶州市、黄岛区探索具有区域特色的数字人民币预付式消费监管模式，为公众提供安全可靠的预 付式消费选择。 深耕各类生态场景，赋能实体经济，也是数字人民币青岛试点的耀眼亮色。 2025年，青岛落地全国首笔数字人民币关税代扣业务，企业通过"中国国际贸易单一窗口"客户端 ...