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UBS downgrades the U.S. stock market. Here's what has the investment bank worried
CNBC· 2026-02-27 14:37
"The buybacks yield is no longer exceptional and this had been an important driver of funds flow, EPS and valuation," Garthwaite wrote. Valuations add to the unease. UBS calculates that the sector-adjusted price-to-earnings ratio for US stocks is 35% above international peers, versus an average premium of about 4% since 2010. Roughly 60% of sectors trade not only at higher multiples than their global counterparts but also above their own historical premium, the strategist wrote. Traders work on the floor at ...
Northpointe Bancshares, Inc. Announces Appointment of Rodney E. Hood to its Board of Directors
Businesswire· 2026-02-27 14:20
Northpointe Bancshares, Inc. Announces Appointment of Rodney E. Hood to its Board of DirectorsFeb 27, 2026 9:20 AM Eastern Standard Time# Northpointe Bancshares, Inc. Announces Appointment of Rodney E. Hood to its Board of DirectorsShare---GRAND RAPIDS, Mich.--([BUSINESS WIRE])--Northpointe Bancshares, Inc. (NYSE: NPB) (the "Company†), announced today that the Honorable Rodney E. Hood has been appointed to the Board of Directors of the Company and its subsidiary, Northpointe Bank, effective February 27, 2 ...
White River Bancshares Company Completes Private Placement of $25.0 Million of Subordinated Debt
Globenewswire· 2026-02-27 14:00
FAYETTEVILLE, Ark., Feb. 27, 2026 (GLOBE NEWSWIRE) -- White River Bancshares Company (OTCQX: WRIV), (the “Company”) the holding company for Signature Bank of Arkansas (the “Bank”), today announced that it has completed the private placement (the “Private Placement”) of $25.0 million in fixed-to-floating rate subordinated notes due February 29, 2036 (the “Notes”) to certain qualified institutional buyers and institutional accredited investors. The Company intends to use the net proceeds from this Private Pla ...
保证金比例上调至100%!国有大行再压降贵金属业务杠杆
Guo Ji Jin Rong Bao· 2026-02-27 13:56
在贵金属市场波动加剧的背景下,银行上调个人贵金属延期合约保证金比例至100%,这是一项具有前 瞻性的主动风险管理举措。 工商银行、农业银行、建设银行近日纷纷出手,将个人客户上海黄金交易所(下称"上金所")延期合约 保证金比例同步上调至100%。《国际金融报》记者注意到,多家机构年内已完成3至4轮上调动作。 复旦发展研究院助理研究员、复旦平安宏观经济研究中心主任助理石烁表示,对投资者而言,把保证金 比例拉到100%能够把"爆仓"和"强平链条"尽量截断。对银行而言,能够压降尾部风险与运营压力。更 重要的是,保证金比例100%会天然压缩高频与短线资金,有望压降投机性的成交量,引导贵金属投资 者转向长期持有或者风险对冲。 国有大行多次出手控风险 多家银行再度上调个人客户上金所延期合约保证金比例。 "鉴于近期贵金属市场风险显著增加,为切实保护投资者利益,根据相关风控要求,我行将对代理个人 客户延期合约的交易保证金比例进行调整。"工商银行日前发布公告,自2026年2月27日收盘清算时起, 将代理个人客户Au(T+D)、mAu(T+D)、Au(T+N1)、Au(T+N2)、NYAuTN06(纽约金 TN06)、NYAuTN ...
申万宏源:“25申D9”将于2月26日本息兑付并摘牌
Zhi Tong Cai Jing· 2026-02-27 13:35
本期债券兑付日为2026年2月26日,摘牌日为2026年2月26日,申万宏源证券有限公司已按照《申万宏源 证券有限公司2025年面向专业投资者非公开发行短期公司债券(第五期)募集说明书》相关约定,完成本 期债券本息兑付并予以摘牌。 申万宏源(000166)(06806)发布公告,公司所属子公司申万宏源证券(000562)有限公司于2025年8月 29日发行申万宏源证券有限公司2025年面向专业投资者非公开发行短期公司债券(第五期)(品种一)(以下 简称"本期债券"),发行规模人民币10亿元,期限181天,票面利率1.71%,债券代码134469,债券简称 25申D9。 ...
