美东时间周五(2月10日)美股收盘，受美股普涨、春节假期到来等带动下，中国领先的新消费数字科技 服务商乐信(LX.US)上涨8.54%，收盘价3.05美元，延续此前上涨态势；当日成交额405.42万美元，成交 额持续放大。 美股周一收高，科技股领涨，道指再创历史新高。三大指数层面，道指涨20.20点，涨幅为0.04%，报 50135.87点；纳指涨207.46点，涨幅为0.90%，报23238.67点；标普500指数涨32.51点，涨幅为0.47%， 报6964.81点。 乐信于2013年8月成立并立足于中国深圳，一直以来积极通过旗下平台打通线上与线下广阔消费场景， 以"轻松消费、灵活周转"的品牌理念连接亿万中国年轻消费者与新消费品牌。2017年12月，乐信正式登 陆美国纳斯达克。 纳斯达克中国金龙指数收涨0.12%，热门中概股涨跌不一：明大嘉和涨93.28%，日月光半导体涨 6.03%，世纪互联涨超5%，小马智行涨超3%，台积电涨1.88%，而携程、理想汽车等个股出现不同程度 下跌，乐信在消费类中概股中表现亮眼。 ...

乐信于2013年8月成立并立足于中国深圳，一直以来积极通过旗下平台打通线上与线下广阔消费场景， 以"轻松消费、灵活周转"的品牌理念连接亿万中国年轻消费者与新消费品牌。2017年12月，乐信正式登 陆美国纳斯达克。 美股周一收高，科技股领涨，道指再创历史新高。三大指数层面，道指涨20.20点，涨幅为0.04%，报 50135.87点；纳指涨207.46点，涨幅为0.90%，报23238.67点；标普500指数涨32.51点，涨幅为0.47%， 报6964.81点。 纳斯达克中国金龙指数收涨0.12%，热门中概股涨跌不一：明大嘉和涨93.28%，日月光半导体涨 6.03%，世纪互联涨超5%，小马智行涨超3%，台积电涨1.88%，而携程、理想汽车等个股出现不同程度 下跌，乐信在消费类中概股中表现亮眼。 智通财经APP获悉，美东时间周五(2月10日)美股收盘，受美股普涨、春节假期到来等带动下，中国领先 的新消费数字科技服务商乐信(LX.US)上涨8.54%，收盘价3.05美元，延续此前上涨态势；当日成交额 405.42万美元，成交额持续放大。 ...

来源：滚动播报 乐信涨8.72%，小牛电动涨6.76%，万物新生涨5.97%，世纪互联涨5.80%，大全新能源涨5.64%。 ...

点击蓝字，关注我们 今日上午港股 1 . 大洋集团(01991)早盘大涨超13.3% 。消息面上，近日，大洋集团宣布与CONSCIOUSNESS FOUNDATION LTD.订立一份不可撤销之战略合作协议，核心内容包括拟共同成立合资公司， 并 就"硅基伙伴(Silicon Buddy)"AI智能硬件项目深度合作，聚焦X-Mart品牌AI潮玩陪伴机器人的研发、 生产、全球销售及持续迭代升级，标志集团AI战略正式进入实体产品落地阶段。 2 . 博彩股继续走高，截至发稿， 新濠国际发展(00200)涨5.49%，金沙中国(01928)涨3.26%，银河娱乐 (00027)涨2.30%，美高梅中国(02282)涨2.74% 。消息面上，根据澳门博彩监察协调局数据显示，澳门 1月幸运博彩毛收入226.33亿澳门元，同比增长24.0%。据报道，澳门酒店业者表示，目前春节档期酒 店预订率和旅行社订单持续攀升，预计春节期间酒店入住率将超过九成，澳门旅游市场迎来接待高峰 期。 3 . 中国安储能源(02399)涨超9.2% 。消息面上，近日，中国安储能源发布公告，该公司拟向宁夏晋欣 胜辉能源科技有限公司收购吴忠市瑞储科技有限 ...

