Revenue and Profit - The total revenue for the year ended December 31, 2022, was RMB 22,764,336,000, an increase of 6.6% from RMB 21,363,795,000 in 2021[2]. - The net profit for 2022 was RMB 3,351,073,000, a decrease of 14.5% compared to RMB 3,922,212,000 in 2021[2]. - Operating income amounted to RMB 25.053 billion, reflecting a year-on-year growth of 7.5%[18]. - Annual profit was RMB 3.351 billion, with an average return on equity (ROE) of 10.41% and return on assets (ROA) of 0.96%[18]. - The company achieved total revenue of RMB 25,053.5 million in 2022, an increase of RMB 1,737.7 million or 7.5% compared to the previous year[22]. - Annual profit decreased to RMB 3,351.1 million, down RMB 571.1 million or 14.6% year-on-year, primarily due to impairment losses on aircraft assets[22]. Assets and Liabilities - Total assets as of December 31, 2022, were RMB 354,717,247,000, up from RMB 341,837,629,000 in 2021[6]. - The total liabilities increased to RMB 320,433,802,000 in 2022 from RMB 311,730,875,000 in 2021, with borrowings accounting for 77.0% of total liabilities[8]. - The company’s total equity increased to RMB 34,283,445,000 in 2022 from RMB 30,106,754,000 in 2021, with a net asset value per share of RMB 2.71[6]. - Total assets reached RMB 354.717 billion, an increase of 3.8% year-on-year[18]. - The total liabilities of the group as of December 31, 2022, were RMB 320,433.8 million, an increase of RMB 8,702.9 million or 2.8% compared to the previous year[37]. Financial Ratios and Performance Metrics - The average return on assets for 2022 was 0.96%, down 0.26 percentage points from the previous year[12]. - The average return on equity decreased to 10.41% in 2022, a decline of 3.42 percentage points year-on-year, primarily due to a decrease in net profit[12]. - The cost-to-income ratio for 2022 was 9.14%, an increase from 7.89% in 2021[10]. - The non-performing asset ratio was 0.63% as of December 31, 2022, slightly improved from 0.67% in 2021[10]. - The non-performing asset ratio decreased by 0.04 percentage points year-on-year, marking the lowest level since the company's listing[20]. Business Operations and Investments - New business investment in leasing reached RMB 98.485 billion for the year[19]. - The company signed a purchase intention for 50 C919 aircraft with COMAC, enhancing its aircraft leasing portfolio[19]. - The company supported over 4,200 freight logistics vehicles, emphasizing its commitment to the real economy and small enterprises[19]. - The infrastructure leasing segment achieved a new investment of RMB 46,347.4 million in 2022, with over 80% of the investment focused on seven key strategic regions[66]. - The shipping leasing segment saw a new investment of RMB 3,484.1 million in 2022, with a fleet of 222 vessels as of December 31, 2022, including 190 operating lease vessels[67][68]. Risk Management and Governance - The group emphasizes a balanced approach to "scale, efficiency, and risk" in its operations, focusing on credit risk quantification and management[81]. - The group has implemented a comprehensive risk management system to support sustainable business development and enhance corporate value[79]. - The group has adopted a prudent risk appetite strategy, favoring industries with mature business models and high asset quality[80]. - The company has strengthened its country risk management framework, regularly reporting on exposure and risk assessments to the board[107]. - The company is committed to maintaining high corporate governance standards to protect shareholder rights and enhance corporate value[119]. Employee and Operational Costs - In 2022, the group's employee costs amounted to RMB 546.8 million, an increase of RMB 52.0 million or 10.5% compared to the previous year, primarily due to business scale growth[32]. - Personnel expenses for the year ended December 31, 2022, were RMB 546.8 million, accounting for about 2.2% of total revenue and other income, compared to RMB 494.8 million and 2.1% in 2021[114]. Dividends and Shareholder Returns - The company proposed a final dividend of RMB 0.7952 per share for the year ended December 31, 2022, amounting to a total distribution of approximately RMB 1,005,322 thousand, which is 30% of the net profit of RMB 3,351,073 thousand for the same period[121]. Compliance and Reporting - The financial statements are prepared in accordance with International Financial Reporting Standards and comply with the disclosure requirements of the Hong Kong Companies Ordinance[131]. - The company adopted several new and revised International Financial Reporting Standards for the current financial year, including IFRS 3 (Revised) and IAS 16 (Revised)[132][134]. - The company has not experienced any impact on its financial position or performance from the new accounting standards adopted[134]. Future Outlook - The group aims for a GDP growth of around 5% in China for 2023, amidst global economic challenges[118]. - The group plans to focus on its core leasing business and enhance its service to the real economy in 2023[118]. - The group will accelerate innovation and optimize its business layout to improve operational efficiency and risk management[118].

國銀金融租賃股份有限公司是中國銀保監會監管的全國性非銀行金融機構，是境內第一家上市的金融租賃公司，是國家 開發銀行唯一的上市租賃業務平台。國銀租賃成立於1984年，是中國租賃行業的開創者和領導者，公司秉承「引領中國 租賃、服務實體經濟」的使命，致力於為航空、基礎設施、船舶、普惠金融、新能源和高端裝備製造等領域的優質客戶 提供綜合性的租賃服務，租賃資產及業務合作夥伴已遍及全球40餘個國家和地區，享有較高國際信用評級，穆迪A1、標 普A及惠譽A+。 作為中國首批成立的租賃公司之一，國銀租賃見證並參與了中國租賃行業的發展，經歷了數次行業經濟周期及監管變 革，在業務領域探索、產品創新、風險管控、經營管理等方面積累了豐富的經驗。同時，國銀租賃始終堅持規模、質 量、效益均衡發展，通過有規劃地探索各類業務領域、持續推進產品創新和業務改進、完善公司治理，在資產規模、盈 利能力和風險控制方面領先同業，並形成了核心競爭優勢明顯、持續發展能力突出的業務發展模式。 隨着我國堅定不移走高質量發展之路，不斷增強金融服務實體經濟能力，中國金融行業市場化、國際化程度不斷提升， 以及市場對定制租賃產品和服務的需求不斷上升，租賃行業正面臨重要發 ...

