BERKSHIRE HILLS BANCORP 2Q 2021 EARNINGS PRESENTATION July 21, 2021 F ORWAR D -L OOK I N G S TAT E M E N T S 2 This document contains "forward-looking statements" within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended, including statements regarding our outlook for earnings, net interest margin, fees, expenses, tax rates, capital and liquidity levels and other matters regarding or affecting Berkshire and its future busi ...

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) Q2 2021 Earnings Conference Call July 21, 2021 10:00 AM ET Company Representatives Nitin Mhatre - President, Chief Executive Officer of Berkshire Hills Bancorp Subhadeep Basu - Chief Financial Officer Sean Gray - Chief Operating Officer Greg Lindenmuth - Chief Risk Officer Kevin Conn - Investor Relations, Corporate Development Officer Conference Call Participants Mark Fitzgibbon - Sandler O'Neill Laurie Hunsicker - Compass Point Jake Civiello - Janney Operator Good ...

Table of Contents Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $0.01 per share BHLB The New York Stock Exchange UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: March 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ...

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) Q1 2021 Earnings Conference Call April 29, 2021 10:00 AM ET Corporate Participants Kevin Conn - Head of Investor Relations and Corporate Development Nitin Mhatre - Chief Executive Officer Subhadeep Basu - Senior Executive Vice President and Chief Financial Officer Shaun Dwyer - Chief Operating Officer Conference Call Participants Laurie Hunsicker - Compass Point Mark Fitzgibbon - Piper Sandler Operator Good morning, and welcome to the Berkshire Hills Bancorp First Q ...

B E R K S H I R E B AN K 1 Q 2 0 2 1 E AR N I N G S P R E S E N TAT I O N APRIL 28, 2021 ＸBerkshireHillsBancorp F ORWAR D -L OOK I N G S TAT E M E N T S This document contains "forward-looking statements" within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. You can identify these statements from the use of the words "may," "will," "should," "could," "would," "plan," "potential," "estimate," "project," "believe," "int ...

Table of Contents Title of each class Trading Symbol(s) Name of Exchange on which registered Common stock, par value $0.01 per share BHLB New York Stock Exchange UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission ...

| --- | --- | --- | --- | |------------------------------------------------|-------|-------|-------| | | | | | | | | | | | | | | | | Berkshire Hills Bancorp | | | | | Investor Information Presentation January 2021 | | | | | | | | | | | | | | Forward-Looking Statements This document contains "forward-looking statements" within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. You can identify these statements from the use ...

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) Q4 2020 Earnings Conference Call January 26, 2021 10:00 AM ET Executives David Gonci - IR Manager Bill Dunleavy - Chairman of the Board of Directors Sean Gray - Acting CEO Jamie Moses - CFO Georgia Melas - Chief Credit Officer George Bacigalupo - Commercial Banking Leader Greg Lindenmuth - Chief Risk Officer Analysts Mark Fitzgibbon - Piper Sandler Laurie Hunsicker - Compass Point Operator Good morning, and welcome to the Berkshire Hills Bancorp Q4 Earnings Release ...

Table of Contents Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $0.01 per share BHLB The New York Stock Exchange UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: September 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period f ...

Berkshire Hills Bancorp Investor Information Presentation October 2020 NYSE Forward-Looking Statements This document contains "forward-looking statements" within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. You can identify these statements from the use of the words "may," "will," "should," "could," "would," "plan," "potential," "estimate," "project," "believe," "intend," "anticipate," "expect," "target" and similar ...