智通财经APP获悉，美东时间周五(2月7日)美股收盘，受美股普涨、春节假期到来及多部门联合发文支 持消费、2025Q4业绩即将出炉等驱动因素影响，中国领先的新消费数字科技服务商乐信(LX.US)上涨 6.04%，收盘价2.81美元，当日成交额400.42万美元。 资本市场层面，受美股三大指数全线收涨，道指首次站上5万点关口。截至收盘，道指涨2.47%，报 50115.67点创历史新高；纳指涨2.18%，报23031.21点；标普500指数涨1.97%，报6932.30点。 中概股周五延续强势表现，纳斯达克中国金龙指数涨3.71%，万得中概科技龙头指数涨2.90%。世纪互 联涨超10%，陆控涨约10%，禾赛科技、小马智行涨超9%，万国数据涨近9%，蔚来涨超7%，好未来涨 超6%。 乐信股价的大涨，主要是包括央行在内的多部门联合发文支持金融及新型消费、整体估值较低等因素影 响。 近期，商务部、人民银行、金融监管总局联合印发《关于加强商务和金融协同 更大力度提振消费的通 知》，围绕商品消费、新型消费等领域推出 11 条政策措施；此后，商务部、金融监管总局等 9 部门又 发布《2026 "乐购新春" 春节特别活动方案 ...

据悉，该贴息优惠活动已持续数月，并逐步扩大覆盖范围与贴息力度，从深受年轻消费群体热爱的3C 品类，覆盖至全品类商品。用户不仅能以更具优势的价格购买心仪商品，在符合条件的情况下还可享受 多周期贴息优惠。 以 iPhone 17 pro 256G 为例，银色款在分期乐商城的售价为8849元，低于官方售价；另以冬日保暖刚需 羽绒服为例，某国产大牌羽绒服在分期乐商城售价533元，低于官方店铺售价。在此基础上，分期乐商 城提供更灵活的分期与贴息组合方案，切实降低用户阶段性支付压力，助力消费需求有序释放。此外， 用户在 "年货节"期间（1.22-2.3）下单还可获赠50元超市金，综合下来，分期乐商城商品价格优势明 显，成为众多90后、95后的消费首选。 近期，财政贴息等政策工具持续发力，引导金融资源流向居民合理消费需求，推动消费潜力进一步释 放。在促消费、扩内需的市场共识下，众多企业开始探索如何将其与自身业务场景深度结合，帮助将政 策红利转化为实实在在的消费支持。 炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ iPhone17 pro售价比官方更便宜、分期还能免息或贴息——这是乐信（NASDA ...

Core Viewpoint - The "New Year Festival" event launched by Lexin's (NASDAQ: LX) Fenqile Mall aims to enhance consumer experience during the Spring Festival by offering significant discounts and various promotional activities, running until February 3 [1][6]. Group 1: Event Details - The "New Year Festival" features a design of "multiple cycles, multiple benefits, and phased releases" to cater to different consumer needs during the festival [1][6]. - The event focuses on three core consumption scenarios: "family stocking," "new spring renewal," and "gathering gifts," offering a wide range of products including electronics, apparel, beauty items, food, daily necessities, and home appliances [1][6]. Group 2: Promotional Strategies - Fenqile Mall reduces the consumption threshold for users through layered benefits, such as offering up to 200 yuan in supermarket credits for certain popular products purchased during the event [7]. - Daily promotions include random supermarket credits of 8 yuan and 18 yuan for the first 3,000 users who spend over 100 yuan, addressing the needs for supplementary purchases [7]. - The platform also features a special event area where users can receive varying amounts of supermarket credits based on their order amounts during live broadcasts [2][7]. Group 3: Market Trends - The event reflects Fenqile Mall's ongoing commitment to enhancing consumer spending in essential categories, with significant growth observed in winter necessities [4][8]. - Data indicates a dramatic increase in demand for heating products, with transaction amounts for heaters rising by 1495% and transaction orders increasing by 480% year-on-year [5][8]. - The sales of warm clothing also saw substantial growth, with transaction amounts increasing by 406% and transaction orders by 2577% year-on-year, highlighting consumer recognition of quality supply and affordable prices [5][8].

