Core Insights - The Allstate Corporation has reported estimated catastrophe losses of $213 million for August 2025, which translates to $168 million after tax [1] - The losses were attributed to 10 events, with around 70% of the losses coming from three significant wind and hail events [2] - For comparison, Allstate's estimated catastrophe losses for August 2024 were higher at $272 million, or $215 million after tax, and the August 2025 figure exceeded July's estimate of $184 million, or $145 million after tax [2] - Cumulatively, estimated losses for the third quarter of 2025 have reached $397 million, or $313 million after tax [2] Financial Performance - In the second quarter of 2025, Allstate experienced substantial catastrophe losses totaling $1.99 billion before tax, with monthly losses of $594 million in April, $777 million in May, and $619 million in June [3] - Despite these elevated losses, Allstate reported a significant increase in net income to $2.1 billion for Q2 2025, a substantial rise from $301 million in Q2 2024 [3] - During the mid-year renewals, Allstate secured a new aggregate reinsurance arrangement for its US homeowners book, indicating proactive risk management strategies [3]

Core Insights - The Allstate Corporation reported estimated catastrophe losses for August amounting to $213 million, or $168 million after-tax [1] - The losses for August were attributed to 10 events, with approximately 70% of the losses stemming from three significant wind and hail events [1] - Cumulatively, the total catastrophe losses for July and August reached $397 million, or $313 million after-tax [1] Company Performance - Allstate Protection policies in force were mentioned, indicating ongoing operations and coverage [1]

Group 1 - The article discusses investment opportunities in the insurance sector, focusing on The Allstate Corporation as one of the largest companies in this industry [1] - It invites active investors to join a free trial and engage in discussions with sophisticated traders and investors [1] Group 2 - The article does not provide specific financial data or performance metrics related to The Allstate Corporation or the insurance sector [2]

Core Viewpoint - Allstate Corporation is recognized for its strong market presence in the insurance industry, offering a diverse range of products and competing effectively with major insurers like State Farm and GEICO [1] Group 1: Company Overview - Allstate offers a wide range of insurance products, including auto, home, and life insurance, and is known for its competitive offerings [1] - The company's market capitalization is approximately $51.88 billion, indicating its significant presence in the market [4] Group 2: Stock Performance - Wolfe Research initiated coverage on Allstate with a bullish "Outperform" grade, reflecting positive sentiment towards the company's growth potential [2] - Despite a recent decrease of 1.75% or $3.50, bringing the stock price to $196.89, Allstate's stock has shown resilience, fluctuating between $196.73 and $201.04 [3] - Over the past year, Allstate's stock reached a high of $214.76 and a low of $176, demonstrating its capacity for recovery and growth [3][6] Group 3: Investment Ratings - Zacks Investment Research highlights Allstate's favorable ratings in value, growth, and momentum, indicating its potential to outperform the market [2][5] - The Zacks Style Scores further support Allstate's strong performance in growth categories, suggesting it is well-positioned for future growth [5][6]

Core Insights - Allstate offers competitive car insurance rates and various discounts for safe drivers, but it has received below-average customer satisfaction ratings in multiple regions [1][2][6]. Group 1: Coverage Options - Allstate provides a range of coverage types, including liability, collision, comprehensive, and specialized options like rideshare coverage [7][10]. - The company does not cover customized or aftermarket parts and does not pay for the use of original manufacturer parts in repairs [5][7]. Group 2: Discounts and Savings - Allstate offers 12 different discounts, including accident forgiveness, diminishing deductible discounts, and pay-per-mile insurance for low-mileage drivers [5][16]. - Discounts can be obtained through bundling policies, early signing, automatic payments, and safe driving programs [16]. Group 3: Customer Satisfaction - Allstate scored below average in customer satisfaction across more than half of the U.S. regions according to J.D. Power studies [2][6]. - The average monthly cost for full coverage with Allstate is $180, which is lower than many competitors [6][12]. Group 4: Claims Process - Allstate requires immediate notification for claims to ensure coverage for damages or injuries [18]. - The claims process can be expedited by providing detailed information and photos of the incident [19][23]. Group 5: Mobile App Features - The Allstate mobile app allows users to manage their policies, submit claims, and access roadside assistance [20]. - The app includes features for trip monitoring and discounts for safe driving through the Drivewise program [20]. Group 6: Overall Assessment - Allstate is recognized for its low premiums compared to other insurers, but customer satisfaction remains a concern [21][12].

