圈 Commonwealth。 園CFIRST Commonwealth statements can be identified by the fact that they do not relate strictly to historical or current facts and often include words such as "believe," "expect," "anticipate," "intend," "plan," "estimate" or words of similar meaning, or future or conditional verbs such as "will," "would," "should," "could" or "may." Such statements are based on assumptions and involve risks and uncertainties, many of which are beyond our control. Factors that could cause actual results, perf ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission ...

First Commonwealth Financial Corporation (NYSE:FCF) Q1 2023 Earnings Conference Call April 26, 2023 2:00 PM ET Company Participants Ryan Thomas - Vice President, Finance & Investor Relations Mike Price - President & Chief Executive Officer Jim Reske - Chief Financial Officer Jane Grebenc - Bank President & Chief Revenue Officer Brian Karrip - Chief Credit Officer Conference Call Participants Frank Schiraldi - Piper Sandler Karl Shepard - RBC Capital Markets Daniel Tamayo - Raymond James Matthew Breese - Ste ...

圈 Commonwealth。 m nonwealth. Commonwealth FORWARD-LOOKING STATEMENTS 1Q 2023 Earnings Release Webcast Presentation (1) Please refer to the appendix for a reconciliation of non-GAAP measures (2) Represents excess capital above the bank-level Tier 1 Capital regulatory "well capitalized" requirement of 8.0% NET INTEREST INCOME AND NET INTEREST MARGIN 5 (2) Please refer to the appendix for a reconciliation of non-GAAP measures Net interest margin of 4.01% increased 2bps from LQ and 82bps YoY − Cost of funds wer ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file Number 001-11138 FIRST COMMONWEALTH FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) | PENNSYLVANIA | | 25-14285 ...

First Commonwealth Financial Corporation (NYSE:FCF) Q4 2022 Earnings Conference Call January 25, 2023 2:00 PM ET Company Participants Ryan Thomas - Vice President, Finance and IR Mike Price - President and CEO Jim Reske - Chief Financial Officer Jane Grebenc - Bank President and CRO Brian Karrip - Chief Credit Officer Conference Call Participants Daniel Tamayo - Raymond James Frank Schiraldi - Piper Sandler Karl Shepard - RBC Capital Markets Michael Perito - KBW Manuel Navas - D.A. Davidson Daniel Cardenas ...

圈 Commonwealth。 4Q 2022 Earnings Release Webcast Presentation January 25, 2022 FORWARD-LOOKING STATEMENTS 4Q 2022 Earnings Release Webcast Presentation (1) Please refer to the appendix for a reconciliation of non-GAAP measures (2) Represents excess capital above the bank-level Tier 1 Capital regulatory "well capitalized" requirement of 8.0% NET INTEREST INCOME AND NET INTEREST MARGIN − Cost of funds were 0.39% during the Approximately $3.8 billion, or 50%, of the $7.6 billion loan portfolio is variable − Av ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-11138 | --- | --- | --- | |---------------------------------------------------|-------------------------------------------------------- ...

First Commonwealth Financial Corporation (NYSE:FCF) Q3 2022 Earnings Conference Call October 26, 2022 2:00 PM ET Company Participants Ryan Thomas - Vice President, Finance & Investor Relations Mike Price - President & Chief Executive Officer Jim Reske - Chief Financial Officer Conference Call Participants Frank Schiraldi - Piper Sandler Daniel Tamayo - Raymond James Michael Perito - KBW Matthew Breese - Stephens Operator Good afternoon. My name is Chris, and I'll be your conference operator today. At this t ...

圈 Commonwealth。 • • • • • • • • • • • • • • • • • • • NYSE: FCF m nonwealth. 3Q 2022 Earnings Release Webcast Presentation October 26, 2022 图Commonwealth 2 FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements about First Commonwealth's future plans, strategies and financial performance. These statements can be identified by the fact that they do not relate strictly to historical or current facts and often include words such as "believe," "expect," "anticipate," "intend," "plan," ...