（住所：北京市朝阳区安立路66号4号楼） 证券代码：601838 证券简称：成都银行 可转债代码：113055 可转债简称：成银转债 成都银行股份有限公司 公开发行 A 股可转换公司债券 成都银行股份有限公司 （住所：四川省成都市青羊区西御街 16 号） 债券受托管理人 二〇二五年六月 重要声明 本报告依据《公司债券发行与交易管理办法》（以下简称《管理办法》）、 《公司债券受托管理人执业行为准则》（以下简称《执业行为准则》）、《公司 信用类债券信息披露管理办法》、《关于深化债券注册制改革的指导意见》、《关 于注册制下提高中介机构债券业务执业质量的指导意见》、证券交易所公司债券 上市规则（以下简称"上市规则"）、发行人与中信建投证券股份有限公司（以 下简称"中信建投证券"或"受托管理人"）签订的债券受托管理协议（以下简 称"受托管理协议"）及其它相关信息披露文件以及成都银行股份有限公司（以 下简称"发行人"、"公司"或"成都银行"）出具的相关说明文件和提供的相 关资料等，由受托管理人中信建投证券编制。中信建投证券编制本报告所引用的 财务数据，引自经毕马威华振会计师事务所（特殊普通合伙）审计的 2024 年度 审 ...

成都银行股份有限公司 2024 年年度股东大会会议材料 成都银行股份有限公司 （股票代码：601838） 成都银行股份有限公司 2024 年年度股东大会会议材料 会议议程…………………………………………………........3 会议须知…………………………………………………….4 议案 1 关于《成都银行股份有限公司 2024 年度董事会 工作报告》的议案………………………………………………7 议案 2 关于《成都银行股份有限公司 2024 年度监事会工作报 告》的议案……………………………………………………14 议案 3 关于成都银行股份有限公司 2024 年度财务决算报告及 议案 4 关于成都银行股份有限公司 2024 年度利润分配预案的 议案……………………………………………………………26 议案 5 关于聘请成都银行股份有限公司 2025 年度会计师事务 所的议案……………………………………………………27 议案 6 关于成都银行股份有限公司 2025 年度日常关联交易 预计额度的议案………………………………………………33 议案 7 关于投保董事、监事、高级管理人员责任保险相关事 项的议案…………… ...

证券代码：601838 证券简称：成都银行 可转债代码：113055 可转债简称：成银转债 成都银行股份有限公司 公开发行 A 股可转换公司债券 2024 年度受托管理事务报告 成都银行股份有限公司 （住所：四川省成都市青羊区西御街 16 号） 债券受托管理人 （住所：北京市朝阳区安立路66号4号楼） 二〇二五年六月 重要声明 本报告依据《公司债券发行与交易管理办法》（以下简称《管理办法》）、 《公司债券受托管理人执业行为准则》（以下简称《执业行为准则》）、《公司 信用类债券信息披露管理办法》、《关于深化债券注册制改革的指导意见》、《关 于注册制下提高中介机构债券业务执业质量的指导意见》、证券交易所公司债券 上市规则（以下简称"上市规则"）、发行人与中信建投证券股份有限公司（以 下简称"中信建投证券"或"受托管理人"）签订的债券受托管理协议（以下简 称"受托管理协议"）及其它相关信息披露文件以及成都银行股份有限公司（以 下简称"发行人"、"公司"或"成都银行"）出具的相关说明文件和提供的相 关资料等，由受托管理人中信建投证券编制。中信建投证券编制本报告所引用的 财务数据，引自经毕马威华振会计师事务所（特殊普通 ...

成都银行股份有限公司 2024 年年度股东大会会议材料 成都银行股份有限公司 2024年年度股东大会会议材料 （股票代码：601838） 2025 年 6 月 25 日 成都银行股份有限公司 2024 年年度股东大会会议材料 文件目录 | 会议议程………………………………………………… 3 | | | | --- | --- | --- | | 会议须知…………………………………………………….4 | | | | 关于《成都银行股份有限公司 年度董事会 1 2024 | 议案 | | | 工作报告》的议案………………………………………………7 | | | | 关于《成都银行股份有限公司 年度监事会工作报 2 | 议案 | 2024 | | 告》的议案……………………………………………………14 | | | | 议案3 关于成都银行股份有限公司2024年度财务决算报告及 | | | | 年度财务预算方案的议案………………………………22 | 2025 | | | 4 关于成都银行股份有限公司 年度利润分配预案的 | 议案 | 2024 | | 议案……………………………………………………………26 | | | ...