(於中華人民共和國註冊成立的股份有限公司) (A joint stock limited company incorporated in the People's Republic of China) 股份代號 Stock Code : 1606 2020 Annual Report 年度報告 2020 Annual Report 年度報告 公司簡介 COMPANY OVERVIEW 國銀金融租賃股份有限公司是中國銀保監會監管的全國性非銀行金融機構，是境內第一家上市的金融租賃公司，是國家 開發銀行唯一的租賃業務平台及上市平台。公司租賃資產及業務合作夥伴遍及全球40餘個國家和地區。公司享有較高國 際信用評級，穆迪A1、標普A及惠譽A+。國銀租賃成立於1984年，是中國租賃行業的開創者和領導者，及中國首批成立 的租賃公司之一。國銀租賃秉承引領中國租賃、服務實體經濟的使命，致力於為航空、基礎設施、船舶、普惠金融、新 能源和高端裝備製造等領域的優質客戶提供綜合性的租賃服務。 作為中國歷史最為悠久的租賃公司之一，國銀租賃見證並參與了中國租賃行業的發展，經歷了數次行業經濟周期及監管 變革，在業務領域探索、產品創新、風險管 ...

( 於中華人民共和國註冊成立的股份有限公司 ) 股份代號：1606 2019 年度報告 2019 年度報告 公司簡介 國銀金融租賃股份有限公司是中國銀保監會監管的全國性非銀行金融機構，是境內第一家上市的金融租賃公司，是國 家開發銀行唯一的租賃業務平台及上市平台。公司租賃資產及業務合作夥伴遍及全球 40 餘個國家和地區。公司享有 較高國際信用評級，穆迪 A1、標普 A 及惠譽 A+。國銀租賃成立於 1984 年，是中國租賃行業的開創者和領導者，及 中國首批成立的租賃公司之一。國銀租賃秉承引領中國租賃、服務實體經濟的使命，致力於為航空、基礎設施、船舶、 普惠金融、新能源和高端裝備製造等領域的優質客戶提供綜合性的租賃服務。 作為中國歷史最為悠久的租賃公司之一，國銀租賃見證並參與了中國租賃行業的發展，經歷了數次行業經濟周期及監 管變革，在業務領域探索、產品創新、風險管控、經營管理等方面積累了豐富的經驗。我們始終堅持規模、質量、效 益均衡發展，通過有規劃地探索各類業務領域、持續推進產品創新和業務改進、完善公司治理，國銀租賃在資產規模、 盈利能力和風險控制方面領先同業，並形成核心競爭優勢明顯、持續發展能力突出的業務發展模 ...

目 錄 公司簡介 2 公司資料 3 財務摘要 5 董事長致辭 11 管理層討論與分析 13 其他資料 54 釋義 58 技術詞彙 60 獨立審閱報告 61 中期簡明財務報表及附註 62 * 國銀金融租賃股份有限公司(a)並非《銀行業條例》涵義內獲授權的機構；(b)未獲 授權在香港開展銀行業務╱吸收存款業務；及(c)不受香港金融管理局的監管。 公司簡介 國銀金融租賃股份有限公司是中國銀保監會監管的全國性非銀行金融機構，是境內第一家上市的金融租賃公司，是國家 開發銀行唯一的租賃業務平台。公司租賃資產及業務合作夥伴遍及全球近40個國家和地區。公司享有較高國際信用評 級，穆迪A1、標普A及惠譽A+。國銀租賃成立於1984年，是中國租賃行業的開創者和領導者，及中國首批成立的租賃 公司之一。國銀租賃秉承引領中國租賃、服務實體經濟的使命，致力於為航空、基礎設施、船舶、車輛及工程機械、新 能源和高端裝備製造等行業的優質客戶提供綜合性的租賃服務。 作為中國歷史最為悠久的租賃公司之一，國銀租賃見證並參與了中國租賃行業的發展，經歷了數次行業經濟週期及監管 變革，在業務領域探索、產品創新、風險管控、經營管理等方面積累了豐富的經驗。我 ...

2018 年度報告 （於中華人民共和國註冊成立的股份有限公司） 股份代號：1606 2018 年度報告 目 錄 | 公司簡介 | 2 | | --- | --- | | 公司資料 | 3 | | 釋義 | 5 | | 技術詞彙 | 7 | | 財務摘要 | 8 | | 排名和獎項 | 15 | | 董事長致辭 | 16 | | 總裁致辭 | 19 | | 管理層討論與分析 | 22 | | 董事、監事及高級管理人員情況 | 70 | | 企業管治報告 | 81 | | 董事會報告 | 105 | | 監事會報告 | 129 | | 獨立核數師報告 | 133 | | 合併財務報表及附註 | 138 | 公司簡介 國銀金融租賃股份有限公司是中國銀保監會監管的全國性非銀行金融機構，是境內第一家上市的金融租賃公司，是國家 開發銀行唯一的租賃業務平台及上市平台。公司租賃資產及業務合作夥伴遍及全球近30個國家和地區。公司享有較高 國際信用評級，穆迪A1、標普A及惠譽A+。國銀租賃成立於1984年，是中國租賃行業的開創者和領導者，及中國首批 成立的租賃公司之一。國銀租賃秉承引領中國租賃、服務實體經濟的使命，致力於為航空、 ...