Core Insights - Evertec reported revenue of $244.83 million for the quarter ended December 2025, marking a year-over-year increase of 13.1% and an EPS of $0.93 compared to $0.87 a year ago, exceeding the Zacks Consensus Estimate of $236.99 million by 3.31% [1] Revenue Breakdown - Payment Services - Puerto Rico & Caribbean generated $56.44 million, slightly below the average estimate of $57.36 million, with a year-over-year change of +3.1% [4] - Latin America Payments and Solutions revenue reached $109.26 million, significantly above the average estimate of $96.81 million, reflecting a year-over-year increase of +40.3% [4] - Corporate and Other segment reported revenues of -$27.41 million, compared to the average estimate of -$25.91 million, showing a year-over-year change of +8.4% [4] - Business Solutions generated $58.32 million, below the average estimate of $60.54 million, with a year-over-year decline of -6.6% [4] - Merchant Acquiring, net revenue was $48.22 million, in line with the average estimate of $48.25 million, representing a year-over-year increase of +3.4% [4] Stock Performance - Over the past month, Evertec's shares have returned -11.9%, contrasting with the Zacks S&P 500 composite's +0.6% change, and the stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance in the near term [3]

Evertec (EVTC) came out with quarterly earnings of $0.93 per share, beating the Zacks Consensus Estimate of $0.91 per share. This compares to earnings of $0.87 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +2.48%. A quarter ago, it was expected that this payment processing company would post earnings of $0.89 per share when it actually produced earnings of $0.92, delivering a surprise of +3.37%.Over the last four quarters, t ...

EVERTEC (NYSE:EVTC) Q4 2025 Earnings call February 26, 2026 04:30 PM ET Company ParticipantsKarla Cruz-Jusino - CFOLoyda Montes Santiago - Director of Investor RelationsMac Schuessler - President and CEOConference Call ParticipantsCris Kennedy - CFA and Senior Equity Research AnalystLiya Rosenstein - AnalystMadison Suhr - Research AnalystOperatorGood afternoon, everyone, and welcome to EVERTEC's fourth quarter and full year 2025 earnings conference call. Today's conference call is being recorded. At this ti ...

EVERTEC (NYSE:EVTC) Q4 2025 Earnings call February 26, 2026 04:30 PM ET Company ParticipantsKarla Cruz-Jusino - CFOLoyda Montes Santiago - Director of Investor RelationsMac Schuessler - President and CEOConference Call ParticipantsChristopher Kennedy - Research AnalystLiya Rosenstein - AnalystMadison Suhr - Research AnalystOperatorGood afternoon, everyone, and welcome to EVERTEC's fourth quarter and full year 2025 earnings conference call. Today's conference call is being recorded. At this time, I'd like to ...

EVERTEC (NYSE:EVTC) Q4 2025 Earnings call February 26, 2026 04:30 PM ET Speaker6Good afternoon, everyone, and welcome to EVERTEC's fourth quarter and full year 2025 earnings conference call. Today's conference call is being recorded. At this time, I'd like to turn the floor over to Loyda Montes Santiago of Investor Relations. Please go ahead.Speaker3Thank you. Good afternoon. With me today are Mac Schuessler, our President and Chief Executive Officer, and Karla Cruz-Jusino, Chief Financial Officer. Before w ...

Fourth Quarter Earnings Conference Call February 26, 2026 #FF6C0C #0DD3AD #58595B Font: #7D868C #58595B Font: #4C5B69 #7D868C #4C5B69 Foward Looking Statements Certain statements in this presentation constitute "forward-looking statements" within the meaning of, and subject to the protection of, the Private Securities Litigation Reform Act of 1995. We intend such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in Section 27A of the Securities A ...

Exhibit 99.1 • Revenue grew 10.2% to $931.8 million, approximately 10.9% on a constant currency basis • GAAP Net Income attributable to common shareholders was $141.6 million an increase of 25.7%, or $2.20 per diluted share • Adjusted EBITDA was $373.4 million an increase of 9.7% and Adjusted earnings per common share increased by 10.4% to $3.62 • $82.1 million returned to shareholders through share repurchases and dividends • Increased and extended share repurchase program EVERTEC REPORTS FOURTH QUARTER AN ...

