Core Insights - M&T Bank has been recognized as a top bank for its commitment to serving small-business and middle-market customers by Crisil Coalition Greenwich [1][2] - The bank received 13 "Best Bank" awards in 2025 for excellence in small business and middle market banking [2] - Since 2011, M&T Bank has earned a total of 179 Coalition Greenwich Awards, showcasing its strong reputation in customer service for small-business and middle-market clients [4] Small Business Banking - M&T Bank has been awarded for various aspects of small business banking, including satisfaction with relationship managers, customer service, ease of making payments, and product capabilities in cash management [6] - The bank's focus on long-term relationships and trust has been highlighted as a key strength in its small business banking services [6] Middle Market Banking - M&T Bank has also received recognition for its middle market banking services, particularly in valuing long-term relationships and satisfaction with relationship managers [6] - The bank's commitment to supporting middle-market businesses is emphasized as part of its community banking foundation [5]

Core Viewpoint - M&T Bank Corporation has declared a quarterly cash dividend of $1.35 per share on its common stock, payable on March 31, 2025, to shareholders of record as of March 3, 2025 [1]. Company Overview - M&T Bank Corporation is a financial holding company based in Buffalo, New York [2]. - The principal banking subsidiary, M&T Bank, offers banking products and services through a branch and ATM network that extends across the eastern United States, from Maine to Virginia and Washington, D.C. [2]. - Trust-related services are provided in select markets in the U.S. and internationally by M&T's Wilmington Trust-affiliated companies and M&T Bank [2].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________________________________________________________________________________ Form 10-K __________________________________________________________________________________ x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file number 1-9861 _________________________________________________________________________________ M&T BANK CORPORATION ...

BUFFALO, N.Y., Feb. 6, 2025 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE:MTB) will participate in the RBC Financial Institutions Conference being held in New York City. Representatives of M&T are scheduled to deliver a presentation to investors and analysts on March 5, 2025, at 1:20 p.m. (ET).A link to the webcast will be available at https://ir.mtb.com/events-presentations. The webcast may contain material information as well as forward-looking information, and cautionary statements regarding such fo ...

Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. However, when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yie ...

Core Viewpoint - M&T Bank has appointed Neeraj Singh as the new Chief Risk Officer, effective January 31, 2025, succeeding Mike Todaro, who is set to retire in Q1 2025 [1][2][3] Group 1: Appointment Details - Neeraj Singh brings over 20 years of experience in risk management and financial services, previously serving as Chief Risk Officer at USAA [2][3] - Singh will oversee M&T Bank's risk management strategies and report to CEO René Jones and Bob Sadler, Chairman of the Board of Directors Risk Committee [4] Group 2: Leadership Transition - Mike Todaro has been a significant figure in M&T's growth, enhancing risk management capabilities since becoming CRO in 2021 [5] - Todaro has a nearly 30-year career at M&T Bank, during which he also led the Mortgage and Consumer Lending businesses [5] Group 3: Company Background - M&T Bank Corporation is headquartered in Buffalo, New York, providing banking products and services across the eastern U.S. [6]

Core Viewpoint - M&T Bank Corporation has authorized a new share repurchase program to buy back up to $4.0 billion of its common stock, replacing the previous $3.0 billion program from July 2022 [1][2]. Group 1: Share Repurchase Program - The new share repurchase program allows M&T to repurchase shares on the open market or through privately negotiated transactions [1]. - The previous $3.0 billion share repurchase program is terminated effective January 22, 2025 [1]. - The exact number of shares, timing, and terms for the repurchases will be at M&T's discretion and subject to regulatory limitations [2]. Group 2: Management Commentary - Daryl Bible, M&T's Chief Financial Officer, emphasized the company's commitment to responsibly managing shareholders' capital while supporting customers and communities [2]. - The strong earnings and solid capital position of M&T enable the company to return surplus capital to investors while continuing to invest in its business [2]. Group 3: Company Overview - M&T Bank is a financial holding company headquartered in Buffalo, New York, with a banking network across the eastern U.S. [3]. - The principal banking subsidiary, M&T Bank, offers a range of banking products and services, including trust-related services in select markets [3].

Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. However, when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yield, a metric that mea ...

Core Viewpoint - M&T Bank Corporation reported strong fourth-quarter 2024 earnings, with adjusted net operating earnings per share of $3.92, exceeding expectations and showing significant year-over-year growth from $2.81 per share [1][2]. Financial Performance - For the fourth quarter of 2024, adjusted net operating earnings per share was $14.64, surpassing the Zacks Consensus Estimate of $14.58, but down from $15.79 in the previous year [2]. - Net income available to common shareholders was $644 million, reflecting a 40.9% increase from the prior-year quarter, while full-year net income was $2.44 billion, a decline of 7.1% year over year [3]. - Quarterly revenues reached $2.39 billion, exceeding the Zacks Consensus Estimate of $2.3 billion and increasing by 3.7% year over year [4]. - Total non-interest income was $657 million, up 13.7% year over year, driven by increases in trust income and service charges [5]. - Total non-interest expenses decreased by 6% year over year to $1.36 billion, primarily due to lower FDIC assessment charges [5]. Efficiency and Profitability - The efficiency ratio improved to 56.8%, down from 62.1% in the previous year, indicating enhanced profitability [6]. - The estimated Common Equity Tier 1 ratio rose to 11.67%, up from 10.98% in the fourth quarter of 2023, reflecting a stronger capital position [10]. Loan and Deposit Trends - Loans and leases increased to $135.7 billion, up nearly 1% from the prior quarter, while total deposits fell by 2.1% to $161.1 billion [7]. - The ratio of non-accrual loans to total net loans decreased to 1.25%, down from 1.62% year over year, indicating improved credit quality [9]. Credit Quality - Net charge-offs rose by 8.1% to $160 million compared to the prior-year quarter, while the provision for credit losses decreased by 37.8% to $140 million [8]. - Non-performing assets declined by 21.8% year over year to $1.73 billion, suggesting an improvement in asset quality [8]. Capital Management - M&T Bank repurchased 957,988 shares of its common stock for $200 million in the fourth quarter of 2024, reflecting a commitment to capital distribution [11]. Future Outlook - The company anticipates that rising loan balances and non-interest income will support organic growth, although declining deposit balances and increasing net charge-offs present near-term challenges [12].

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