Group 1 - CNO Financial Group, Inc. will report its first quarter 2025 results after market close on April 28, 2025 [1] - A conference call to discuss the results is scheduled for April 29, 2025, at 11:00 a.m. Eastern Time [1] - Participants can join the call via dial-in or webcast, with registration required for both methods [2][3] Group 2 - CNO Financial Group focuses on securing the future of middle-income America by providing life and health insurance, annuities, financial services, and workforce benefits solutions [5] - The company manages 3.2 million policies and has total assets amounting to $38 billion [5] - CNO employs 3,500 associates, 4,900 exclusive agents, and over 5,500 independent partner agents to assist customers with financial decisions [5]

CNO Financial Group, Inc. ( CNO ) is a group of insurance companies that develops, markets, and administers health insurance, annuity, individual life insurance, and other financial services. They focus on serving middle-income pre-retiree and retired Americans. Their three primary brands areI believe in fundamental analysis and disciplined market research. I have strong quant background with a Ph.D. (Chemical Engineering, University of California, Santa Barbara) in model predictive control and an MBA (Jone ...

Investors interested in Finance stocks should always be looking to find the best-performing companies in the group. CNO Financial (CNO) is a stock that can certainly grab the attention of many investors, but do its recent returns compare favorably to the sector as a whole? A quick glance at the company's year-to-date performance in comparison to the rest of the Finance sector should help us answer this question.CNO Financial is a member of the Finance sector. This group includes 867 individual stocks and cu ...

Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, aiming to buy high and sell higher, with the expectation that established trends will continue [1] Company Overview: CNO Financial - CNO Financial has a Momentum Style Score of B, indicating strong potential for momentum investing [2] - The company currently holds a Zacks Rank of 2 (Buy), suggesting it is positioned for outperformance in the market [3] Performance Metrics - CNO's shares have increased by 4.78% over the past week, outperforming the Zacks Insurance - Multi line industry, which rose by 3.17% [5] - Over the past quarter, CNO's shares have risen by 8.22%, and they have gained 56.2% over the last year, while the S&P 500 has seen movements of -2.97% and 15.34%, respectively [6] - The average 20-day trading volume for CNO is 637,914 shares, which serves as a bullish indicator when combined with rising stock prices [7] Earnings Outlook - In the last two months, two earnings estimates for CNO have been revised upwards, with the consensus estimate increasing from $3.76 to $3.83 [9] - For the next fiscal year, two estimates have also moved upwards, with no downward revisions during the same period [9] Conclusion - Given the positive performance metrics and earnings outlook, CNO Financial is positioned as a strong momentum pick with a 2 (Buy) rating and a Momentum Score of B [11]

Core Points - CNO Financial Group recognized associate Paul Richard as Volunteer of the Year for his extensive volunteer work with the Alzheimer's Association Greater Indiana Chapter [2][4] - CNO made a $10,000 donation to the Alzheimer's Association in honor of Richard's recognition [2] - The Invested in Giving Back program awarded a total of $180,000 to 12 nonprofit organizations in 2025, reflecting CNO's commitment to community support [5][6] CNO Financial Group Overview - CNO Financial Group, Inc. provides life and health insurance, annuities, financial services, and workforce benefits solutions, securing the future of middle-income America [7] - The company manages 3.2 million policies and has total assets of $37.9 billion [7] - CNO employs 3,500 associates and works with 4,900 exclusive agents and over 5,500 independent partner agents [7]

For the fiscal year ended December 31, 2024 ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☑ Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ______ to ______ Commission File Number 001-31792 CNO Financial Group, Inc. | Delaware | 75-3108137 | | | --- | --- | --- | | State of Incorporation | IRS Empl ...

