| 公司資料 | 2 | | --- | --- | | 財務概要 | 5 | | 主席報告 | 6 | | 管理層討論與分析 | 8 | | 董事、高級管理層及公司秘書 | 21 | | 董事報告 | 29 | | 企業管治報告 | 53 | | 環境、社會及管治報告 | 76 | | 獨立核數師報告 | 95 | | 綜合全面收益表 | 99 | | 綜合財務狀況表 | 101 | | 綜合權益變動表 | 103 | | 綜合現金流量表 | 105 | | 綜合財務報表附註 | 107 | | 五年財務概要 | 204 | 公司資料 | 董事會 | | | --- | --- | | 執行董事 | （董事會主席） 薛守光先生 | | | 孫得鑫先生 | | | 薛鑫頔先生 | | 非執行董事 | 吳輔世博士 | | | 吳曉華先生 | | | 費翔先生 | | 獨立非執行董事 | 田宇博士 | | | 魏俊恒先生 | | | 褚繼君女士 | | 行政總裁 | 薛守光先生 | | 公司秘書 | （FCG、HKFCG(PE)） 蘇嘉敏女士 | | 授權代表 | 蘇嘉敏女士 | | | 費翔先生 | | 審核委 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部 或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Ruihe Data Technology Holdings Limited 瑞和數智科技控股有限公司 （於開曼群島註冊成立之有限公司） （股份代號：3680） 全年業績公告 截至二零二四年十二月三十一日止年度 瑞 和 數 智 科 技 控 股 有 限 公 司（「本公司」）董 事（「董 事」）會（「董事會」）宣 佈 本 公 司 及 其 附 屬 公 司（統 稱「本集團」）截 至 二 零 二 四 年 十 二 月 三 十 一 日 止 年 度（「報告期間」） 之經審核綜合業績連同截至二零二三年十二月三十一日止年度的比較數字。 於 本 公 告，「我 們」、「我 們 的」及「瑞 和 數 智」指 本 公 司，如 文 義 另 有 所 指，則 指 本 集團。 財務概要 1、 報告期間營業收入約為人民幣377,843,000元，較 二 零 二 三 年 增 加 約2.7% 或約人民幣9,898,000元。報 告 期 間 本 集 ...

R 瑞和数智 瑞和数智科技控股有限公司 RUIHE DATA TECHNOLOGY HOLDINGS LIMITED (前稱為索信达控股有限公司) (於開曼群島註冊成立之有限公司) 股份代號:3680 2024 中期報告 目 錄 | --- | --- | |-------------------------------------|-------| | | | | | | | 公司資料 | 2 | | 財 務 概 要 | 4 | | 管 理 層 討 論 及 分 析 | 5 | | 企 業 管 治 及 其 他 資 料 | 17 | | 中 期 簡 明 綜 合 全 面 收 益 表 | 27 | | 中 期 簡 明 綜 合 財 務 狀 況 表 | 28 | | 中 期 簡 明 綜 合 權 益 變 動 表 | 30 | | 中 期 簡 明 綜 合 現 金 流 量 表 | 31 | | 中 期 簡 明 綜 合 財 務 報 表 附 註 | 32 | 公司資料 薛守光先生(董事會主席) 執行董事 趙藝晴女士 费 翔 先 生 非執行董事 ş 輔 世 博 士 吳曉華先生 陳楨平先生 獨立非執行董事 楊 海峰 先 生 金 涌 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部 或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Ruihe Data Technology Holdings Limited 瑞和數智科技控股有限公司 （於開曼群島註冊成立之有限公司） （股份代號：3680） 截至二零二四年六月三十日止六個月的中期業績公告 | --- | --- | |----------------------------------------------------------------------------------------------|-----------------------------------------------| | | | | 業績概要 | | | 本集團報告期間的營業收入約為人民幣 181,011,000 | 元，較 二 零 二 三 年 上 半 年 | | 增加約 49.4% 或約人民幣 59,885,000 | 元。變化的主要原因是報告期間，本集團有 | | 策 略 地 調 整 業 務 方 ...