Company Performance - Allstate's stock closed at $202.52, with a gain of +1.24% on the most recent trading day, outperforming the S&P 500's gain of 0.85% [1] - Over the last month, Allstate's shares have decreased by 4.2%, underperforming the Finance sector's gain of 2.7% and the S&P 500's gain of 2.38% [1] Upcoming Earnings - Allstate's upcoming EPS is projected at $4.71, indicating a 20.46% increase compared to the same quarter of the previous year [2] - The Zacks Consensus Estimate for revenue is projecting net sales of $17.36 billion, up 5.95% from the year-ago period [2] Full-Year Estimates - Full-year Zacks Consensus Estimates forecast earnings of $21.19 per share and revenue of $69.03 billion, representing year-over-year changes of +15.67% and +7.31%, respectively [3] - Recent changes to analyst estimates for Allstate reflect the latest near-term business trends, with positive revisions indicating a favorable business outlook [3] Valuation Metrics - Allstate is currently trading at a Forward P/E ratio of 9.44, which is below the industry average of 11.65, indicating a discount [6] - The company has a PEG ratio of 0.8, compared to the industry average PEG ratio of 2.42, suggesting better value relative to expected earnings growth [7] Industry Context - The Insurance - Property and Casualty industry is part of the Finance sector and holds a Zacks Industry Rank of 33, placing it in the top 14% of over 250 industries [8] - Research indicates that the top 50% rated industries outperform the bottom half by a factor of 2 to 1 [8]

Group 1 - The Allstate Corporation is recognized as one of the best inexpensive stocks to buy according to hedge funds [1] - A multi-year partnership has been established between Allstate and the Big 12 Conference to launch the Allstate Championship Series, aimed at celebrating Big 12 Championships and student-athletes year-round [1][2] - The Allstate Championship Series will serve as the foundation for the Allstate Commissioner's Cup, awarded annually to the Big 12 school with the highest performance metrics [2] Group 2 - Allstate will be the presenting sponsor for all Big 12 Olympic sport championships and will be integrated into major events such as the Big 12 Football Championship and the Men's and Women's Basketball Championships [2][3] - The partnership includes digital and in-venue branding at all Big 12 Championships, original content highlighting student-athlete leadership, and Allstate's designation as the "Official Insurance Partner of the Big 12 Conference" [3] - Allstate Corporation operates in the property and casualty insurance sector, providing various insurance products in the US and Canada, with five segments: Allstate Protection, Run-off Property-Liability, Protection Services, Allstate Health & Benefits, and Corporate & Other [4]

Company Overview - The Allstate Corporation is the third-largest property-casualty insurer and the largest publicly-held personal lines carrier in the U.S. [12] - The company provides a range of life insurance and investment products to approximately 16 million households through over 12,000 exclusive agencies and financial specialists in the U.S. and Canada [12] Investment Potential - Allstate has a Zacks Rank of 3 (Hold) and a VGM Score of A, indicating solid performance potential [13] - The company has a Growth Style Score of B, forecasting year-over-year earnings growth of 15.7% for the current fiscal year [13] - In the last 60 days, 11 analysts revised their earnings estimate upwards, with the Zacks Consensus Estimate increasing by $2.93 to $21.19 per share [13] - Allstate boasts an average earnings surprise of +57.7%, suggesting strong performance relative to expectations [13] Conclusion - With a solid Zacks Rank and top-tier Growth and VGM Style Scores, Allstate is recommended for investors' consideration [14]

Core Points - The Allstate Corporation declared approximately $29.3 million in aggregate dividends on three series of preferred stock for the dividend period from July 15, 2025, through October 14, 2025 [1] - The preferred dividends are payable in cash on October 15, 2025, to stockholders of record at the close of business on September 30, 2025 [1] Dividend Details - Series H has an annual dividend rate of 5.100%, with a quarterly amount of $0.3187500 per depositary share [1] - Series I has an annual dividend rate of 4.750%, with a quarterly amount of $0.29687 per depositary share [1]

Company Overview - The Allstate Corporation has a market cap of $52.7 billion and is one of the largest publicly held personal lines insurers in the U.S. [1] - The company operates through five business segments, offering a variety of property, casualty, life, health, and protection products to individuals, households, and employers in the U.S. and Canada [1]. Stock Performance - Allstate's shares have declined 6.8% from its 52-week high of $214.76, while the stock has risen 1.6% over the past three months, underperforming the Nasdaq Composite's 11.7% increase [3]. - Year-to-date, ALL stock is up 3.6%, lagging behind the Nasdaq's 13.3% gain, and has gained nearly 8% over the past 52 weeks compared to the Nasdaq's 29.6% return [4]. Financial Results - Following Q2 2025 results, Allstate shares rose 5.7% as the insurer posted adjusted EPS of $5.94, exceeding analyst expectations [5]. - The strong performance was attributed to a turnaround in the property-liability segment, with underwriting income increasing to $1.28 billion from a loss a year earlier, and the underlying combined ratio improving to 79.5% [5]. - Higher net investment income of $754 million also contributed to investor confidence [5]. Competitive Landscape - Rival The Hartford Insurance Group has outperformed Allstate, with shares returning 19.6% year-to-date and 11.9% over the past 52 weeks [6]. - Despite underperformance relative to the Nasdaq, analysts maintain a moderately optimistic outlook on Allstate, with a consensus rating of "Moderate Buy" from 23 analysts and a mean price target of $231.79, representing a 15.8% premium to current levels [6].