Core Insights - CNH Industrial reported a 6% increase in consolidated revenues for Q4 2025, but full-year revenues declined by 9% due to lower demand in the agricultural equipment sector [1][2] - The company anticipates continued challenges in the agricultural equipment market, preparing for lower demand levels in 2026 before a projected recovery in 2027 [1][17] Financial Performance - Q4 2025 net income was $89 million, down from $176 million in Q4 2024, with diluted EPS of $0.07 compared to $0.14 in the previous year [1][2] - Full-year net income for 2025 was $505 million, a significant decrease from $1,259 million in 2024, with diluted EPS dropping from $0.99 to $0.41 [2][15] - Adjusted net income for Q4 2025 was $246 million, up 26% from $196 million in Q4 2024, while adjusted diluted EPS increased to $0.19 from $0.15 [3][1] Segment Performance - The Agriculture segment saw net sales increase by 5% in Q4 2025 to $3.6 billion, driven by favorable pricing and foreign exchange impacts, although adjusted EBIT decreased to $233 million [5][8] - The Construction segment's net sales rose by 19% to $853 million in Q4 2025, but adjusted EBIT fell sharply to $5 million due to higher production costs [9][10] - Financial Services revenues decreased by 6% in Q4 2025, with net income increasing by 18% to $109 million, attributed to improved interest margins [11][12] Market Outlook - The agricultural equipment market is expected to face a further 5% decline in global retail demand in 2026, with a recovery anticipated in 2027 [17][19] - Construction equipment demand is projected to remain flat in 2026, with varying strength across different market segments [18][19]

Core Insights - The company reported a 6% increase in consolidated revenues for Q4 2025, but a 9% decline in full-year revenues due to lower demand in the agricultural equipment sector [1][2] - Net income for Q4 2025 was $89 million, down from $176 million in Q4 2024, with full-year net income at $505 million compared to $1,259 million in 2024 [1][2] - The company anticipates lower demand levels in 2026, with a projected recovery in 2027 for the agricultural equipment market [1][23] Financial Performance - Q4 2025 consolidated revenues were $5.16 billion, up from $4.88 billion in Q4 2024, while net sales of Industrial Activities increased to $4.45 billion, an 8% rise [1][4] - Full-year 2025 consolidated revenues totaled $18.10 billion, a 9% decrease from $19.84 billion in 2024, with net sales of Industrial Activities at $15.35 billion, down 10% [2][18] - Full-year diluted EPS was $0.41, down from $0.99 in 2024, while adjusted diluted EPS was $0.55 compared to $1.05 in 2024 [2][19] Segment Performance - The Agriculture segment saw Q4 2025 net sales increase by 5% to $3.6 billion, but adjusted EBIT decreased to $233 million from $244 million in Q4 2024 [10][20] - In the Construction segment, Q4 2025 net sales rose 19% to $853 million, driven by higher shipment volumes, although adjusted EBIT fell to $5 million from $18 million in Q4 2024 [11][13] - Financial Services revenues decreased by 6% in Q4 2025 due to lower yields and reduced average portfolio balances, while net income increased by 18% to $109 million [14][16] Market Outlook - The company expects a further 5% decline in global industry retail demand for agricultural equipment in 2026, maintaining low production levels and managing dealer inventories [23][24] - The construction equipment market is projected to remain flat in 2026, with varying demand across different construction sectors [24]

Core Insights - CNH Industrial (CNH) is expected to report quarterly earnings of $0.11 per share, reflecting a decline of 26.7% year-over-year, while revenues are forecasted to reach $5.02 billion, an increase of 2.9% compared to the previous year [1] Revenue Estimates - Analysts estimate 'Revenues- Net Sales' at $4.28 billion, indicating a year-over-year change of +3.8% [4] - 'Revenues- Total Industrial Activities- Agriculture' is projected to be $3.51 billion, reflecting a change of +2.8% from the year-ago quarter [4] - 'Revenues- Total Industrial Activities- Construction' is expected to reach $805.81 million, with a year-over-year change of +12.2% [5] - 'Revenues- Finance, interest and other income' is forecasted at $730.03 million, indicating a decline of -2.3% year-over-year [5] Agriculture Sales Projections - 'Agriculture Sales- North America' is estimated at $1.31 billion, showing a change of +4.4% from the prior-year quarter [6] - 'Agriculture Sales- Europe, Middle East and Africa' is projected to reach $1.19 billion, reflecting a year-over-year change of +13.1% [6] - 'Agriculture Sales- South America' is expected to be $603.70 million, indicating a decline of -8.1% year-over-year [6] Construction Sales Projections - 'Construction Sales- Asia Pacific' is estimated at $60.39 million, reflecting a change of +4.1% from the prior-year quarter [7] - 'Construction Sales- North America' is projected to be $405.02 million, indicating a year-over-year change of +21.6% [7] - 'Construction Sales- Europe, Middle East and Africa' is expected to reach $195.24 million, reflecting a change of +7.9% year-over-year [7] - 'Construction Sales- South America' is forecasted at $134.15 million, indicating a decline of -8.1% year-over-year [8] Market Performance - CNH shares have increased by +18.6% over the past month, contrasting with the Zacks S&P 500 composite's decline of -0.3% [8] - CNH holds a Zacks Rank 4 (Sell), suggesting it is expected to underperform the overall market in the near term [8]