Core Insights - Optavise has launched Optavise Clear, a solution aimed at reducing employee confusion regarding benefits, which is crucial for workplace retention and performance [1][3] - The solution provides a seamless, year-round experience for employees to navigate their benefits confidently [1] Employee Needs and Research Findings - A study indicates that 73% of employees desire more education on their benefit options, while 68% find online resources helpful for understanding health benefits [2] - Additionally, 84% of employees value one-on-one conversations for learning about their benefits [2] Product Features and Services - Optavise Clear offers personalized guidance and support through a single point of contact, addressing employee needs during critical moments [2][3] - The product includes year-round support for benefits and healthcare decisions, Medicare advocacy services, foundational communications for better understanding of healthcare, and a unified digital experience [6]

Core Points - CNO Financial Group, Inc. announced a $500 million increase in its share repurchase program, with approximately $240.3 million remaining as of December 31, 2024 [1] - The company declared a quarterly cash dividend of $0.16 per share, payable on March 24, 2025, to shareholders of record as of March 10, 2025 [2] - CNO will hold its annual shareholder meeting virtually on May 8, 2025, at 8:00 a.m. ET, allowing shareholders to participate and vote [3] Company Overview - CNO Financial Group focuses on securing the future of middle-income America, providing life and health insurance, annuities, financial services, and workforce benefits solutions [4] - The company manages 3.2 million policies and has total assets of $37.9 billion, supported by a workforce of 3,500 associates and 4,900 exclusive agents [4]

Core Viewpoint - CNO Financial Group, Inc. reported strong fourth-quarter 2024 results, driven by increased collected premiums across various insurance products, despite facing challenges in investment income [1][2]. Financial Performance - Adjusted earnings per share (EPS) for Q4 2024 were $1.31, exceeding the Zacks Consensus Estimate by 22.4% and reflecting an 11% year-over-year increase [2]. - Total operating revenues decreased by 2.7% year over year to $1.1 billion, but still surpassed the consensus estimate by 19.9% [2]. - Total insurance policy income rose by 2.9% year over year to $643.6 million, exceeding the Zacks Consensus Estimate of $641.1 million [3]. Investment Income and Expenses - Net investment income fell by 10.4% year over year to $416.6 million [4]. - Total benefits and expenses decreased by 21.1% year over year to $886.7 million, attributed to lower insurance policy benefits and operating costs [5]. Premiums and Revenue Breakdown - Annuity collected premiums increased by 13% year over year to $493.1 million [5]. - New annualized premiums for health products rose by 21.6% year over year, while life products grew by 2.7% year over year [5]. - Fee revenues and other income increased by 13.4% year over year to $78.7 million [4]. Financial Position - As of December 31, 2024, unrestricted cash and cash equivalents stood at $1.7 billion, more than doubling from the end of 2023 [6]. - Total assets increased by 8.1% year over year to $37.9 billion [6]. - Total shareholders' equity improved by 12.8% from the end of 2023 to $2.5 billion [6]. Shareholder Returns - CNO Financial returned $91.6 million to shareholders through share buybacks and $16.4 million in dividends during Q4 2024 [8]. - The company had a remaining repurchase capacity of $240.3 million as of December 31, 2024 [8]. Future Guidance - For 2025, CNO anticipates operating EPS in the range of $3.70-$3.90, indicating a 4.3% decline from the 2024 figure of $3.97 [9]. - Management estimates excess cash flow of $200-$250 million for the holding company in 2025 [9]. - The projected expense ratio for 2025 is between 19-19.4%, with an effective tax rate around 23% [9].

Core Insights - Bankers Life announced its Top Women Financial Advisors (TWFA) for 2025, recognizing the top-performing women in its financial advisory services [1][3] - The 2025 class includes 37 women financial advisors, marking the largest group since the program's inception in 2022 [2] Company Initiatives - Bankers Life emphasizes the recruitment, retention, and advancement of women in the financial services industry, supporting initiatives like the Women's Leadership and Networking Committee (WLNC) [3][4] - The WLNC offers various programs aimed at personal and professional growth for women, including Advancing Financial Advisors, the Superwoman Summit, and the Making Mentors program [4] Company Overview - Bankers Life focuses on the insurance and investment needs of middle-income Americans nearing or in retirement and is part of CNO Financial Group, Inc. [5] - The company operates with approximately 4,900 exclusive agents, including 700 financial representatives across more than 220 U.S. sales offices [5]