Core Viewpoint - Ameriprise Financial Services (AMP) is expected to report quarterly earnings of $10.29 per share, a 9.9% increase year-over-year, with revenues projected at $4.71 billion, reflecting a 5.5% year-over-year growth [1]. Earnings Estimates - The consensus EPS estimate has been revised down by 0.8% in the last 30 days, indicating a reassessment by analysts [2]. - Revisions to earnings estimates are crucial for predicting investor actions, as empirical research shows a strong correlation between these revisions and short-term stock performance [3]. Revenue Projections - Analysts project 'Revenues- Management and financial advice fees' to reach $2.89 billion, a year-over-year increase of 6.6% [5]. - 'Revenues- Distribution fees' are expected to be $556.53 million, up 3.8% from the previous year [5]. - 'Revenues- Net investment income' is estimated at $841.41 million, indicating a decline of 5.7% year-over-year [5]. - 'Revenues- Premiums, policy and contract charges' are forecasted at $411.59 million, reflecting an 8.6% increase [6]. - 'Revenues- Other revenues' are expected to be $134.69 million, a 6.1% increase from the year-ago quarter [6]. Assets Under Management - Total Assets Under Management (AUM) is projected to be $1.29 billion, up from $1.17 billion year-over-year [6]. - Total Assets Under Administration is expected to reach $349.71 million, compared to $317.16 million in the same quarter last year [7]. - Total Assets Under Management and Administration is estimated at $1.63 billion, up from $1.52 billion year-over-year [7]. - Total Assets Under Management - Asset Management AUM is projected at $676.38 million, compared to $644.91 million last year [8]. - Total Client Assets at period end are expected to reach $1,177.36 billion, up from $1,028.94 billion year-over-year [9]. Stock Performance - Ameriprise shares have increased by 0.6% over the past month, compared to a 0.4% increase in the Zacks S&P 500 composite [10].

Core Insights - Ameriprise Financial, Inc. (AMP) is expected to report fourth-quarter and 2025 results on January 29, with anticipated year-over-year increases in revenues and earnings [1][8] Financial Performance Expectations - The Zacks Consensus Estimate for AMP's management and financial advice fees is $2.89 billion, reflecting a 6.6% increase from the prior-year quarter [3] - The estimate for distribution fees stands at $557 million, indicating a 3.9% year-over-year growth [3] - Other revenues are expected to reach $135 million, suggesting a 6.3% increase [3] - Net investment income is projected at $841 million, which represents a 5.7% decline year-over-year [4] - Premiums, policy, and contract charges are estimated at $412 million, indicating an 8.7% rise [4] - Total assets under management (AUM) and assets under administration (AUA) are expected to be $1.63 trillion, reflecting a 7.1% increase from the previous year [4][8] Cost Management and Earnings Outlook - While cost management initiatives have controlled general and administrative expenses, overall costs are expected to be elevated due to technology upgrades and hiring [5] - The consensus estimate for quarterly earnings is $10.29 per share, indicating a 9.9% increase from the prior-year quarter [7][8] - The full-year earnings estimate is $38.72, suggesting a 12.7% rise from the previous year [7] Revenue Projections - The total quarterly sales estimate is $4.71 billion, which indicates a 5.5% year-over-year increase [9] - The sales estimate for 2025 is projected at $18.06 billion, reflecting a 5.7% increase from the previous year [9] Earnings Surprise History - Ameriprise has a strong earnings surprise history, having surpassed the Zacks Consensus Estimate in each of the last four quarters, with an average beat of 3.4% [2] - The company has a positive Earnings ESP of +1.87% and a Zacks Rank of 3 (Hold), indicating a high likelihood of beating the consensus estimate this time [6]

