Grupo Aval Acciones y Valores S.A. (NYSE:AVAL) Q1 2020 Earnings Conference Call May 20, 2020 10:00 AM ET Company Participants Luis Carlos Sarmiento Gutiérrez - President Diego Fernando Solano Saravia - Chief Financial Officer Conference Call Participants Andres Soto - Santander Investment Securities, Inc. Adriana De Lozada - Scotiabank Gabriel da Nóbrega - Citibank Nicolas Riva - Bank of America Merrill Lynch Judy Fernandez - JPMorgan Chase & Co. Carlos Gomez-Lopez - HSBC Securities Johanna Castro - Itaú BB ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 for the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________________ to ________________ OR ☐ SHELL COMPANY ...

Grupo Aval Acciones y Valores S.A. (NYSE:AVAL) Q4 2019 Earnings Conference Call March 17, 2020 10:00 AM ET Company Participants Luis Carlos Sarmiento Gutiérrez - CEO Diego Fernando Solano Saravia - CFO Conference Call Participants Gabriel Nóbrega - Citibank Andres Soto - Santander Adriana De Lozada - Scotiabank Nicolas Riva - Bank of America Merrill Lynch Yuri Fernandes - JPMorgan Sebastián Gallego - CrediCorp Capital Julian Amaya - Davivienda Corredores Diego Torres - MCC-Itaú Operator Welcome to Grupo Ava ...

Grupo Aval Acciones y Valores S.A. (NYSE:AVAL) Q3 2019 Earnings Conference Call November 19, 2019 9:00 AM ET Company Participants Luis Carlos Sarmiento Gutiérrez - Chief Executive Officer Diego Fernando Solano Saravia - Chief Financial Officer Conference Call Participants Jason Mollin - Scotiabank Gabriel Nóbrega - Citibank Sebastián Gallego - CrediCorp Capital Carlos Rodriguez - Ultraserfinco Julian Amaya - Davivienda Corredores Operator Welcome to Grupo Aval's Third Quarter 2019 Consolidated Results Confe ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20‑F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 for the fiscal year ended December 31, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________________ to ________________ OR ☐ SHELL COMPANY ...