Exhibit 99.1 ACI Worldwide, Inc. Reports Financial Results for the Quarter and Full Year Ended December 31, 2023 Q4 2023 HIGHLIGHTS • Total revenue of $477 million grew 5%1 • Total recurring revenue grew 7%1 • Net income of $123 million grew 36% • Total EBITDA of $210 million grew 8% • Cash flow from operating activities of $86 million grew 107% • Repurchased 1 million shares for $28 million • Expect 7-9% revenue growth in 2024 Omaha, NE — February 29, 2024 — ACI Worldwide (NASDAQ: ACIW), a global leader in ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________ FORM 10-K _________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-25346 _________________________________ ACI WORLDWIDE, INC. (Exact name of reg ...

MIAMI & BOGOTÁ, Colombia--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced an extension of its longstanding partnership with Kuvasz Solutions, a leading Latin American provider of professional services for the payments industry, to advance the adoption of Colombia’s new domestic real-time payments ecosystem, announced by ACI and the Colombian Central Bank in December 2023. Kuvasz Solutions has partnered with ACI Worldwide in ...

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, will host its first Analyst Day under President and Chief Executive Officer Thomas Warsop on Tuesday, March 12, from 8:30 a.m. to 3:30 p.m. Eastern time at Apella in New York. The event will focus on how the company will drive enhanced shareholder value in the short- and long-term. ACI’s leadership team will discuss the company’s business strategy, product and technology updates, and forw ...

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced a collaboration with RYVYL EU, a leading payments service provider (PSP) and acquirer in Central Eastern Europe (CEE), to help merchants across the region increase revenues through higher transaction conversion rates. RYVYL EU is an EU-regulated electronic money institution based in Sofia, Bulgaria, and is a wholly owned subsidiary of RYVYL Inc. (NASDAQ: RVYL). Its servi ...

MIAMI--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the fourth quarter and full year 2023 on February 29, 2024. Management will host a conference call at 8:30 a.m. Eastern time to discuss these results. Interested persons may access a real-time teleconference webcast at http://investor.aciworldwide.com/ or use the following number for dial-in participation: toll-free (800) 715-9 ...

Core Insights - ACI Worldwide has been selected by Nepal Clearing House (NCHL) to implement the National Payment Switch (NPS) and the NEPALPAY card scheme, enhancing domestic payment capabilities in Nepal [1][2] - The NPS initiative aims to create a comprehensive payment ecosystem that supports both card and non-card transactions, with a rollout expected in the last quarter of 2024 [2][3] - The transition to digital payments in Nepal has significantly increased financial inclusion, with the percentage of adults using formal financial services rising from 61% in 2014 to 90% in 2022 [3] Company Overview - ACI Worldwide is a global leader in real-time payments software, providing scalable solutions for digital payments and financial services [5][8] - The ACI Enterprise Payments Platform serves as an end-to-end payments hub, supporting various payment schemes across six continents and reaching approximately 1.8 billion people [5] Industry Context - The establishment of the NPS and NEPALPAY is seen as a transformative step for Nepal's payment landscape, promoting secure and efficient payment methods [2][4] - NCHL plays a crucial role in advancing digital payments in Nepal, aiming to improve the efficiency and productivity of banking and financial institutions through technology-oriented services [6][7]

MIAMI & LONDON--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced that leading U.K. retailer Co-op has successfully moved its full stack of payments and fraud prevention technology software into ACI’s multi-tenant cloud platform hosted in Microsoft Azure. As a strategic technology partner of ACI Worldwide, Co-op uses the full range of solutions offered by ACI Payments Orchestration Platform, including in-store, online and mobi ...

Earnings Presentation Q3 2023 Private Securities Litigation Reform Act of 1995 Safe Harbor for Forward-Looking Statements ...

Financial Data and Key Metrics Changes - Total revenue for Q3 2023 was $363 million, representing a 21% year-over-year increase, while recurring revenue was $263 million, up 10% after adjusting for foreign exchange and divestiture impacts [4][11] - New ARR bookings for the quarter were $21 million, with trailing 12-month bookings at $85 million, and total bookings increased by 20% [6] - Adjusted EBITDA for Q3 was $103 million, more than double the amount generated in Q3 last year [12] Business Line Data and Key Metrics Changes - Bank segment revenue reached $156 million, up 42%, with adjusted EBITDA of $91 million, also up 100% year-over-year [12] - Biller segment revenue grew 11% to $171 million, with adjusted EBITDA increasing by 48% [13] - Merchant segment revenue and EBITDA were flat compared to Q3 last year, but growth is expected in Q4 and into 2024 [8][13] Market Data and Key Metrics Changes - The banking sector showed strong demand, with recurring revenue growth of 13% year-over-year [6][12] - The anti-fraud solutions segment experienced 12% growth, driven by AI-enhanced fraud prevention solutions [9] Company Strategy and Development Direction - The company is focusing on modernizing core solutions and expanding public cloud delivery options, targeting mid-tier financial institutions [7][27] - Investments are being made in intelligent payments orchestration and real-time payments, with a new CTO appointed to lead these initiatives [10][27] - The company aims to balance capital allocation between debt reduction and share repurchases, with $200 million remaining on its share repurchase authorization [14] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in achieving 7% to 9% revenue growth in 2024, supported by strong recurring revenue and visibility on license renewals [15][19] - The company is optimistic about the performance of its Biller segment, attributing recent growth to successful interchange improvement initiatives [22][34] Other Important Information - The company ended the quarter with $140 million in cash and a net debt leverage ratio of 2.4 times, down from 2.9 times at the end of Q2 [13][14] - The company is focused on delivering shareholder value and plans to share more insights during the next Analyst Day in March 2024 [16] Q&A Session Summary Question: Dynamics supporting revenue growth in 2024 - Management highlighted that the underlying recurring revenue business is up 8% year-to-date, with stronger growth in the second half, providing a stable base for next year's revenue [19][20] Question: Sustainability of Biller's revenue growth - Management indicated that the recent growth in the Biller segment is sustainable due to ongoing initiatives and improvements in interchange pricing [22] Question: Immediate opportunities in the bank segment - Management discussed targeting mid-tier financial institutions, which are increasingly interested in SaaS and cloud delivery models [27] Question: Performance of real-time payment business - Management noted growth in real-time payments across regions, with a significant pipeline of financial institutions preparing for FedNow transactions [30] Question: Biller's growth drivers and future performance - Management clarified that while recent growth was strong, future growth is expected to be in the upper single digits, driven by existing contracts and new customer ramp-ups [34] Question: Investment focus across segments - Management confirmed continued investment in all segments, with a short-term focus on banking due to its growth potential, while still supporting Biller and Merchant segments [42]