证券代码：601838 证券简称：成都银行 公告编号：2025-034 成都银行股份有限公司 关于召开2024年年度股东大会的通知 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： (三) 投票方式：本次股东大会所采用的表决方式是现场投票和网络投票 相结合的方式 (四) 现场会议召开的日期、时间和地点 召开的日期时间：2025 年 6 月 25 日 9 点 30 分 召开地点：四川省成都市西御街 16 号成都银行大厦 5 楼 3 号会议室 (五) 网络投票的系统、起止日期和投票时间 网络投票系统：上海证券交易所股东大会网络投票系统 序号 议案名称 网络投票起止时间：自2025 年 6 月 25 日 至2025 年 6 月 25 日 采用上海证券交易所网络投票系统，通过交易系统投票平台的投票时间为股 东大会召开当日的交易时间段，即 9:15-9:25，9:30-11:30，13:00-15:00；通过互 联网投票平台的投票时间为股东大会召开当日的 9:15-15:00。 (六) 融资融券、转融通、约定购回业务账户和 ...

证券代码：601838 证券简称：成都银行 公告编号：2025-034 成都银行股份有限公司 关于召开2024年年度股东大会的通知 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 2024年年度股东大会 (二) 股东大会召集人：董事会 (三) 投票方式：本次股东大会所采用的表决方式是现场投票和网络投票 相结合的方式 (四) 现场会议召开的日期、时间和地点 召开的日期时间：2025 年 6 月 25 日 9 点 30 分 股东大会召开日期：2025年6月25日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网络投票 系统 召开地点：四川省成都市西御街 16 号成都银行大厦 5 楼 3 号会议室 重要内容提示： 一、 召开会议的基本情况 (一) 股东大会类型和届次 (五) 网络投票的系统、起止日期和投票时间 网络投票系统：上海证券交易所股东大会网络投票系统 网络投票起止时间：自2025 年 6 月 25 日 至2025 年 6 月 25 日 采用上海证券交易所网络投票系统，通过交易系统投票平台的投票时间为股 东大会召开当日 ...

Core Viewpoint - Chengdu Bank has demonstrated robust growth in business scale, operating income, and net profit in 2024, achieving high-quality development while optimizing asset quality [2][4]. Financial Performance - Total assets reached 1.2501 trillion yuan, an increase of 158.87 billion yuan, or 14.56% year-on-year [3] - Total deposits amounted to 885.86 billion yuan, up by 105.44 billion yuan, or 13.51% [3] - Total loans stood at 742.57 billion yuan, increasing by 116.83 billion yuan, or 18.67% [3] - Operating income was 229.82 billion yuan, a year-on-year increase of 12.79 billion yuan, or 5.89% [3] - Net profit attributable to shareholders reached 128.58 billion yuan, up by 11.87 billion yuan, or 10.17% [3] - The non-performing loan ratio decreased to 0.66%, marking a nine-year decline [3][4]. Strategic Initiatives - Chengdu Bank is focusing on five key financial areas to enhance economic development, including technology finance, green finance, inclusive finance, pension finance, and digital finance [5][6]. - The bank has launched 18 technology finance products and has engaged with over 3,000 technology enterprises [6]. - Green credit balance reached 49.77 billion yuan, growing by 22.87% year-on-year, with significant contributions to low-carbon industries [6]. - Inclusive finance initiatives have reached over 40,000 small and micro enterprises, with loan growth exceeding the bank's average [7]. Regional Economic Integration - Chengdu Bank is deeply integrated into the regional economy, supporting major infrastructure projects with over 38 billion yuan in funding [8]. - The bank has aligned its services with national strategies such as the Belt and Road Initiative and the Chengdu-Chongqing Economic Circle [8]. Customer Base and Digital Transformation - The bank's retail customer base surpassed 10 million, with significant growth in personal loans and savings deposits [12]. - Digital transformation efforts have led to a substantial increase in mobile banking users, enhancing operational efficiency and customer experience [12]. Future Outlook - As of early 2025, total assets reached 1.335 trillion yuan, with continued growth in deposits and loans [13]. - The bank aims to strengthen its foundational financial services while enhancing its business model to adapt to evolving market conditions [13].