於報告期間，本公司沒有股東持有本公司30%以上的表決權。 董事報告 本集團在員工方面沒有發生過任何嚴重問題，或因為勞務糾紛而幹擾運營，本集團在招聘和 保留有經驗的員工方面也沒有經歷過任何困難。 股東已於本公司在二零二零年六月八日舉行的股東週年大會上採納購股權計劃及股份獎勵 計劃。購股權計劃及股份獎勵計劃的目的在於肯定和激勵合資格參與者的貢獻，提供激勵， 幫助本集團保留現有員工，招聘額外員工，並為實現本集團長期商業目標而提供直接經濟利益。 購 股 權 計 劃 參 與 者 包 括 由 董 事 會 全 權 酌 情 釐 定 對 本 集 團 作 出 或 可 能 作 出 貢 獻 的 任 何 僱 員、 諮詢顧問、供應商及╱或客戶。 於報告期內，本公司沒有新授予購股權。 於 授 出 任 何 購 股 權 條 款 的 規 限 下，購 股 權 承 授 人 可 於 行 使 期 內 任 何 時 間 根 據 要 約 指 定 的 歸 屬時間及其他條款行使購股權。於作出要約日期起計十年後，不得再獲歸屬任何購股權。根 據 購 股 權 計 劃 授 出 購 股 權 的 歸 屬 期 為 自 授 出 日 期 起 至 行 使 期 開 始 止。對 於 授 ...

Financial Performance - The company's revenue for the year ended December 31, 2023, was approximately RMB 367,945,000, a decrease of about 2.4% or RMB 9,181,000 compared to 2022[3]. - The gross profit for the reporting period was approximately RMB 47,127,000, a decrease of about 47.2% compared to 2022, with a gross margin of approximately 12.8%, down 10.9% from 23.7% in 2022[4]. - The net loss for the reporting period was approximately RMB 109,009,000, a reduction of about 12.1% compared to a net loss of RMB 124,022,000 in 2022[4]. - Basic and diluted loss per share for the reporting period was approximately RMB 0.188, compared to RMB 0.309 in 2022, representing a 39% reduction in loss per share[11]. - The company reported a total revenue of RMB 367,945,000 for the year ended December 31, 2023, a decrease of approximately 2.4% or RMB 9,181,000 compared to 2022[151]. - The net loss for the year was RMB 109,009 million, compared to a loss of RMB 124,022 million in 2022[66]. Revenue Breakdown - The integrated service revenue from hardware and software sales increased by approximately 85.7% or RMB 66,739,000 during the reporting period[3]. - Data solutions revenue decreased by approximately 37.6% or RMB 100,574,000, while IT maintenance and support service revenue fell by approximately 46.2% or RMB 14,598,000[4]. - Revenue from integrated software and hardware sales and related services increased by approximately 85.7% or RMB 66,739,000 during the reporting period[153]. - Revenue from data solutions decreased by approximately 37.6% or RMB 100,574,000 due to tightening IT and marketing budgets among large financial institutions[153]. Operational Efficiency and Cost Management - The company has implemented a management restructuring and adopted an Amiba business management model, resulting in significant operational cost reductions[11]. - Human resources costs averaged approximately RMB 16.88 million per month from January to September 2023, decreasing to approximately RMB 12 million per month from October to December, a reduction of 29% year-on-year[11]. - The company aims to enhance operational efficiency through continuous cost reduction and efficiency improvement strategies[14]. - Administrative expenses were approximately RMB 55,597,000, a decrease of about RMB 44,009,000, primarily due to reduced share-based payment expenses and optimized management team costs[158]. Strategic Initiatives and Future Outlook - The company plans to leverage its advantages in big data and AI technology to explore new business models and enhance data asset applications in various industries[6]. - The company aims to strengthen its core competitive advantages through deep collaboration with ecosystem partners and enhance its data technology capabilities[6]. - The company plans to expand into overseas markets, particularly in Southeast Asia, to seek new growth opportunities[59]. - The outlook for 2024 indicates strong demand for digital transformation and innovation in the context of national policies supporting technology and data asset management[52]. Market Position and Recognition - The group has been recognized as a "Little Giant" enterprise with national-level specialized qualifications and ranked first in the banking industry's smart marketing solutions market by IDC[13]. - The company holds the number one market share in the "Intelligent Marketing Solutions Market" according to IDC's report on the Chinese banking IT solutions market[27]. - The company has achieved CMMI Level 5 certification, indicating its software development processes meet the highest global standards[34]. Research and Development - The company continues to enhance its core products, including intelligent marketing and big data applications, to meet customer needs and improve user experience[34]. - The company will continue to invest in R&D for data analysis and intelligent marketing solutions to enhance its competitive edge[60]. Financial Position and Assets - The total equity increased to RMB 117.307 million in 2023 from RMB 103.513 million in 2022[73]. - The company's total assets increased to RMB 444,148,000 in 2023 from RMB 410,883,000 in 2022, representing a growth of approximately 8.1%[74]. - Current assets rose significantly to RMB 302,629,000 in 2023, compared to RMB 236,420,000 in 2022, marking an increase of about 27.9%[74]. - The total liabilities increased to RMB 326,841,000 in 2023 from RMB 307,370,000 in 2022, reflecting a rise of approximately 6.4%[80]. Credit and Receivables Management - The company has identified a credit risk provision of RMB 32,095,000 for contract assets, compared to RMB 18,932,000 in 2022, reflecting an increase of approximately 69.5%[89]. - The expected credit loss provision for trade receivables and notes receivable increased to RMB 62,311 thousand as of December 31, 2023, compared to RMB 47,660 thousand in 2022, reflecting a rise of 30.7%[99]. - The total trade receivables and notes receivable as of December 31, 2023, amounted to RMB 166,596 thousand, an increase from RMB 129,982 thousand in 2022, representing a growth of approximately 28.1%[98]. Corporate Governance and Compliance - The company has adopted the corporate governance code as a basis for its governance practices and has complied with the relevant rules during the reporting period[191]. - The audit committee, consisting of independent non-executive directors, has reviewed the group's annual performance and audited consolidated financial statements[200]. - The audit committee confirmed that the consolidated financial statements fairly present the group's financial position and performance during the reporting period[200].

