UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ___________________ FORM 10-K ___________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ____________ Commission File Number 001-32216 NEW YORK MORTGAGE TRUST, INC. Indicate by check mark whether the registrant (1) ...

New York Mortgage Trust 2021 Fourth Quarter Financial Summary Forward Looking Statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forwardlooking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. These beliefs, assumptions and expectations are subject to risks and uncertainties and can c ...

New York Mortgage Trust, Inc. (NASDAQ:NYMT) Q4 2021 Earnings Conference Call February 18, 2022 9:00 AM ET Company Participants Steve Mumma – Executive Chairman Jason Serrano – Chief Executive Officer Kristine Nario – Chief Financial Officer Conference Call Participants Eric Hagen – BTIG Stephen Laws – Raymond James Christopher Nolan – Ladenburg Thalmann Doug Harter – Credit Suisse Matthew Erdner – JonesTrading Bose George – KBW Matthew Howlett – B. Riley Operator Good morning, ladies and gentlemen, and than ...

New York Mortgage Trust 2021 Third Quarter Financial Summary Forward Looking Statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forwardlooking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. These beliefs, assumptions and expectations are subject to risks and uncertainties and can ch ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ____________ Commission file number 001-32216 NEW YORK MORTGAGE TRUST, INC. (Exact Name of Registrant as Specified in Its Charter) Securit ...

New York Mortgage Trust, Inc. (NASDAQ:NYMT) Q3 2021 Earnings Conference Call November 2, 2021 9:00 AM ET Company Participants Steve Mumma - Chairman and Chief Executive Officer Kristine Nario - Chief Financial Officer Jason Serrano - President Conference Call Participants Bose George - KBW Stephen Laws - Raymond James Douglas Harter - Credit Suisse Eric Hagen - BTIG Christopher Nolan - Ladenburg Thalmann Jason Stewart - JonesTrading Matthew Howlett - B. Riley Operator Good morning, ladies and gentlemen, and ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ____________ Commission file number 001-32216 NEW YORK MORTGAGE TRUST, INC. (Exact Name of Registrant as Specified in Its Charter) (State or Ot ...

Financial Data and Key Metrics Changes - The company reported GAAP earnings per share of $0.11 and comprehensive earnings per share of $0.12 for Q2 2021, with a book value increase to $4.74, resulting in a total economic return of 2.8% for the quarter [6][17]. - The net margin for the quarter was 2.97%, an increase of 55 basis points from the previous quarter, attributed to improved asset yields and decreased funding costs [13][14]. - The investment portfolio totaled $3.2 billion, with market capitalization remaining at $2.2 billion, both unchanged from the previous quarter [9]. Business Line Data and Key Metrics Changes - The company allocated 77% of its capital to single-family investments and 21% to multifamily investments, focusing on credit investments for better risk-adjusted returns [9]. - The weighted average yield of the portfolio improved to 6.31%, an increase of 28 basis points, due to a shift from lower-yielding securities to higher-yielding residential loans [13]. - The company acquired residential loans for $258 million and closed on a multifamily joint venture investment for $12 million during the quarter [16]. Market Data and Key Metrics Changes - The multifamily rental rates increased by 7% year-over-year, with double-digit gains in markets like Atlanta, Tampa, and Raleigh [32]. - The company noted a significant housing deficit, estimating a need for 5.5 million new housing units to meet demand, which supports its investment strategy [28]. Company Strategy and Development Direction - The company continues to favor business purpose loans (BPL) and multifamily lending, focusing on transitional properties in secondary markets [27][33]. - The strategy includes maintaining low leverage and focusing on long-term financing options to navigate the changing financial landscape [36]. - The company aims to strengthen its balance sheet by investing in core strategies and prudent liability management [26]. Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the current favorable environment for their strategies, despite increased competition in the market [27][29]. - The company is cautious about potential liquidity impacts due to the Delta variant and aims to be conservative in financing opportunities [58]. - Management anticipates a slight increase in book value, supported by strong credit markets [75]. Other Important Information - The company completed a private placement of $100 million in senior unsecured notes and raised approximately $139 million from a preferred stock offering, using part of the proceeds to redeem higher-cost preferred stock [7][8]. - The company reported net income of $43 million and comprehensive income of $47 million attributable to common stockholders [17]. Q&A Session Summary Question: Discussion on raising unsecured debt and preferred equity - Management explained the decision to raise $137 million in preferred equity while redeeming $105 million, aiming to lower the overall cost of capital without significantly increasing preferred equity [55][56]. Question: Update on competition in the BPL space - Management acknowledged increased competition but emphasized their operational capabilities and relationships with originators, allowing them to maintain yield requirements [67][68]. Question: Impact of agency multifamily guidelines on investment opportunities - Management noted that changes in agency guidelines could create opportunities for joint ventures and mezzanine capital investments, particularly in properties with potential for improvement [80][81]. Question: Trends in book value since quarter-end - Management indicated that book value is likely up slightly due to the strength of the credit markets [75]. Question: Expected advanced rates from the 2020-SP1 securitization - Management clarified that the resecuritization aims to access better financing levels rather than unlock fresh capital for new investments [94]. Question: Operating expenses breakdown - Management explained that the increase in operating expenses was primarily due to growth in the business purpose loan portfolio and consolidation of multifamily properties [98][101].

New York Mortgage Trust 2021 Second Quarter Financial Summary Forward Looking Statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forwardlooking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. These beliefs, assumptions and expectations are subject to risks and uncertainties and can c ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ____________ Commission file number 001-32216 NEW YORK MORTGAGE TRUST, INC. (Exact Name of Registrant as Specified in Its Charter) (State or O ...