Core Points - EZCORP, Inc. has successfully closed a private offering of $300 million in senior notes due 2032 [1][4] - The notes carry an interest rate of 7.375% per annum, with interest payments starting on October 1, 2025 [2] - The net proceeds from the offering are approximately $292.5 million, which will be used primarily to repay existing convertible senior notes [3] Company Overview - EZCORP is a leading provider of pawn transactions in the United States and Latin America, established in 1989 [7] - The company also engages in selling pre-owned and recycled merchandise, primarily from collateral forfeited from pawn lending operations [7] - EZCORP is listed on NASDAQ under the symbol EZPW and is part of the S&P 1000 Index and Nasdaq Composite Index [7]

AUSTIN, Texas, March 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ:EZPW) (the "Company"), a leading provider of pawn transactions in the United States and Latin America, announced today the pricing of its private offering of $300,000,000 aggregate principal amount of its senior notes due 2032 (the "Notes"). The Notes were offered in a private offering to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933 (the "Securities Act") or outsi ...

AUSTIN, Texas, March 24, 2025 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) (the “Company”), a leading provider of pawn transactions in the United States and Latin America, announced today that it intends to offer, subject to market conditions and other factors, $300,000,000 aggregate principal amount of its senior notes due 2032 (the “Notes”) in a private offering. The Notes will be senior unsecured obligations of the Company and will be fully and unconditionally guaranteed by certain of the Company’s wh ...

Core Viewpoint - EZCORP has terminated its agreement to purchase 53 stores in Mexico but remains optimistic about expansion opportunities in the region [1][2] Company Overview - EZCORP is a leading provider of pawn loans in the United States and Latin America, operating over 560 stores in Mexico [2] - The company focuses on satisfying short-term cash needs for consumers who are cash and credit constrained, emphasizing an industry-leading customer experience [2] Strategic Direction - Despite the termination of the acquisition, the company plans to continue expanding its footprint in Mexico through new store openings and opportunistic acquisitions [2]

Company Overview - EZCORP, Inc. is a leading provider of pawn transactions in the United States and Latin America, formed in 1989 [3] - The company also sells pre-owned and recycled merchandise, primarily collateral forfeited from pawn lending operations [3] - EZCORP is traded on NASDAQ under the symbol EZPW and is a member of the S&P 1000 Index and Nasdaq Composite Index [3] Upcoming Events - EZCORP will host its Annual Meeting of Stockholders on March 13, 2025, at 9:00 a.m. Central Time [1] - Investors can register to receive dial-in information and a unique pin for the meeting [1] Financial Reporting - EZCORP's Annual Report on Form 10-K for fiscal 2024 has been filed with the Securities and Exchange Commission [2] - The report is available in the Investor Relations section of the company's website, and stockholders can request a paper copy free of charge [2]

Core Viewpoint - Shares of Ezcorp (EZPW) have increased by 8.4% over the past four weeks, closing at $13.40, with a mean price target of $16.83 indicating a potential upside of 25.6% [1] Price Targets - The average price target consists of three estimates ranging from a low of $13.50 to a high of $22, with a standard deviation of $4.54, suggesting variability in analyst estimates [2] - The lowest estimate indicates a 0.8% increase from the current price, while the highest suggests a 64.2% upside [2] - A low standard deviation indicates a high degree of agreement among analysts regarding the stock's price movement [7] Analyst Sentiment - Analysts are optimistic about Ezcorp's earnings prospects, as indicated by a trend of higher EPS estimates, which correlates with potential stock price increases [9] - Over the last 30 days, one estimate has increased, leading to a 3.2% rise in the Zacks Consensus Estimate [10] - Ezcorp holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimates [11] Caution on Price Targets - Solely relying on consensus price targets for investment decisions may not be wise, as empirical research shows that these targets often mislead investors [5][8] - Analysts may set overly optimistic price targets due to business incentives, which can inflate expectations [6]

