Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________________________________________________ FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 SHIFT4 PAYMENTS, INC. (Exact name of registrant as specified in its charter) __________________________________ Delaware 84-3676340 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 2202 N. Irving Street Allentown, Pennsy ...

Shift4 Payments, Inc. (NYSE:FOUR) Q1 2023 Earnings Conference Call May 4, 2023 8:30 AM ET Company Participants Tom McCrohan - EVP, Strategy & Investor Relations Jared Isaacman - Chief Executive Officer Taylor Lauber - President & Chief Strategy Officer Nancy Disman - Chief Financial Officer Conference Call Participants Rayna Kumar - UBS Timothy Chiodo - Credit Suisse Will Nance - Goldman Sachs Darrin Peller - Wolfe Research Ashwin Shirvaikar - Citi Andrew Jeffrey - Truist Securities Operator Thank you for ...

Financial Data and Key Metrics Changes - The company reported a total Q4 volume of $20.7 billion, representing a 55% year-over-year growth [102] - Q4 gross revenues were $537.7 million, up 35% from the same quarter last year, while gross revenue less network fees increased by 36% to $199.4 million [102] - Adjusted EBITDA for the quarter was $94.4 million, with adjusted EBITDA margins at 47%, and full-year adjusted EBITDA margins expanded by over 800 basis points to 39.8% [105][106] Business Line Data and Key Metrics Changes - The high-growth core remained the primary driver of growth, with significant contributions from new verticals such as sports and entertainment, gaming, travel, and non-profits [52][62] - The company added over 100 new software integrations during 2022, enhancing its service capabilities [56] - The SkyTab POS system saw over 10,000 deployments, indicating strong market acceptance and sales pipeline [56][57] Market Data and Key Metrics Changes - The blended spread for Q4 was 71 basis points, down from 74 basis points a year ago, reflecting a shift towards larger enterprise merchants [32] - The company experienced a sequential improvement in spreads during Q4, driven by volume mix and international growth [104] - The company anticipates total end-to-end volumes of $100 billion to $109 billion for 2023, representing 40% to 52% year-over-year growth [117] Company Strategy and Development Direction - The company is focusing on international expansion as its top capital allocation priority, with plans to integrate its payment platform with Finaro [83] - The management emphasized a disciplined approach to capital deployment, aiming for positive returns within 12 to 18 months [96] - The company aims to maintain flat expenses and headcount while upgrading talent, reflecting a cautious yet optimistic outlook for 2023 [88][89] Management's Comments on Operating Environment and Future Outlook - Management expressed cautious optimism for 2023, noting that while consumer spending may face headwinds, they expect to deliver profitable growth exceeding peers [48][109] - The company highlighted its competitive advantage in navigating economic downturns, having grown through previous recessions and the pandemic [86] - Management noted that the current economic climate presents opportunities for growth and market share expansion [97] Other Important Information - The company reported a strong balance sheet with $776 million in cash and a net leverage of 3.5 times, which is expected to improve with ongoing initiatives [115] - The adjusted free cash flow for Q4 was $56.7 million, bringing the full-year total to $147.2 million, with a conversion rate of 60% for the quarter [114] Q&A Session Summary Question: What are the drivers of the strong EBITDA margin in the quarter? - Management attributed the strong EBITDA margin to in-sourced distribution and a more efficient service delivery model, with confidence in sustaining these margins into 2023 [14][15] Question: How are macro conditions impacting restaurant demand for SkyTab POS? - Management indicated that the restaurant vertical performed normally in Q4, with no significant impact on customer acquisition despite macroeconomic concerns [19][22] Question: Can you elaborate on the ticketing opportunity and integrations? - Management explained that integrations with various software platforms significantly expand their total addressable market, allowing for quicker customer onboarding [138][141] Question: What was included in Q4 regarding inorganic contributions? - Management noted that contributions from The Giving Block and the international PSP were minimal, but they expect improvements as market conditions stabilize [142][144]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________________________________________ FORM 10-K _________________________________________________________________________ x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from _______ ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________________________________________________ FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to _______ Commission file number 001-39313 __________________________________ SHIFT4 PA ...

Shift4 Payments, Inc. (NYSE:FOUR) Q3 2022 Earnings Conference Call November 7, 2022 8:30 AM ET Company Participants Tom McCrohan - Investor Relation Jared Isaacman - Chief Executive Officer Taylor Lauber - President and Chief Strategy Officer Nancy Disman - Chief Financial Officer Conference Call Participants Rayna Kumar - UBS Darrin Peller - Wolfe Research Timothy Chiodo - Credit Suisse Andrew Bauch - SMBC Ashwin Shirvaikar - Citi Group Roberto Suarez - Evercore ISI James Friedman - SIG Andrew Jeffrey - T ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________________________________________________ Table of Contents FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to _______ Commission file number 001-39313 __________________________________ SHIFT4 PAYMENT ...

Shift4 Payments (NYSE:FOUR) Q2 2022 Results Conference Call August 4, 2022 8:30 AM ET Company Participants Tom McCrohan - Investor Relation Jared Isaacman - CEO Taylor Lauber - President, CSO Nancy Disman - Upcoming CFO Conference Call Participants Ashwin Shirvaikar - Citi Tim Chiodo - Credit Suisse Andrew Bauch - SMBC Nikko Americas Scott Wurtzel - Wolfe Research Andrew Jeffrey - Truist Securities Eugene Simone - Moffatt Nathanson Chris Brendler - D.A. Davidson John Davis - Raymond James Anita Zirngibl – S ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________________________________________________ FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 001-39313 __________________________________ SHIFT4 PAYMENTS, INC. (Exac ...

Shift4 Payments (NYSE:FOUR) Q1 2022 Results Conference Call May 5, 2022 8:30 AM ET Company Participants Thomas McCrohan - EVP, Strategy & IR Jared Isaacman - CEO Brad Herring - CFO Taylor Lauber - President, CSO Conference Call Participants Andrew Jeffrey - Truist Securities Chris Donat - Piper Sandler Dan Perlin - RBC Capital Markets Darrin Peller - Wolfe Research David Togut - Evercore Timothy Chiodo - Credit Suisse Jamie Friedman - Susquehanna International Group Operator Hello, everyone, and welcome to ...