Core Insights - City Holding Company reported earnings per share of $2.18, which was below the estimated $2.29, yet announced record annual earnings, indicating strong financial performance [1][5] - The company's revenue for the period was approximately $80.2 million, slightly below the anticipated $81.4 million, showcasing effective navigation of financial challenges [2][5] Financial Metrics - The price-to-earnings (P/E) ratio is approximately 17.78, reflecting investor confidence in future earnings potential [3][5] - The price-to-sales ratio stands at about 6.10, and the enterprise value to sales ratio is around 5.75, suggesting solid valuation relative to sales and enterprise value [3] - The enterprise value to operating cash flow ratio is approximately 12.79, indicating efficiency in generating cash flow from operations [4] - The earnings yield for City Holding Company is about 5.62%, providing a reasonable return on investment [4][5]

Core Insights - City Holding (CHCO) reported revenue of $80.2 million for Q4 2025, marking an 11.8% year-over-year increase, but fell short of the Zacks Consensus Estimate by 1.36% [1] - The earnings per share (EPS) for the quarter was $2.18, compared to $1.94 a year ago, but was below the consensus estimate of $2.29, resulting in a surprise of -4.6% [1] Financial Performance Metrics - The efficiency ratio was reported at 48.2%, slightly above the average estimate of 47.9% from two analysts [4] - The net interest margin was 3.9%, below the estimated 4% by two analysts [4] - The average balance of interest-earning assets totaled $6.13 billion, exceeding the estimated $6.08 billion [4] - Total non-interest income was $19.64 million, below the average estimate of $20 million [4] - Net interest income was reported at $60.56 million, also below the estimated $61.21 million [4] Stock Performance - City Holding's shares have returned -1.9% over the past month, compared to a -0.4% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]

分组1 - City Holding (CHCO) reported quarterly earnings of $2.18 per share, missing the Zacks Consensus Estimate of $2.29 per share, but showing an increase from $1.94 per share a year ago [1] - The company posted revenues of $80.2 million for the quarter, missing the Zacks Consensus Estimate by 1.36%, compared to $71.71 million in the same quarter last year [3] - The stock has added about 2.2% since the beginning of the year, while the S&P 500 has declined by 0.7% [4] 分组2 - The current consensus EPS estimate for the coming quarter is $2.13 on revenues of $78.84 million, and for the current fiscal year, it is $8.63 on revenues of $319.67 million [8] - The Zacks Industry Rank for Banks - Southeast is currently in the top 31% of over 250 Zacks industries, indicating a favorable outlook for the industry [9] - City Holding has a Zacks Rank of 3 (Hold), suggesting that the shares are expected to perform in line with the market in the near future [7]

Core Viewpoint - ACCESS Newswire Inc. will present at the Dealflow Discovery Conference in Atlantic City, New Jersey on January 28, 2026, at 2:30pm ET [1] Company Information - ACCESS Newswire Inc. is an industry-leading communications company [1]

Financial Performance - City Holding Company reported record net income of $130.5 million and diluted earnings of $8.93 per share for the year ended December 31, 2025, achieving a return on assets of 1.97% and a return on tangible equity of 21.2%[2] - Net Income available to common shareholders for the twelve months ended December 31, 2025, was $130,485,000, up from $117,101,000 in 2024, representing a growth of 11.5%[29] - Earnings per share (EPS) for the year ended December 31, 2025, was $8.94, compared to $7.91 in 2024, indicating a year-over-year increase of 13.0%[29] - Net Income Available to Common Shareholders for the three months ended December 31, 2025, was $31,568,000, compared to $28,654,000 for the same period in 2024, representing an increase of 10.3%[33] Income and Revenue - Net interest income increased by $16.1 million, or 7.3%, from $221.1 million in 2024 to $237.2 million in 2025, driven by an increase in average loan balances and a decrease in the cost of interest-bearing liabilities[4] - Non-interest income rose to $77.8 million for the year ended December 31, 2025, compared to $73.3 million in 2024, with a 2.9% increase in core non-interest income[11] - Total Interest Income for the three months ended December 31, 2025, was $81,447,000, an increase from $78,820,000 for the same period in 2024, representing a growth of 2.4%[32] - Net Interest Income for the three months ended December 31, 2025, was $60,825,000, compared to $55,790,000 for the same period in 2024, reflecting an increase of 9.1%[29] Asset and Loan Growth - Total loans increased by $232.2 million, or 5.4%, to $4.51 billion at December 31, 2025, with significant growth in commercial and industrial loans by 8.1%[17] - Total Assets as of December 31, 2025, were $6,722,018,000, an increase from $6,459,459,000 as of December 31, 2024, reflecting a growth of 4.1%[34] - The total gross loans increased to $4,507,005, up from $4,412,775 in the previous quarter, representing a growth of 2.0%[36] - The commercial and industrial loan portfolio grew to $453,975, up from $426,654 in the previous quarter, reflecting a growth of 6.0%[36] Deposits and Liquidity - Period-end deposit balances increased by $156.8 million, or 3.0%, from December 31, 2024, to December 31, 2025, with average depository balances rising by $192.8 million[18] - The Company maintained a gross loan to deposit ratio of 85.0% and a gross loan to asset ratio of 67.0% at December 31, 2025, indicating solid liquidity management[20] - Total Deposits as of December 31, 2025, were $5,300,988,000, compared to $5,144,150,000 as of December 31, 2024, indicating an increase of 3.1%[34] Expenses and Efficiency - Non-interest expenses increased by $6.9 million, or 4.7%, from $147.2 million in 2024 to $154.1 million in 2025, primarily due to salary adjustments and increased health insurance costs[15] - The efficiency ratio for the twelve months ended December 31, 2025, was 48.2%, compared to 48.8% in 2024, indicating improved operational efficiency[30] Capital and Equity - The tangible equity ratio improved from 9.1% at December 31, 2024, to 9.9% at December 31, 2025, reflecting strong capitalization[23] - Stockholders' equity increased to $808,947, compared to $747,143 a year earlier, indicating a strong capital position[39] - The CET I capital ratio at period-end was 16.94%, slightly down from 17.19% in the previous quarter[30] Dividends and Share Repurchase - The Board of Directors approved a quarterly cash dividend of $0.87 per share, payable on January 30, 2026, as part of a share repurchase plan[25] - The company repurchased 141,000 treasury shares at an average price of $119.12 during the three months ended December 31, 2025[30] Credit Quality - The ratio of nonperforming assets to total loans decreased from 0.35% at December 31, 2024, to 0.32% at December 31, 2025, indicating improved credit quality[9] - The allowance for loan losses at the end of the period was $19,862, which is 0.44% of loans outstanding, slightly down from 0.45% in the previous quarter[37] - Total non-performing loans amounted to $13,919, with non-performing assets as a percentage of loans and other real estate owned at 0.32%[38] Market Activity - The average daily trading volume for the three months ended December 31, 2025, was 90,000 shares, compared to 76,000 shares in the previous quarter[30] - New DDA accounts for 2025 totaled 31,427, with a net increase of 3,548 accounts, reflecting a growth rate of 1.4%[48]

