Core Insights - Oxbridge Re Holdings Limited, through its subsidiary SurancePlus, is focused on the tokenization of Real-World Assets (RWAs), specifically in the reinsurance sector, and aims to provide innovative reinsurance solutions in the Gulf Coast region of the United States [1][4]. Group 1: Company Overview - Oxbridge Re Holdings Limited is headquartered in the Cayman Islands and operates under the ticker symbol OXBR on NASDAQ [4]. - The company offers tokenized reinsurance securities and reinsurance business solutions to property and casualty insurers through its subsidiaries [4][5]. - SurancePlus has developed the first "on-chain" reinsurance RWA sponsored by a publicly traded company, democratizing access to reinsurance as an alternative investment [6]. Group 2: Event Participation - CEO Jay Madhu will be a featured speaker at RWA DAY during ETHDenver 2025, discussing the impact of blockchain technology on the reinsurance industry [1][3]. - The event will take place on February 26, 2025, at the Hilton City Center in Denver, CO, at 2:15 PM (MST) [2]. Group 3: Investment Opportunities - SurancePlus utilizes blockchain technology to transform reinsurance contracts into decentralized, on-chain, tradable assets, targeting annual returns of 20% and 42% for investors [2][3]. - The company emphasizes that decentralized tokenized reinsurance securities open new investment opportunities, with historical returns exceeding expectations [7].

Core Insights - Oxbridge Re Holdings Limited, along with its subsidiary SurancePlus, is focused on the tokenization of Real-World Assets (RWAs), starting with tokenized reinsurance securities, and providing reinsurance solutions to property and casualty insurers in the Gulf Coast region of the United States [1][6] Event Participation - The CEO and Chairman of Oxbridge, Jay Madhu, will participate in a fireside chat at the Maxim Digital Assets Conference on February 12, 2025, from 2:30 PM to 3:00 PM (EST) [2][5] Strategic Vision - Jay Madhu expressed that Oxbridge and SurancePlus are transforming the reinsurance industry through blockchain technology, with tokenized reinsurance securities offering significant value to investors [5] - The company aims to provide insights into its strategic vision and growth trajectory, particularly in capitalizing on the RWA market opportunity [5] Innovative Approach - SurancePlus has developed the first "on-chain" reinsurance RWA, making reinsurance investments accessible to both U.S. and non-U.S. investors, which were traditionally limited to institutional investors and ultra-high-net-worth individuals [8][9] - The company is targeting annual returns of 42% and 20% through its strategy of delivering uncorrelated, high-yield investment opportunities [9] Digital Asset Integration - Oxbridge is incorporating digital assets into its treasury reserve, aligning its financial strategy with the evolving digital economy [9]

Core Viewpoint - Oxbridge Re Holdings Limited is advancing its integration of blockchain technology by selecting Coinbase Prime for the purchase and custody of Bitcoin and Ethereum as treasury reserve assets, highlighting a significant move towards the tokenization of Real-World Assets (RWAs) in the reinsurance sector [1][2]. Company Overview - Oxbridge Re Holdings Limited, headquartered in the Cayman Islands, specializes in tokenized RWAs and provides reinsurance solutions to property and casualty insurers through its subsidiaries, including SurancePlus Inc. and Oxbridge Reinsurance Limited [3][5]. - The company is focused on democratizing access to reinsurance as an alternative investment for both U.S. and non-U.S. investors by digitizing interests in reinsurance contracts [5]. Strategic Collaboration - The partnership with Coinbase is aimed at securely managing digital assets and creating new investment opportunities that align with the company's blockchain vision [2]. - Coinbase's involvement is seen as a step towards bridging traditional finance with blockchain technology, emphasizing the growing acceptance of cryptocurrencies in conventional financial frameworks [2]. Market Focus - Oxbridge Re's services are particularly targeted at insurance businesses in the Gulf Coast region of the United States, providing property and casualty reinsurance through its licensed reinsurers [4].