Banco Santander Chile Announces the Filing of its Annual Report on Form 20-F with the United States Securities and Exchange Commission for Fiscal Year 2025
Globenewswire· 2026-02-27 13:34
Core Viewpoint - Banco Santander Chile has filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025, with the U.S. Securities and Exchange Commission [1] Group 1 - The 2025 Annual Report is accessible on the SEC's website and Santander Chile's corporate website [2] - Shareholders can request a hard copy of the 2025 Annual Report, which includes complete audited financial statements, free of charge [2]
赣州银行:“橙信-AI贷后风险巡检”智能体项目
Jin Rong Jie· 2026-02-27 13:30
"橙信-AI贷后风险巡检"是赣州银行围绕普惠及对公小微领域打造的首个信贷AI智能体应用,面向贷后风险监测、预警和报告三大场景。在不新增大数据 平台、不引入复杂黑盒模型的前提下,复用现有业务及风控宽表、机构监控报表、押品台账和企业外部数据,构建"滚动率与账龄深度分析、不良率前视 性预测、押品再估值与LTV情景测试、外数预警雷达"四大风险引擎,并通过国产大语言模型+多智能体编排,实现贷后风险自动巡检与日报/月报/专题报 告的一键生成,帮助管理层提前识别机构和产品组合的"裂变风险",显著提升贷后管理的效率与前瞻性。 方案背景 赣州银行扎根赣南革命老区,是服务地方经济和小微企业融资的本土金融主力军。在中央金融工作会议提出"金融五篇大文章"、监管强调"早识别、早预 警、早暴露、早处置"的背景下,资产质量压力与风险管理要求同步抬升。 在贷后管理实践中,存在数据分散、视角割裂,贷后日报/月报高度依赖人工导数拼表,分析多停留在简单环比、同比,缺乏滚动率、账龄结构、押品价 值、外部风险信号等维度的前视性刻画;同时,报告多为"信息通报",缺乏从条线负责人口径给出的结构调整、额度安排、清收行动等可执行抓手。 如何在数据基础有限、分 ...
Ready Capital (RC) - 2025 Q4 - Earnings Call Presentation
2026-02-27 13:30
SUPPLEMENTAL FINANCIAL DATA Q4 2025 Disclaimer This presentation contains statements that constitute "forward-looking statements," as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same. These statements are based on management's current expectations and beliefs and are subject to a number of trends and uncertainties that could ...
1月1.84亿股民涌入炒股软件
Core Insights - The A-share market is experiencing a "spring rally" in 2026, leading to increased trading activity and a surge in active users of stock trading apps, reaching 184 million in January 2026, a year-on-year increase of 13.86% and a month-on-month increase of 5.11% [1][2][3] User Activity Trends - The monthly active users of securities apps showed a fluctuating upward trend from January 2025 to January 2026, with a peak of 172 million in March 2025, followed by a decline to 160 million in May 2025, before rising again to 184 million in January 2026 [1][2] - The significant growth in January 2026 is attributed to the spring market conditions and a low base effect from the previous year's January due to fewer trading days caused by the Spring Festival [3] Leading Apps and Market Dynamics - Among the top 30 apps, "Tonghuashun" leads with 38.75 million active users in January 2026, followed by "Dongfang Caifu" and "Dazhihui" with 19.29 million and 13.76 million users, respectively [5][6] - The overall active user growth for securities apps is stable, with most apps experiencing a month-on-month growth rate between 5% and 7%, and year-on-year growth rates generally between 10% and 20% [5][6] Market Sentiment and New Accounts - The number of new accounts opened in January 2026 increased by 213% year-on-year, indicating strong investor interest in entering the market [7] - The balance of margin trading has reached historical highs, with new margin trading accounts totaling 190,500 in January, reflecting a month-on-month increase of 29.5% and a year-on-year increase of 157% [7] AI Integration in Securities Apps - The integration of AI tools into investment decision-making processes is enhancing user engagement, with over 30 securities firms deploying localized AI models for various services [9] - Major brokerages are utilizing AI for stock diagnosis, industry analysis, and asset allocation, transitioning from mere trading tools to comprehensive wealth management platforms [9][10] Future Trends in Securities Apps - The competition among securities apps is shifting from user scale to service value, with a focus on long-term client trust and the integration of AI capabilities into advisory services [10][11] - The industry is expected to see three key trends: deepening intelligent services, upgrading content ecosystems, and accelerating scenario integration to enhance user stickiness [11]
HSBC Remains A 'Hold' Following Its 2025 Earnings
Seeking Alpha· 2026-02-27 13:15
Core Viewpoint - HSBC Holdings Plc's investment case has been more focused on income rather than value in recent years, yet its shares have shown strong performance [1]. Group 1 - HSBC's shares have performed well despite the focus on income over value [1].