每股基本虧損乃按本公司擁有人應佔虧損除以各期間已發行普通股及於二零二一年十二月二十八日及 二零二二年四月八日根據股份獎勵計劃授予股份之加權平均數計算。 ■ ■ ■ @ @ 於二零二 三年六月三十日，本集團約人民幣50,135,000元（二零二二年十 二月三十一日：人民幣 36,323,000元）的貿易應收款項已就本集團若干銀行借款作抵押（附註19(a)）。 (a) 本集團給予客戶的信貸期為最多60日。貿易應收款項根據發票日期的賬齡分析如下： (a) 本集團給予客戶的信貸期為最多60日。貿易應收款項根據發票日期的賬齡分析如下：（續） 加權平均預期信貸虧損率乃按向各名客戶授出的信貸期的客戶現金收回表現釐定，亦計及前瞻性資料。 現金收回模式受多項因素影響，包括但不限於本集團客戶背景資料變動、向客戶收回現金的工作、本集 團客戶結付程序時間等。 @ 二零二三年 六月三十日 二零二二年 六月三十日 人民幣千元 人民幣千元 （未經審核） （未經審核） 【 】【 14 合約資產╱（負債）（續） | --- | --- | --- | |-------------------------------|------------- ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部 分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Suoxinda Holding s Limited 索 信 達 控 股 有 限 公 司 （於開曼群島註冊成立之有限公司） 3680 （股份代號： ） 截至二零二三年六月三十日止六個月的中期業績公告 業績概要 121,126,000 29.7% 報告期間的收益約為人民幣 元，較二零二二年上半年減少約 或 51,112,000 IT 約為人民幣 元。主要原因為，金融機構 預算趨緊、同時市場競爭激 32.2% 烈導致數據解決方案業務的收入較二零二二年上半年減少約 或約人民幣 42,251,000 元。 25,302,000 41.7% 報告期間，毛利約為人民幣 元，較二零二二年上半年減少約 。主要 (1) (2) 原因為： 受市場環境影響，市場訂單減少；及 市場競爭加劇，報告期間內獲取 的客戶訂單毛利較低。 63,176,000 68.5% 報告期間，虧損淨額約為人民幣 元，較二零二二年上半年增加約 。 ( ...

管理層討論與分析 同時，本公司也將繼續借助生態合作的平台和力量，積極推進信創生態開放共建，與生態 夥伴在能力、技術、模式上進行共創共建，為客戶提供高效成熟可靠的數據解決方案。本 公司將與生態合作夥伴產生強協同效應，借助生態力量擴大本公司影響力與客戶覆蓋範 圍，在業內打造更多的信創標杆案例，並將成功經驗在更多領域、更多機構中融合應用落 地。 19 二零二二年年度報告 本公司將聯合運營創新業務作為重點發展方向之一，設立專門的智慧運營事業部，負責聯 合運營市場的開拓運營，開發聯合運營新客戶。同時不斷創新探索與客戶的合作模式，促 進與客戶之間更加深入、更高質效的合作，探索能為金融數字化轉型帶來更高效賦能的合 作模式，實現與客戶之間的雙贏發展，並為本公司業務增長打造多元動力。 索信達控股有限公司 20 未來，本公司將不斷通過採取各種積極措施，保持業績和利潤的持續增長，尋求業務的不 斷成長突破，增強本公司在中國數據智能和營銷科技領域的領導者地位。 報告期間營業收入約為人民幣377,126,000元，較二零二一年減少約5.1%或約人民幣20,246,000 元。收入減少的主要原因為：(1)因本公司主動優化業務結構，縮減在銷 ...