Group 1 - Oxbridge Re Holdings Limited, along with its subsidiary SurancePlus, is engaged in the tokenization of Real-World Assets (RWAs) and provides reinsurance solutions to property and casualty insurers in the Gulf Coast region of the United States [1][3][4] - The company has selected Coinbase Prime to facilitate the purchase and secure custody of Bitcoin and Ethereum as treasury reserve assets, indicating a strategic move towards integrating blockchain technology into its financial framework [1][2] - SurancePlus has developed the first "on-chain" reinsurance RWA, democratizing access to reinsurance as an alternative investment for both U.S. and non-U.S. investors [5] Group 2 - The collaboration with Coinbase highlights the increasing alignment between traditional finance and blockchain technology, with both companies expressing confidence in the secure management of digital assets [2] - Oxbridge Re's licensed reinsurers, Oxbridge Reinsurance Limited and Oxbridge Re NS, provide property and casualty reinsurance to insurance businesses in the Gulf Coast region [4] - The company's focus on tokenized reinsurance securities positions it as a pioneer in the integration of blockchain solutions within the insurance industry [3][5]

GRAND CAYMAN, Cayman Islands, Feb. 05, 2025 (GLOBE NEWSWIRE) -- Oxbridge Re Holdings Limited (Nasdaq: OXBR) ("Oxbridge Re"), together with its subsidiary SurancePlus, is engaged in the tokenization of Real-World Assets ("RWAs"), initially with tokenized reinsurance securities, and in providing reinsurance solutions to property and casualty insurers in the Gulf Coast region of the United States, today announced it has selected Coinbase Prime to facilitate its investments in other digital assets as part of it ...

Core Insights - Oxbridge Re Holdings Limited has approved the inclusion of Bitcoin and Ethereum as treasury reserve assets, reflecting its strategy to diversify financial holdings and explore inflation-resistant assets with long-term growth potential [1][3] - The company's blockchain initiatives, particularly through its subsidiary SurancePlus Inc., aim to democratize access to reinsurance investments by tokenizing Real-World Assets (RWAs) [2][7] Company Overview - Oxbridge Re Holdings Limited is engaged in the tokenization of RWAs, initially focusing on tokenized reinsurance securities, and provides reinsurance solutions to property and casualty insurers in the Gulf Coast region of the United States [1][5] - The company operates through its subsidiaries, including SurancePlus Inc., Oxbridge Re NS, and Oxbridge Reinsurance Limited [5][6] Strategic Initiatives - SurancePlus is redefining access to reinsurance investments through tokenization and decentralization, transforming a traditionally exclusive investment asset class into a more inclusive opportunity [2][7] - Upcoming offerings from SurancePlus include two new tokens, with returns based on reinsurance contracts written by Oxbridge's sidecar reinsurance vehicle, Oxbridge Re NS [3] Financial Targets - SurancePlus plans to offer a balanced-yield reinsurance RWA security targeting a 20% return and a high-yield reinsurance RWA security targeting a 42% return [7]

Core Insights - Oxbridge Re Holdings Limited, along with its subsidiary SurancePlus, is actively participating in three significant events in Miami to showcase its advancements in tokenization, particularly in tokenized reinsurance securities as Real-World Assets (RWAs) [1][2] Company Overview - Oxbridge Re Holdings Limited is headquartered in the Cayman Islands and operates under the NASDAQ ticker OXBR. The company specializes in offering tokenized RWAs as reinsurance securities and provides business solutions to property and casualty insurers through its subsidiaries [2][4] - SurancePlus, the Web3-focused subsidiary, has created the first "on-chain" reinsurance RWA sponsored by a publicly traded company, aiming to democratize access to reinsurance contracts for both U.S. and non-U.S. investors [4] Industry Context - The company’s initiatives are positioned to expand the RWA ecosystem and promote digital asset growth by leveraging blockchain technology to tokenize interests in reinsurance contracts [2][4] - Insurance businesses in the Gulf Coast region of the United States utilize property and casualty reinsurance through licensed reinsurers, including Oxbridge Reinsurance Limited and Oxbridge Re NS [3] Event Schedule - The upcoming events where Oxbridge will be present include WAGMI Miami from January 22-24, iConnections from January 27-30, and Crypto Gathering 2025 from January 30-31 [6]