Core Thesis - EVERTEC, Inc. is viewed positively due to its low valuation multiples and consistent operational performance, suggesting a strong potential for growth in the financial technology sector [1][4][6] Valuation Metrics - As of January 29th, EVERTEC's share price was $29.25, with a trailing P/E of 12.71 [1] - The company has a price-to-sales ratio of 2.11, price-to-gross-profit of 4.23, price-to-earnings of 13.04, price-to-equity of 3.31, price-to-cash-flow-from-operations of 8.21, and price-to-free-cash-flow of 9.04, indicating notably low valuation multiples compared to peers [3] Growth Potential - Long-term averages suggest that EVERTEC can achieve approximately 10% revenue growth, 11% EPS growth, and 6-7% free cash flow expansion [3] - The combination of low multiples and consistent operational performance creates an appealing risk/reward profile, with potential upside linked to normalized market sentiment and continued organic growth [4][6] Investment Appeal - The current market pricing appears to have largely reflected the downside, leaving room for multiple expansion and inherent growth, which could limit downside risk while providing meaningful upside potential [5][6] - EVERTEC is particularly attractive for investors seeking steady, long-term compounding at an appealing entry point, as the market currently underestimates the durability and predictability of its performance [6]

Core Insights - Artificial intelligence (AI) is identified as the greatest investment opportunity of the current era, with a strong emphasis on the urgent need for energy to support its growth [1][2][3] Industry Overview - Wall Street is investing hundreds of billions into AI technologies, but there is a critical question regarding the energy supply needed to sustain this growth [2] - AI technologies, particularly large language models, are extremely energy-intensive, with data centers consuming as much energy as small cities [2] - The demand for electricity is rising, and power grids are under strain, leading to increased electricity prices and a need for utilities to expand capacity [2] Company Insights - A specific company is highlighted as a key player in the energy infrastructure sector, poised to benefit from the increasing energy demands of AI [3][6] - This company owns critical nuclear energy infrastructure assets and is capable of executing large-scale engineering, procurement, and construction projects across various energy sectors [7] - The company is positioned to profit from the surge in U.S. LNG exports, particularly under the current administration's energy policies [7] Financial Position - The company is noted for being debt-free and holding a significant cash reserve, which is approximately one-third of its market capitalization [8] - It also has a substantial equity stake in another AI-related company, providing investors with indirect exposure to multiple growth opportunities without high premiums [9] Market Sentiment - There is a growing interest from hedge funds in this company, which is considered undervalued and off the radar compared to other AI and energy stocks [10][11] - The company is trading at less than 7 times earnings, making it an attractive investment option in the current market [10] Future Outlook - The ongoing AI revolution is expected to disrupt traditional industries, and companies that adapt to these changes are likely to thrive [11][12] - The influx of talent into the AI sector is anticipated to drive rapid advancements and innovative ideas, reinforcing the potential for significant returns on investment in this field [12][13]

Core Viewpoint - Evertec (EVTC) is currently viewed as a better value opportunity compared to MasterCard (MA) in the Financial Transaction Services sector [1]. Group 1: Zacks Rank and Earnings Outlook - Evertec has a Zacks Rank of 2 (Buy), indicating a positive earnings estimate revision trend, while MasterCard has a Zacks Rank of 3 (Hold) [3]. - The improving earnings outlook for Evertec suggests a favorable position for value investors [3]. Group 2: Valuation Metrics - Evertec has a forward P/E ratio of 8.14, significantly lower than MasterCard's forward P/E of 34.46 [5]. - The PEG ratio for Evertec is 1.02, while MasterCard's PEG ratio is 2.22, indicating that Evertec is more reasonably priced relative to its expected earnings growth [5]. - Evertec's P/B ratio stands at 2.8, compared to MasterCard's P/B of 64.21, further highlighting Evertec's more attractive valuation [6]. Group 3: Value Grades - Evertec has received a Value grade of A, while MasterCard has a Value grade of D, reflecting the stronger valuation metrics of Evertec [6]. - The combination of stronger estimate revision activity and more attractive valuation metrics positions Evertec as the superior option for value investors [7].