Core Insights - CASE Construction Equipment is showcasing over 40 innovative machines and technologies at CONEXPO-CON/AGG 2026, emphasizing efficiency and safety for various jobsite challenges [1][23] - The company is committed to practical innovations that enhance operator experience and productivity, integrating advanced technologies into their equipment lineup [2][6] Equipment Highlights - The lineup includes new D Series 3-ton mini excavators, a new midi excavator, and upgraded models in the E Series full-sized excavator lineup, featuring advanced controls and connectivity [2][11] - The all-new TL100EV electric mini track loader will be introduced, designed for low-noise and zero-emission operations, compatible with over 40 attachments [12] - New G Series compact wheel loaders will be presented, featuring operator-friendly cab improvements and enhanced performance capabilities [3][14] - The upcoming N Series dozers will be previewed, showcasing significant upgrades in performance management and operator experience [3][13] Technology and Support - CASE is introducing a cohesive technology stack, including the myCASEConstruction app for real-time fleet data and new machine control solutions to enhance operational efficiency [8][6] - The company emphasizes a partnership-focused approach, providing industry-leading support and digital solutions to optimize total cost of ownership [5][6] Attachments and Versatility - A comprehensive lineup of attachments will be showcased, enhancing jobsite flexibility and operational capabilities across various machines [19] - The new attachment offerings include heavy-duty buckets, specialized tools, and advanced equipment designed to meet diverse job requirements [19]

Core Viewpoint - CNH Industrial (NYSE: CNH) is set to announce its financial results for the Fourth Quarter and Full Year of 2025 on February 17, 2026, with a live webcast available for stakeholders [1]. Group 1: Financial Results Announcement - The financial results conference call will begin at 9:00 a.m. ET on February 17, 2026, and will be accessible via a live listen-only webcast [1]. - A replay of the financial results will be archived in the Investor Relations section of the corporate website for 12 months for those unable to attend the live session [1]. Group 2: Company Overview - CNH Industrial is recognized as a world-class equipment, technology, and services company, focusing on innovation, sustainability, and productivity [3]. - The company provides strategic direction and R&D capabilities that support its global and regional brands, including Case IH, New Holland, CASE, and others [3]. - CNH has a diverse portfolio that includes agricultural applications, construction products, and advanced technologies in precision agriculture and autonomous systems [3]. Group 3: Company History and Workforce - With a history spanning over two centuries, CNH has established itself as a pioneer in its sectors, continuously innovating to enhance customer efficiency and success [4]. - The company employs over 35,000 individuals globally, fostering a diverse and inclusive workplace aimed at empowering customers [4].

Core Insights - The American Society of Agricultural and Biological Engineers (ASABE) has awarded three Ag Tech innovations from CNH for its annual AE50 Awards, recognizing the most innovative products and systems in the agricultural sector for the year [2][10] - CNH's CEO, Gerrit Marx, emphasized the company's commitment to supporting farmers through advanced technologies that enhance efficiency and resource optimization [3] Group 1: Awarded Technologies - The three winning technologies from CNH are integrated into the Case IH brand portfolio and the Case IH FieldOps Digital Farm Management Platform, which offers real-time data and fleet management [4][10] - Seedbed Sense Speed Control is a new feature for the Case IH Tiger-Mate™ 255 field cultivator that monitors seedbed conditions and adjusts tractor speed for consistent planting, improving crop yield [5] - The Draft Tube Free Toolbar System is a lightweight, front-fold planter that enhances planting efficiency and reduces soil compaction, allowing for high-speed planting at 10 miles-per-hour [6] - Case IH SenseApply™ technology is an automated crop-sensing system that uses AI for precise spot spraying, optimizing input use and improving operational efficiency at speeds of up to 25 miles-per-hour [7] Group 2: Company Overview - CNH Industrial is a global leader in equipment, technology, and services, focusing on innovation, sustainability, and productivity across its brands [9][12] - The company has a diverse portfolio that includes agricultural and construction equipment, with a commitment to advancing Ag Tech innovation and protecting soil health [8][11]