Core Viewpoint - Wall Street anticipates a year-over-year increase in earnings for Ameriprise Financial Services, with a focus on how actual results compare to estimates impacting stock price [1][2]. Earnings Expectations - Ameriprise is expected to report quarterly earnings of $10.32 per share, reflecting a +10.3% change year-over-year, with revenues projected at $4.71 billion, up 5.5% from the previous year [3]. Estimate Revisions - The consensus EPS estimate has been revised 1.01% lower in the last 30 days, indicating a reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP for Ameriprise is +2.69%, suggesting analysts have become more optimistic about the company's earnings prospects [12]. - The stock holds a Zacks Rank of 3, indicating a likelihood of beating the consensus EPS estimate [12]. Historical Performance - Ameriprise has consistently beaten consensus EPS estimates, achieving this in the last four quarters [14]. - In the last reported quarter, the company exceeded expectations by delivering earnings of $9.92 per share against an estimate of $9.6, resulting in a +3.33% surprise [13]. Industry Comparison - SEI Investments, another player in the financial services sector, is expected to report earnings of $1.34 per share, with a year-over-year change of +12.6% and revenues of $595.79 million, up 6.9% [18][19]. - SEI's consensus EPS estimate has been revised 1.5% higher, with an Earnings ESP of +1.05% and a Zacks Rank of 2, indicating a strong likelihood of beating estimates [20].

Market Overview - U.S. stocks ended nearly flat on Friday, with all three major indexes posting losses for the week as the fourth-quarter earnings season began [9][10] - The S&P 500 was down 0.38% for the week, the Nasdaq declined 0.66%, and the Dow fell 0.29% [5][10] Sector Performance - Healthcare sector fell 0.8%, leading declines among S&P 500 sectors [10] - Shares of chipmakers rose, with the semiconductor index gaining 1.2% [10] - The financial sector ended up 0.1% on Friday but experienced its largest weekly percentage decline since October due to concerns over a proposed cap on credit card interest rates [10] Earnings Season Insights - Big U.S. banks reported mostly solid results, indicating a generally favorable economic backdrop [4][10] - Upcoming earnings reports from major companies like Netflix, Johnson & Johnson, and Intel are anticipated to provide further insights into fundamental conditions [5][10] Market Dynamics - Investors showed caution ahead of the long weekend, with the stock market closed on Monday [6][10] - There was a shift of money from heavyweight tech stocks to more undervalued areas, with mid- and small-cap stocks outperforming the S&P 500 [7][10] - The small-cap Russell 2000 reached a record closing high, gaining 2.04% for the week [7][10] Trading Activity - Declining issues outnumbered advancers by a 1.19-to-1 ratio on the NYSE, with 423 new highs and 64 new lows [8][10] - On the Nasdaq, 2,034 stocks rose while 2,719 fell, resulting in a 1.34-to-1 ratio of declining issues to advancers [9][10] - U.S. exchanges saw a trading volume of 18.77 billion shares, above the 20-day average of 16.85 billion shares [9][10]

Core Viewpoint - Zacks Premium provides various tools and resources to help investors make informed decisions and maximize their stock market investments Group 1: Zacks Style Scores - Zacks Style Scores are indicators that rate stocks based on value, growth, and momentum methodologies, aiding investors in selecting stocks likely to outperform the market in the next 30 days [3] - Each stock receives an alphabetic rating from A to F, with A indicating the highest potential for outperformance [4] - The Style Scores are categorized into four types: Value Score, Growth Score, Momentum Score, and VGM Score, which combines all three styles [4][5][6][7] Group 2: Zacks Rank - The Zacks Rank is a proprietary model that uses earnings estimate revisions to assist investors in building successful portfolios [8] - Stocks rated 1 (Strong Buy) have historically produced an average annual return of +23.9% since 1988, significantly outperforming the S&P 500 [9] - To optimize returns, investors should focus on stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B [10] Group 3: Company Spotlight - Ameriprise Financial Services - Ameriprise Financial, headquartered in Minneapolis, has total assets under management of $1.66 trillion as of September 30, 2025 [12] - The company holds a Zacks Rank of 3 (Hold) and a VGM Score of A, indicating solid performance potential [12] - Ameriprise has a Value Style Score of A, with a forward P/E ratio of 12.2, and has seen positive earnings estimate revisions, increasing the Zacks Consensus Estimate by $0.35 to $38.75 per share [13]