Core Insights - Chengdu Bank demonstrated resilience and growth in its latest annual report, achieving significant milestones in revenue and profit despite industry challenges [1][2] - The bank's strategic focus on risk management and innovation has led to a continuous decline in non-performing loan rates, reaching a historic low of 0.66% [1][3] - Chengdu Bank has been recognized as a benchmark for high-quality development among regional banks, making its debut in the Fortune China 500 list [1] Financial Performance - In 2024, Chengdu Bank's operating income and net profit surpassed 22 billion yuan and 12 billion yuan, respectively, with year-on-year growth of 5.89% and 10.17% [2] - The bank's total assets, deposits, and loans reached 12,501.16 billion yuan, 8,858.59 billion yuan, and 7,425.68 billion yuan, reflecting year-on-year growth of 14.56%, 13.51%, and 18.67% [2][3] - The board proposed a cash dividend of 8.91 yuan per 10 shares, totaling 3.776 billion yuan, which is 30.04% of the net profit attributable to shareholders [2] Risk Management - Chengdu Bank has maintained a non-performing loan rate below 0.7% for nine consecutive years, with a provision coverage ratio exceeding 479%, positioning it among the top tier of listed banks in terms of risk resilience [1][3] Strategic Initiatives - The bank has focused on serving local economies, achieving a record credit issuance of nearly 400 billion yuan in 2024, and has established itself as a trusted partner for regional economic development [4] - Chengdu Bank has developed specialized financial products and services tailored to local industries, enhancing its market responsiveness and efficiency [5] Retail Banking and Digital Transformation - The bank's retail banking sector has seen significant growth, with over 10 million retail customers and a savings deposit total of 438.416 billion yuan, marking a historical peak [6] - Digital banking initiatives have led to a substantial increase in mobile banking users, with active monthly users reaching 1.39 million [6][10] Social Responsibility and Sustainable Development - Chengdu Bank has actively engaged in green financing, with green loan balances reaching 49.771 billion yuan, a year-on-year increase of 22.8%, and has been a leader in green bond underwriting [8] - The bank has implemented inclusive finance strategies, reaching over 40,000 small and micro enterprises, with a focus on providing tailored financial solutions [9]

Core Viewpoint - Chengdu Bank demonstrated steady growth in operating performance, achieving a weighted average return on equity (ROE) of 17.81% for 2024, ranking first among A-share listed banks for several consecutive years [1] Group 1: Financial Performance - In Q1 2025, Chengdu Bank reported operating income of 5.817 billion yuan, an increase of 179 million yuan, or 3.17% year-on-year [1] - The net profit attributable to shareholders of the parent company reached 3.012 billion yuan, up 161 million yuan, or 5.64%, indicating a strong profit growth momentum [1] Group 2: Asset and Liability Management - Chengdu Bank plans to maintain a stable deposit base while expanding active liabilities in response to market interest rate trends, aiming for steady growth in asset scale while ensuring a sound business structure [2] - The bank will focus on issuing 11 billion yuan of perpetual bonds in 2025 and is preparing for potential capital replenishment in light of favorable market conditions and regulatory developments for small and medium-sized banks [2] Group 3: Digital Transformation - The bank is promoting the application of digital capabilities, including large models, robotic process automation (RPA), and optical character recognition (OCR), to enhance operational efficiency and reduce costs [3] - Chengdu Bank is accelerating the construction of an "AI + scenario" dual-driven model to improve retail and corporate credit processes, thereby enhancing the quality and efficiency of financial services [3] - The bank is also focusing on data applications in personal finance, financial management, and risk compliance to transform data value into business development and management enhancement [3]

Core Viewpoint - Chengdu Bank's 2024 annual report highlights significant growth, with total assets exceeding 1.25 trillion yuan and a net profit increase of 10.17%, marking it as a key player in the financial sector of the Chengdu-Chongqing economic circle [1][8]. Group 1: Regional Economic Collaboration - Chengdu Bank is positioned as a "new engine" for regional finance, leading in new deposit and loan scales among financial institutions in Sichuan, and supporting major infrastructure and livelihood projects [2][3]. - The bank has actively engaged in financing significant projects, including a tailored asset-backed commercial paper for Huaxi Group, unlocking nearly 1 billion yuan in receivables [3]. - The bank's services extend to major infrastructure projects, ensuring comprehensive financial support for key industries and achieving 100% coverage of financial services for regional industrial chains [3][4]. Group 2: Retail Transformation - Chengdu Bank has shifted focus to retail banking, with personal deposits surpassing 400 billion yuan and leading in personal loan growth within the region [5]. - The bank's retail strategy emphasizes customer-centric services, including tailored offerings for elderly clients, resulting in a significant increase in service accessibility [5][6]. - The bank has developed a chain service system for corporate clients, enhancing financial management solutions and expanding its wealth management services [6]. Group 3: Financial Technology Development - Chengdu Bank is enhancing its digital capabilities through significant investments in technology, including upgrades to its bill business system and internet loan services [7]. - The bank's technology-driven approach has led to a high coverage rate of financial services for specialized small and medium enterprises, supporting their growth [7]. - The introduction of AI models for risk management has improved the bank's asset quality, with a decrease in non-performing loan rates and a high provision coverage ratio [7]. Group 4: Strategic Goals and Future Outlook - Chengdu Bank aims to build a partnership-based relationship with clients, focusing on long-term growth and alignment with regional development [8]. - The bank plans to deepen its engagement in the Chengdu-Chongqing economic circle, contributing to the prosperity of the regional financial ecosystem [8].