Core Insights - CNH has appointed Carlo Materazzo as Chief Manufacturing Officer and Britton Worthen as Chief Legal and Compliance Officer, effective January 1, 2026, to enhance its Global Leadership Team and support operational excellence, innovation, and governance [1][4] Group 1: Appointments - Carlo Materazzo will oversee global agriculture industrial operations across five regions and 15 countries, bringing over 20 years of international experience in manufacturing, operations, and logistics [2] - Britton Worthen joins CNH with extensive experience in legal strategy, compliance, and corporate governance, advising on key legal issues and serving as Board Secretary [3] Group 2: Company Vision and Strategy - CNH emphasizes its commitment to strengthening its leadership team with world-class talent, aiming to advance strategic priorities through the expertise of new appointees [4] - The company operates under the purpose of "Breaking New Ground," focusing on innovation, sustainability, and productivity across its global and regional brands [4][5] Group 3: Company Overview - CNH is a global leader in equipment, technology, and services, with a diverse workforce of over 35,000 employees dedicated to empowering customers and driving efficiency [5]

Core Insights - CNH has appointed Carlo Materazzo as Chief Manufacturing Officer and Britton Worthen as Chief Legal and Compliance Officer, effective January 1, 2026, to enhance its Global Leadership Team and support operational excellence, innovation, and governance [1][4] Group 1: Appointments - Carlo Materazzo will oversee global agriculture industrial operations across five regions and 15 countries, bringing over 20 years of international experience in manufacturing, operations, and logistics [2] - Britton Worthen joins CNH with extensive experience in legal strategy, compliance, and corporate governance, advising on key legal issues and serving as Board Secretary [3] Group 2: Company Overview - CNH Industrial is a leading equipment, technology, and services company focused on innovation, sustainability, and productivity, providing strategic direction and R&D capabilities for its global brands [4] - The company operates under various brands, including Case IH, New Holland, and CASE, offering a comprehensive range of agricultural and construction products [4] - With a history of over two centuries, CNH continues to innovate and drive customer efficiency, employing over 35,000 individuals in a diverse and inclusive workplace [5]

Group 1: Company Overview - CNH Industrial N.V. operates as a global provider of agricultural and construction equipment, with a portfolio that includes well-known brands such as Case IH and New Holland, offering tractors, harvesters, excavators, and technology used across farming and construction markets [6] Group 2: Financial Outlook and Investment Plans - Barclays lowered its price target on CNH Industrial N.V. to $11 from $14 while maintaining an Overweight rating, reflecting a constructive outlook for the machinery sector heading into 2026 [2] - The company announced plans to invest nearly $5 billion over the next five years in manufacturing and research and development facilities across the US, indicating a long-term focus on domestic production and technology [3] Group 3: Operational Changes - CNH Industrial will stop production at its Burlington, Iowa assembly plant by the second quarter of 2026 due to weaker demand and underutilization, affecting about 200 employees [3] - Management discussed ongoing changes to CNH's global supply chain and dealer network during the third-quarter 2025 earnings call, aiming to reduce exposure to industry volatility [4] Group 4: Technological Investments and Quality Focus - The company is investing in technology, including Agentic AI for FieldOps, while focusing on quality, with management reporting a reduction in quality-related costs by more than $60 million year to date [5]

Group 1 - CNH Industrial N.V. is rated as a Moderate Buy by 14 Wall Street analysts, consisting of 8 Buys, 5 Holds, and 1 Sell, with an average price target of $12.61, indicating a 33.16% upside from the current price of $9.47 per share [1] - The company has priced a €500 million offering of 3.625% notes due in 2033 to strengthen its financial position and repay existing debt, following a decline in full-year profit and a reduction in tractor production due to sluggish demand [2][3] - Full-year adjusted profit is expected to range between 44 cents and 50 cents, down from previous guidance of 50 cents to 70 cents, reflecting uncertain market fundamentals [3] Group 2 - Analysts at JPMorgan downgraded CNH Industrial to Underweight on November 28 due to weaker-than-expected guidance, maintaining a price target of $10 [4] - CNH Industrial is a global leader in capital goods for agriculture and construction, focusing on designing, producing, and selling machinery such as tractors and construction equipment, along with providing financial services to support these sectors [5]