Core Insights - The official creation of Jailhouse Studios has been announced, which will be located in Hamilton County's former downtown jail [1] - Jailhouse Studios aims to be the world's first quantum-ready sovereign data, processing, and AI center and creator campus [1] - The project is a result of years of collaboration among leaders in real estate, technology, and entertainment industries [1] Industry Impact - The establishment of Jailhouse Studios represents a significant intersection of cutting-edge technology and creative production [1] - This initiative is expected to enhance the local economy by attracting talent and investment in the fields of data processing and artificial intelligence [1]

Core Viewpoint - Sila Realty Trust has successfully completed the acquisition of an inpatient rehabilitation facility in Oklahoma City for a total of $43.1 million [1] Group 1: Acquisition Details - The acquisition involves an inpatient rehabilitation facility located in Oklahoma City [1] - The total purchase price for the facility is $43.1 million [1] Group 2: Strategic Implications - This acquisition is part of Sila Realty Trust's strategy to expand its portfolio in the healthcare real estate sector [1] - The facility is expected to enhance the company's revenue-generating capabilities [1]

Core Insights - ABM has been selected by DASH to provide EV charging infrastructure for the electrification of Alexandria's public bus fleet [2][3] - The project includes the installation of an in-route pantograph charger, power cabinets, and electrical infrastructure, allowing buses to charge while in service [3] - This initiative is part of a broader electrification plan for DASH, which serves over 15,000 riders daily and aims to enhance operational efficiency and reduce greenhouse gas emissions [4][6] Company Overview - ABM is a leading provider of integrated facility, engineering, and infrastructure solutions, with over 100,000 team members [7] - The company generates over $8 billion in annual revenue and serves various sectors including commercial real estate, aviation, and education [8] - ABM focuses on innovative technologies and sustainable solutions to enhance facilities and meet evolving challenges [8]

Core Viewpoint - The acquisition of City Office REIT, Inc. by the joint venture MCME Carell, consisting of Elliott Investment Management and Morning Calm Management, has been completed at a price of $7.00 per share, resulting in the delisting of CIO's common stock from public markets [1][2]. Group 1: Acquisition Details - MCME Carell has successfully acquired City Office REIT for $7.00 per share, leading to the removal of CIO's common stock from public trading [1]. - Over 98% of voting stockholders supported the acquisition, indicating strong shareholder approval and confidence in the transaction [2]. Group 2: Management Commentary - James Farrar, CEO of City Office REIT, emphasized that the acquisition delivers immediate and significant value to shareholders, reflecting the hard work of the team [2]. - Mukang Cho, CEO of Morning Calm Management, expressed excitement about the transaction and the potential to create value in the commercial real estate portfolio, highlighting a belief in the recovery of the office sector [2]. Group 3: Advisory Roles - Raymond James & Associates and Jones Lang LaSalle Securities acted as exclusive financial advisors for City Office REIT, while DLA Piper LLP served as special M&A legal counsel [3]. - Eastdil Secured acted as the financial advisor for MCME Carell, with Gibson Dunn & Crutcher LLP providing legal counsel [3]. Group 4: About MCME Carell - MCME Carell is an affiliate of Elliott Investment Management and Morning Calm Management, with Elliott managing approximately $76.1 billion in assets as of June 30, 2025 [4]. - Morning Calm Management focuses on special situation investing and commercial real estate credit, managing around 11 million square feet of commercial real estate [4].

Core Viewpoint - Capital City Bank Group, Inc. will release its fourth quarter and year-end 2025 financial results on January 27, 2026, before the market opens, with access available on its Investor Relations website [1] Group 1: Company Overview - Capital City Bank Group, Inc. is one of the largest publicly traded financial holding companies based in Florida, with approximately $4.3 billion in assets [2] - The company offers a comprehensive range of banking services, including traditional deposit and credit services, mortgage banking, asset management, trust, merchant services, bankcards, and securities brokerage services [2] - Capital City Bank, the bank subsidiary, was established in 1895 and currently operates 62 banking offices and 108 ATMs/ITMs across Florida, Georgia, and Alabama [2]