KeyCorp (NYSE:KEY) Q4 2023 Results Conference Call January 18, 2024 9:00 AM ET Company Participants Chris Gorman - Chairman and Chief Executive Officer Clark Khayat - Chief Financial Officer Vernon Patterson - Executive Vice President, Investor Relations Conference Call Participants Peter Winter - D.A. Davidson Scott Siefers - Piper Sandler John Pancari - Evercore ISI Manan Gosalia - Morgan Stanley Erika Najarian - UBS Matt O'Connor - Deutsche Bank Gerard Cassidy - RBC Capital Markets Mike Mayo - Wells Farg ...

Table of contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-11302 KeyCorp Exact name of registrant as specified in its charter: Ohio 34-6542451 127 Public Square, Cleveland, Ohio ...

− Lower service charges on deposit accounts (-$23MM) driven by a reduction in NSF/OD fees and lower account analysis fees related to higher interest rates KeyCorp Third Quarter 2023 Earnings Review October 19, 2023 Forward-looking Statements and Additional Information Annualized, pro forma, projected and estimated numbers are used for illustrative purpose only, are not forecasts and may not reflect actual results. This presentation also includes certain non-GAAP financial measures related to "tangible commo ...

KeyCorp (NYSE:KEY) Q3 2023 Earnings Conference Call October 19, 2023 10:00 AM ET Company Participants Chris Gorman - Chairman and Chief Executive Officer Clark Khayat - Chief Financial Officer Conference Call Participants Scott Siefers - Piper Sandler Erika Najarian - UBS Peter Winter - D.A. Davidson Ken Usdin - Jefferies Gerard Cassidy - RBC John Pancari - Evercore Manan Gosalia - Morgan Stanley Matt O’Connor - Deutsche Bank Ebrahim Poonawala - Bank of America Bill Carcache - Wolfe Research Steven Alexopou ...

Table of contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-11302 KeyCorp Exact name of registrant as specified in its charter: Ohio 34-6542451 127 Public Square, Cleveland, Ohio 4411 ...

KeyCorp (NYSE:KEY) Q2 2023 Earnings Conference Call July 20, 2023 10:00 AM ET Company Participants Chris Gorman - Chairman & Chief Executive Officer Clark Khayat - Chief Financial Officer Conference Call Participants Scott Siefers - Piper Sandler Ebrahim Poonawala - Bank of America Ken Usdin - Jefferies John Pancari - Evercore Matt O'Connor - Deutsche Bank Manan Gosalia - Morgan Stanley Mike Mayo - Wells Fargo Securities Erika Najarian - UBS Gerard Cassidy - RBC Steven Alexopoulos - JPMorgan Operator Good m ...

Certain income or expense items may be expressed on a per common share basis. This is done for analytical and decision-making purposes to better discern underlying trends in total consolidated earnings per share performance excluding the impact of such items. When the impact of certain items is disclosed separately, the after-tax amount is computed using the marginal tax rate, with this then being the amount used to calculate the earnings per share equivalent. GAAP: Generally Accepted Accounting Principles ...

Table of contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-11302 KeyCorp Exact name of registrant as specified in its charter: Ohio 34-6542451 127 Public Square, Cleveland, Ohio 441 ...

KeyCorp (NYSE:KEY) Q1 2023 Earnings Conference Call April 20, 2023 10:00 AM ET Company Participants Chris Gorman - Chairman & Chief Executive Officer Clark Khayat - Chief Financial Officer Conference Call Participants Ebrahim Poonawala - Bank of America Scott Siefers - Piper Sandler John Pancari - Evercore Erika Najarian - UBS Ken Usdin - Jefferies Mike Mayo - Wells Fargo Securities Manan Gosalia - Morgan Stanley Steven Alexopoulos - JPMorgan Gerard Cassidy - RBC Operator Ladies and gentlemen, good morning, ...

21 Credit Quality (1) Loan balance includes $185 million of commercial credit card balances at March 31, 2023; (2) Commercial lease financing includes receivables held as collateral for a secured borrowing of $6 million at March 31, 2023. Principal reductions are based on the cash payments received from these related receivables; (3) Net loan charge-off amounts are annualized in calculation | --- | --- | --- | --- | --- | |-----------------------|-------|----------|------------------|----------------------- ...