The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q1 2023 Earnings Conference Call April 25, 2023 10:00 AM ET Company Participants Noah Fields - Head of Investor Relations Michael Collins - Chairman and Chief Executive Officer Craig Bridgewater - Group Chief Financial Officer Michael Schrum - President and Group Chief Risk Officer Conference Call Participants Justin Crowley - Piper Sandler Eric Spector - Raymond James Operator Good morning. My name is Nick, and I will be your conference operator today. ...

INDEX TO FINANCIAL STATEMENTS Unaudited Consolidated Financial Statements Page Consolidated Balance Sheets (unaudited) as of March 31, 2023 and December 31, 2022 2 Consolidated Statements of Operations (unaudited) for the Three Months Ended March 31, 2023 and 2022 3 Consolidated Statements of Comprehensive Income (unaudited) for the Three Months Ended March 31, 2023 and 2022 4 Consolidated Statements of Changes in Shareholders' Equity (unaudited) for the Three Months Ended March 31, 2023 and 2022 5 Consolid ...

Capital and Risk Management Pillar 3 Disclosures for the six-month period ended December 31, 2022 | Contents | | Page | | --- | --- | --- | | 1. | Overview | 3 | | 1.1. | Background | | | 1.2. | Basis of disclosures | | | 1.3. | Scope of applications | | | 1.4. | Location and verification | | | 2. | Risk Management Objectives and Policies | 5 | | 2.1. | Risk governance | | | 2.2. | Risk management | | | 3. | Prudential Metrics | 7 | | 4. | Capital Adequacy | 9 | | 4.1. | Capital management | | | 4.2. | Regu ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19 ...

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q4 2022 Results Conference Call February 14, 2023 10:00 AM ET Company Participants Noah Fields - Head, IR Michael Collins - Chairman and CEO Craig Bridgewater - Group CFO Michael Schrum - President and Group Chief Risk Officer Conference Call Participants Alex Twerdahl - Piper Sandler Timur Braziler - Wells Fargo Securities David Feaster - Raymond James Tim Switzer - KBW Operator Good morning. My name is Dave, and I will be your conference operator today ...

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q3 2022 Earnings Conference Call November 1, 2022 10:00 AM ET Corporate Participants Noah Fields - Vice President, Investor Relations Michael Collins - Chairman and Chief Executive Officer Craig Bridgewater - Group Chief Financial Officer Michael Schrum - President and Group Chief Risk Officer Conference Call Participants Timur Braziler - Wells Fargo Will Nance - Goldman Sachs Michael Perito - KBW David Feaster - Raymond James Operator Good morning, ever ...

| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-------|------------------------------------------------------------------------------------------------------|-------|-------|-------|-------|-------|-------|-------|-------| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Third Quarter 2022 Earnings Presentation The Bank of N.T. Butterfield & Son Limited November 1, 2022 | | | | | | | | | | | | | | | | | | | | 合 ノ 三 号 Forward-Looking Statements Forward-Looking Statements: ...

INDEX TO FINANCIAL STATEMENTS 2 The Bank of N.T. Butterfield & Son Limited Consolidated Statements of Operations (unaudited) (In thousands of US dollars, except per share data) | | Three months ended | | Nine months ended | | | --- | --- | --- | --- | --- | | | | September 30, 2022 September 30, 2021 September 30, 2022 September 30, 2021 | | | | Non-interest income | | | | | | Asset management | 7,413 | 7,431 | 22,294 | 22,293 | | Banking | 14,051 | 12,603 | 39,647 | 36,549 | | Foreign exchange revenue | 11 ...

Capital and Risk Management Pillar 3 Disclosures for the period ended June 30, 2022 | Contents | | Page | | --- | --- | --- | | 1. | Overview | 3 | | 1.1. | Background | | | 1.2. | Basis of disclosures | | | 1.3. | Scope of applications | | | 1.4. | Location and verification | | | 2. | Risk Management Objectives and Policies | 5 | | 2.1. | Risk governance | | | 2.2. | Risk management | | | 3. | Prudential Metrics | 7 | | 4. | Capital Adequacy | 9 | | 4.1. | Capital management | | | 4.2. | Regulatory capital ...

Second Quarter 2022 Earnings Presentation The Bank of N.T. Butterfield & Son Limited July 26, 2022 四十八月 1 Forward-Looking Statements Forward-Looking Statements: Certain of the statements made in this release are forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals, expectations, anticipations, assumptions estimates, intentions, and future performance, inc ...