Core Insights - The Buy Now Pay Later (BNPL) service is entering a "2.0" phase, particularly in China, where the market is experiencing strong growth, with BNPL accounting for 2% of e-commerce transaction volume and projected to reach 928.2 billion yuan in 2024, a year-on-year increase of 2% [1][9]. Group 1: Industry Overview - BNPL, also known as "buy now, pay later," is a new payment method that allows consumers to receive products before making payment, essentially functioning as a short-term credit product [4]. - The BNPL service is primarily provided by local leading applications or well-known e-commerce platforms in China, such as Ant Group's Huabei, JD's Baitiao, and WeChat's Fenfu, which significantly promote its adoption and growth [1][9]. Group 2: Market Dynamics - The BNPL industry is characterized by a high concentration of major players, with e-commerce platforms like JD and Pinduoduo leading the market by integrating BNPL services into their shopping processes [11]. - The main user demographic for BNPL services is the younger generation, who prefer flexible payment options over traditional credit cards due to simpler application processes and lower barriers to entry [9]. Group 3: Competitive Landscape - The competitive landscape of the BNPL industry is defined by a dominance of e-commerce platforms, collaboration with payment networks, and the presence of niche vertical platforms that fill market gaps [11]. - JD Group has developed its BNPL product, JD Baitiao, which allows users to enjoy flexible payment options across various scenarios, including online and offline purchases [12]. Group 4: Future Trends - Future innovations in the BNPL industry will focus on smart, personalized, and secure solutions, leveraging big data and AI for better credit assessments and utilizing blockchain for transaction security [14]. - The market competition is expected to intensify, with smaller BNPL providers facing potential acquisitions or mergers, while innovative companies may emerge as industry leaders [15]. - Regulatory scrutiny is anticipated to increase, with governments likely to implement stricter regulations on BNPL services regarding fees, terms, and transparency to protect consumer rights [16].

Core Viewpoint - The "Believe in Small Dreams" initiative by Fenqile, a subsidiary of Lexin (NASDAQ: LX), has been recognized as an excellent case in the 2025 Guangdong banking industry's inclusive finance innovation practices, highlighting its innovative approach in empowering small and micro enterprises through financial technology [1][5]. Group 1: Inclusive Finance and Its Importance - Inclusive finance is crucial for supporting the healthy development of small and micro enterprises and individual businesses, playing a key role in promoting high-quality economic and social development [3][7]. - Small and micro enterprises often face challenges such as financing difficulties and slow financing due to factors like financial irregularities and lack of collateral, which traditional risk control systems view as weak risk-bearing groups [3][7]. Group 2: "Believe in Small Dreams" Initiative - Launched at the end of 2024, the "Believe in Small Dreams" initiative aims to link over 10 billion yuan in funds to support the growth of small and micro enterprises and individual operators in county areas [3][7]. - The initiative utilizes financial technology to address information asymmetry and risk control challenges in small micro financing, establishing a dual risk control and service capability system that integrates online and offline approaches [3][7]. Group 3: Operational Mechanisms and Achievements - Fenqile's online data-driven risk control and offline localized verification mechanisms overcome the shortcomings of incomplete online loan information and expand the service boundaries of regional financial institutions, providing diverse inclusive financial solutions for small and micro enterprises [4][8]. - Over the past year since its launch, the initiative has assisted approximately 600,000 small micro users and injected financial resources into nearly 100 county-level characteristic industrial clusters [4][8]. - The recognition received at the Guangdong banking industry's inclusive finance innovation practice conference validates Fenqile's contributions in utilizing digital intelligence technology and expanding new financial service scenarios for small micro enterprises [4][8].

Market Overview - On January 7, U.S. stock markets experienced significant volatility, with the Dow Jones Industrial Average dropping 466 points, a decline of 0.94%, closing at 48,996.08 points [4] - The market initially showed optimism with a high opening but faced a sharp decline towards the end of the trading session, reflecting a shift in investor sentiment from anticipation of interest rate cuts to concerns over tightening policies [4] Federal Reserve Commentary - Recent statements from Federal Reserve officials have dampened expectations for interest rate cuts in 2026, with officials indicating that the current policy is close to "neutral" and that the space for rate cuts is limited [4] - Key economic indicators, including a slower pace of inflation decline and a strong labor market, have contributed to the Fed's cautious stance, reducing the likelihood of a rate cut in March [4] Chinese Assets Performance - In contrast to the U.S. market, Chinese assets showed strong performance on January 7, with several Chinese concept stocks experiencing significant gains, including a 70.83% increase in Zhongchi Chefu and a 28.53% rise in 3ENetwork Technology [5] - The Hong Kong ADR index also saw a positive trend, closing at 23,246 points, up 174.04 points, with major stocks like Tencent and HSBC contributing to the upward movement [5]