Financial Data and Key Metrics Changes - Net premiums earned for Q3 2024 were $595,000, up from $549,000 in Q3 2023, with total net premiums for the first nine months of 2024 reaching $1.7 million compared to $730,000 in the same period last year [15][19] - Total revenues for Q3 2024 were $205,000, a significant improvement from negative $6.38 million in Q3 2023, while total revenue for the first nine months of 2024 was $124,000 compared to negative $5.1 million in the same period last year [17][18] - The net loss for Q3 2024 was $548,000 or $0.9 per share, an improvement from a net loss of $10.3 million or $1.24 per share in Q3 2023 [19] - The combined ratio decreased from 125.3% in Q3 2023 to 83.7% in Q3 2024, indicating improved underwriting performance [23] Business Line Data and Key Metrics Changes - The company specializes in underwriting low-frequency, high-severity risks, maintaining a loss ratio of 0% for both 2024 and 2023, with no losses incurred [20] - The acquisition cost ratio increased marginally to 11.1% for Q3 2024 from 10.9% in Q3 2023, while the expense ratio decreased significantly from 125.3% in Q3 2023 to 83.7% in Q3 2024 [21][22] Market Data and Key Metrics Changes - The investment portfolio decreased to $185,000 at September 30, 2024, from $680,000 at the prior year-end, primarily due to the sale of equity securities [25] - Cash and cash equivalents increased to $4.82 million at September 30, 2024, compared to $3.74 million on December 31, 2023 [25] Company Strategy and Development Direction - The company aims to position itself as a prominent player in the RWA/Web3 sector, having established SurancePlus Inc. to focus on tokenized reinsurance securities [11][14] - SurancePlus aims to democratize access to reinsurance investments, leveraging blockchain technology for transparency and compliance [12][28] - A strategic review process has been initiated to explore various strategic alternatives for the company and its Web3 division, including potential mergers or divestitures [29] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism regarding the long-term outlook of the core reinsurance business and the integration of SurancePlus into the RWA market [14][33] - The anticipated growth in the tokenized asset market is projected to exceed $10 trillion over the next decade, with significant institutional interest in blockchain technology [34][35] Other Important Information - The company recorded an unrealized loss of $1.93 million on other investments due to the remeasurement of its investment in Jet.AI [16] - SurancePlus completed a private placement raising approximately $2.9 million through the issuance of digital tokens [29] Q&A Session Summary Question: How are presentations abroad being received and who are the competitors? - Management reported positive reception at various events, highlighting the uniqueness of their RWA offerings compared to competitors [37][38] Question: Can you name any competitors? - Management refrained from naming specific competitors but emphasized their distinct position in the market due to transparency and regulatory compliance [39][40] Question: What is the immediate market reaction to the earnings report? - The immediate market reaction was positive, with stock prices showing an increase following the earnings report [41]

Exhibit 99.1 Company Contact: Oxbridge Re Holdings Limited Jay Madhu, CEO 345-749-7570 jmadhu@oxbridgere.com Oxbridge Re Reports Update on its RWA Tokenized Security, its Business and Third Quarter 2024 Results GRAND CAYMAN, Cayman Islands (November 13, 2024) — Oxbridge Re Holdings Limited (NASDAQ: OXBR), (the "Company"), together with its subsidiaries which is engaged in the business of tokenized Real-World Assets ("RWAs") initially in the form of tokenized reinsurance securities, and reinsurance solutions ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File Number: 1-36346 OXBRIDGE RE HOLDINGS LIMITED | --- | --- | |-------------------------------------------------------- ...