Core Viewpoint - Ezcorp (EZPW) has been upgraded to a Zacks Rank 1 (Strong Buy), indicating a positive outlook on its earnings estimates, which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Price Impact - The Zacks rating system tracks the Zacks Consensus Estimate, which reflects EPS estimates from sell-side analysts for the current and following years, highlighting the importance of earnings revisions in stock price movements [1][4]. - Changes in a company's future earnings potential, as indicated by earnings estimate revisions, are strongly correlated with near-term stock price movements, particularly due to institutional investors' reliance on these estimates for valuation [4][5]. Recent Performance and Projections - For the fiscal year ending September 2025, Ezcorp is expected to earn $1.30 per share, representing a 16.1% increase from the previous year, with a 5.7% increase in the Zacks Consensus Estimate over the past three months [8]. - The upgrade to Zacks Rank 1 places Ezcorp in the top 5% of Zacks-covered stocks, suggesting potential for higher stock prices in the near term due to favorable earnings estimate revisions [10]. Zacks Rank System Overview - The Zacks Rank stock-rating system categorizes stocks into five groups based on earnings estimates, with Zacks Rank 1 stocks historically generating an average annual return of +25% since 1988 [7]. - The system maintains a balanced distribution of 'buy' and 'sell' ratings, ensuring that only the top 5% of stocks receive a 'Strong Buy' rating, indicating superior earnings estimate revision features [9][10].

Group 1: First Bancorp (FBNC) - First Bancorp is a bank holding company for First Bank and has a Zacks Rank of 1 [1] - The Zacks Consensus Estimate for First Bancorp's next year earnings has increased by 6.8% over the last 60 days [1] - The company's shares have gained 6.7% over the past month, outperforming the S&P 500's advance of 4.2% [1] - First Bancorp possesses a Momentum Score of A [1] Group 2: EZCORP, Inc. (EZPW) - EZCORP is a pawn services company and also holds a Zacks Rank of 1 [2] - The Zacks Consensus Estimate for EZCORP's current year earnings has increased by 3.2% over the last 60 days [2] - EZCORP's shares have gained 13.9% over the last three months, significantly outperforming the S&P 500's advance of 1% [2] - The company has a Momentum Score of B [2]

Group 1: OMV Aktiengesellschaft (OMVKY) - OMV is an energy and chemicals company with a Zacks Rank 1 [1] - The Zacks Consensus Estimate for OMV's current year earnings has increased by 4.5% over the last 60 days [1] - OMV has a price-to-earnings ratio (P/E) of 5.96, lower than the industry average of 7.30, and possesses a Value Score of A [1] Group 2: Pacira BioSciences, Inc. (PCRX) - Pacira is a non-opioid pain management and regenerative health solutions company with a Zacks Rank 1 [2] - The Zacks Consensus Estimate for Pacira's next year earnings has increased by 21% over the last 60 days [2] - Pacira has a price-to-earnings ratio (P/E) of 7.69, significantly lower than the S&P 500 average of 24.45, and possesses a Value Score of A [2] Group 3: EZCORP, Inc. (EZPW) - EZCORP is a pawn services company with a Zacks Rank 1 [3] - The Zacks Consensus Estimate for EZCORP's current year earnings has increased by 3.2% over the last 60 days [3] - EZCORP has a price-to-earnings ratio (P/E) of 10.33, compared to the industry average of 15.30, and possesses a Value Score of A [3]

Group 1: Momentum Investing Overview - Momentum investing involves following a stock's recent trend, with the aim of buying high and selling higher, capitalizing on established price movements [1] - The Zacks Momentum Style Score helps define momentum characteristics, with Ezcorp (EZPW) currently holding a Momentum Style Score of B [2][3] Group 2: Ezcorp Performance Metrics - Ezcorp has a Zacks Rank of 2 (Buy), indicating strong potential for outperformance in the market [3] - Over the past week, EZPW shares increased by 11.82%, while the Zacks Financial - Consumer Loans industry rose by 1.07% [5] - In the last quarter, EZPW shares rose by 12.67%, and over the past year, they increased by 31.8%, compared to the S&P 500's gains of 1.24% and 22.19% respectively [6] Group 3: Trading Volume and Earnings Outlook - The average 20-day trading volume for EZPW is 604,364 shares, which is a bullish indicator when combined with rising stock prices [7] - In terms of earnings outlook, there has been one upward revision in earnings estimates for the current fiscal year, increasing the consensus estimate from $1.26 to $1.30 [9] - For the next fiscal year, one estimate has also moved upwards, with no downward revisions noted [9] Group 4: Conclusion - Considering the positive momentum indicators and earnings outlook, EZPW is positioned as a 2 (Buy) stock with a Momentum Score of B, making it a potential candidate for near-term investment [10][11]