Financial Performance - The company reported a loss of approximately RMB 124,022,000 for the year ended December 31, 2022, compared to a loss of RMB 79,472,000 for the previous year[8]. - The company's revenue for the reporting period was approximately RMB 377,126,000, a decrease of about 5.1% compared to 2021, primarily due to a 16.0% decline in integrated service sales and a 32.5% decrease in IT maintenance and support services[28]. - Gross profit for the reporting period was approximately RMB 89,339,000, a decrease of about 30.9% year-on-year, attributed to increased operational costs and a decline in revenue[28]. - The total comprehensive loss for the year was RMB 122,998,000, compared to a loss of RMB 76,316,000 in the previous year[138]. - The net loss for the reporting period was approximately RMB 124,022,000, compared to a net loss of RMB 75,987,000 in the previous year, representing an increase in loss of 63.1%[163]. Assets and Liabilities - As of December 31, 2022, the company recorded a net current liability of approximately RMB 63,244,000, indicating significant uncertainty regarding its ability to continue as a going concern[8]. - Total liabilities amounted to RMB 307,370,000, with total equity and liabilities at RMB 410,883,000[32]. - The debt-to-asset ratio was approximately 143.6%, an increase from 67.8% in 2021, attributed to an increase in bank and other borrowings by approximately RMB 31,283,000 and financial borrowings by approximately RMB 41,981,000[131]. - The total assets decreased to RMB 410,883,000 from RMB 473,692,000, a reduction of 13.3%[166]. Revenue Breakdown - Revenue from data solutions was RMB 267,589,000, an increase from RMB 257,741,000 in the previous year, while revenue from integrated services decreased to RMB 77,914,000 from RMB 92,783,000[38]. - The proportion of revenue from the core data solution business increased from 64.9% to 71.0% of total revenue[58]. - Revenue from mainland China for the year was RMB 377,126,000, a decrease from RMB 392,412,000 in 2021[149]. Operational Costs - The company reported an increase in operational costs by approximately RMB 19,611,000 due to project completion delays caused by COVID-19 restrictions[77]. - Employee benefits expenses, including director remuneration, increased to RMB 267,880,000 from RMB 243,376,000 in the previous year[41]. - The main reasons for the loss included increased operational costs of approximately RMB 19,611,000 due to COVID-19 restrictions, and share-based payment expenses of approximately RMB 20,536,000, up from RMB 5,772,000 in the previous year[163]. Credit and Receivables - Trade receivables increased from RMB 35,344,000 at the beginning of the year to RMB 47,660,000 at year-end, with expected credit loss provisions rising from RMB 19,332,000 to RMB 12,316,000[22]. - The expected credit loss provision for trade receivables increased to RMB 22.54 million by the end of 2022, compared to RMB 10.46 million at the end of 2021[51]. - The weighted average expected loss rates for trade receivables decreased from 7% to 2% for current receivables from 2021 to 2022, indicating improved credit quality[80]. Investments and Financing - The company expects to raise up to approximately HKD 133,380,000 through the issuance of new shares at a subscription price of HKD 0.76 per share, pending shareholder approval[36]. - The net cash generated from financing activities was approximately RMB 65,273,000, mainly due to share issuance, convertible loans, and financing from banks and other financial institutions[127]. - The company received an investment of RMB 100 million from Beijing Financial Street Capital Operation Group to support technology R&D, market expansion, and acquisitions of quality financial big data technology companies[96]. Strategic Initiatives - The company has established a joint data modeling and operation cooperation model with a joint-stock bank to enhance customer operations and promote inclusive financial services[62]. - The company aims to strengthen its talent structure by attracting high-level professionals and optimizing its composite talent structure to drive development[72]. - The company plans to continue focusing on data intelligence and marketing technology, leveraging its end-to-end data capabilities and rich experience serving top banks[69]. Research and Development - Research and development expenses were approximately RMB 39,580,000, a decrease of about 35.6% or approximately RMB 21,882,000 compared to 2021, accounting for about 10.5% of the revenue[120]. - The company is committed to enhancing its R&D capabilities to deliver high-quality products and solutions[195]. Market Position - The company ranked first in the "Smart Marketing Solutions" market in the Chinese banking sector with a market share exceeding the combined total of the next three competitors[90]. - The company has engaged in business with 15 out of the 18 major banks in China, which invested approximately RMB 170.45 billion in fintech in 2021[63]. - The company is actively engaged in smart marketing projects with multiple banks, enhancing its market position in the banking sector[198].