Core Thesis - Ameriprise Financial, Inc. is positioned as a leading wealth management and financial services firm in the U.S., with a strong focus on comprehensive advisory and asset management solutions [2][3] Business Model - The company's business model integrates advisory, asset management, and insurance solutions, allowing clients to access a full suite of financial services [2] - 60% of Ameriprise's revenue is derived from its wealth management segment, which has historically driven earnings growth [3] - Growth is supported by rising assets under management (AUM), increased adoption of new products, and an expanding client base, rather than solely relying on advisor headcount growth [3] Financial Performance - Ameriprise has achieved a return on equity of 59.6% and a three-year EPS growth rate of 15% [4] - The current P/E ratio stands at 12.4, with EBITDA growth of 8% bolstered by share repurchases [4] Market Position and Strategy - The transition to a wrap-fee advisory model aligns advisor and client interests, which helps mitigate risks associated with industry trends toward passive investing [4] - The company leverages its integrated service offering and independent advisor model to capture underserved clients and adapt to industry shifts [5] Investment Outlook - Ameriprise is viewed as a well-run, high-quality compounder with resilient growth and modest current undervaluation, making it an attractive long-term investment [5]

Core Insights - Artificial intelligence (AI) is identified as the greatest investment opportunity of the current era, with a strong emphasis on the urgency to invest now [1][13] - The energy demands of AI technologies are significant, with data centers consuming as much energy as small cities, leading to concerns about power grid capacity and rising electricity prices [2][3] Investment Opportunity - A specific company is highlighted as a critical player in the AI energy sector, owning essential energy infrastructure assets that are poised to benefit from the increasing energy demands of AI [3][7] - This company is not a chipmaker or cloud platform but is positioned as a "toll booth" operator in the AI energy boom, collecting fees from energy exports [5][6] Financial Position - The company is noted for being debt-free and holding a substantial cash reserve, which is nearly one-third of its market capitalization, providing a strong financial foundation [8][10] - It is trading at less than 7 times earnings, indicating a potentially undervalued investment opportunity compared to its peers in the energy and utility sectors [10][12] Market Trends - The company is strategically aligned with several market trends, including the onshoring boom driven by tariffs, a surge in U.S. LNG exports, and a unique position in nuclear energy [14][6] - The influx of talent into the AI sector is expected to drive continuous innovation and advancements, further solidifying the importance of investing in AI-related infrastructure [12][11]

Core Viewpoint - Ameriprise Financial, Inc. is set to release its fourth quarter 2025 results on January 29, 2026, at 6:30 a.m. (ET) and will host an investor conference call at 8:00 a.m. (ET) on the same day [1] Group 1 - The company has been providing financial confidence for over 130 years [2] - Ameriprise offers extensive investment advice, global asset management capabilities, and insurance solutions [2] - The company has a nationwide network of more than 10,000 financial advisors [2]

Core Insights - Ameriprise Financial, Inc. was recognized as the highest ranked diversified financial services firm on TIME's list of "America's Most Iconic Companies" for 2026, reflecting its enduring legacy and industry leadership [1] - The recognition emphasizes the positive impact of Ameriprise on clients, advisors, employees, and communities [1] - Jim Cracchiolo, Chairman and CEO of Ameriprise Financial, expressed honor in receiving this prestigious recognition [1]

Core Insights - Loveday Caruso Wealth Management Group has transitioned to the independent channel of Ameriprise Financial, Inc. from LPL Financial, bringing with them $120 million in assets [1] Group 1 - The practice is based in Littleton, Colorado, and is led by private wealth advisor Sean Loveday, along with financial advisor Sarah Caruso and administrative assistant Lori O'Halloran [1] - The decision to join Ameriprise was motivated by a commitment to enhancing their services [1]