Radian Group Inc. (NYSE:RDN) is one of the 13 Deep Value Stocks to Buy Right Now. Barclays, on February 23, increased its target price on Radian Group by 8.1% to $40 (from $37) and retained its Equal Weight call on the stock. This price update comes after the firm updated its financial model, following the release of Radian’s Q4 2025 results on February 19. The earnings report showed that Radian had a good quarter, beating street consensus estimates for adjusted diluted earnings per share ($1.16 actual ...

Investors might want to bet on Radian (RDN) , as it has been recently upgraded to a Zacks Rank #1 (Strong Buy). This rating change essentially reflects an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years.Since a changin ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-11356 RADIAN GROUP INC. Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessm ...

Key Takeaways Radian Group beat Q4 estimates with EPS of $1.16 and revenue of $302 million.RDN saw MI's new insurance written surge 20.2% to $15.9B, boosting premiums.RDN returned $576M in 2025 as book value rose 12.6% to $35.29 per share.Radian Group Inc. (RDN) reported fourth-quarter 2025 adjusted operating income of $1.16 per share, which beat the Zacks Consensus Estimate by 4.5%. The bottom line improved 2.7% year over year.Operating revenues increased 0.8% year over year to $302 million, driven by high ...

Radian Group (NYSE:RDN) Q4 2025 Earnings call February 19, 2026 11:00 AM ET Company ParticipantsBob Lally - VP of FinanceBose George - Managing DirectorDan Kobell - Senior Executive Vice President and Interim CFORick Thornberry - CEOConference Call ParticipantsMihir Bhatia - Director and Senior Equity Research AnalystTerry Ma - Director and Equity Research AnalystOperatorToday, and thank you for standing by. Welcome to the fourth quarter 2025 Radian Group conference call. At this time, all participants are ...

Radian Group (NYSE:RDN) Q4 2025 Earnings call February 19, 2026 11:00 AM ET Company ParticipantsBob Lally - VP of FinanceBose George - Managing DirectorDan Kobell - Senior Executive Vice President and Interim CFORick Thornberry - CEOConference Call ParticipantsMihir Bhatia - Director and Senior Equity Research AnalystTerry Ma - Director and Equity Research AnalystOperatorToday, and thank you for standing by. Welcome to the Q4 2025 Radian Group conference call. At this time, all participants are in a listen- ...

Financial Data and Key Metrics Changes - For Q4 2025, the company reported net income from continuing operations of $159 million, or $1.15 per share, and for the full year, net income was $618 million, or $4.39 per share, reflecting strong earnings and an 8% reduction in share count [11][12] - Total revenues for Q4 were $301 million and $1.2 billion for the full year, with net premiums earned reaching $237 million in Q4, the highest level in over three years [12][13] - The return on equity was 13.5% in Q4 and 13.1% for the full year, with book value per share growing 13% year-over-year to $35.29 [12][13] Business Line Data and Key Metrics Changes - The mortgage insurance business saw growth in insurance in force and new insurance written (NIW), with NIW increasing 6% year-over-year [12][13] - The in-force premium yield for the mortgage insurance portfolio remained stable at 38 basis points, expected to remain stable in 2026 [15][36] Market Data and Key Metrics Changes - The company maintained a strong persistency rate of 82% in Q4, with approximately half of the insurance in force portfolio having a mortgage rate of 5.5% or lower, indicating less likelihood of cancellation due to refinancing [14] - The total number of defaults increased to approximately 25,000 loans at quarter end, resulting in a portfolio default rate of 2.56%, reflecting normal seasonal trends [16] Company Strategy and Development Direction - The acquisition of Inigo marks a strategic transformation for the company, positioning it to expand into a global multi-line specialty insurer, expected to double annual revenues and provide greater strategic flexibility [5][6] - The divestiture plan for mortgage, conduit, title, and real estate services businesses is on track for completion by Q3 2026, aligning leadership with strategic focus [8][19] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the strong performance of the mortgage insurance business and the positive credit trends, with no significant concerns noted across different credit segments [32] - The company anticipates continued strong capital returns and liquidity, with expected dividends of at least $600 million from Radian Guaranty in 2026 [21][22] Other Important Information - The company distributed $795 million from Radian Guaranty to the holding company and returned $576 million to stockholders through dividends and share repurchases in 2025 [4][18] - The holding company liquidity was expanded to $1.8 billion at year-end, supporting the Inigo acquisition [20] Q&A Session Summary Question: Any updated thoughts on financial metrics for Inigo? - Management confirmed no changes from previous guidance, expecting a mid-teens return through the cycle from the Inigo acquisition, translating to approximately $170 million of incremental net income [27][28] Question: How sticky can the 90% cure rate be for recent vintages? - Management noted that while recent vintages are being monitored, strong cure activity continues, and no significant concerns have been observed in credit trends [31][32] Question: How does the current pricing environment compare to a year ago? - The in-force premium yield has remained stable at 38 basis points, indicating a balanced pricing perspective, with management focusing on economic value rather than market share [35][36] Question: What is the expected combined ratio for Inigo? - Management indicated that while no forward guidance has been provided, a mid- to high-80% combined ratio is a reasonable trend based on Inigo's historical performance [40] Question: Will there be intangibles that need to be amortized from the acquisition? - Management confirmed that there will be intangibles, and details will be provided in future reports as purchase accounting is completed [50]

Financial Results Q4 2025 NYSE: RDN www.radian.com Safe Harbor Statements All statements in this presentation that address events, developments or results that we expect or anticipate may occur in the future are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934 and the U.S. Private Securities Litigation Reform Act of 1995. In most cases, forward- looking statements may be identified by words such as "anticipate," ...

Exhibit 99.1 press release February 18, 2026 Radian Announces Fourth Quarter and Full Year 2025 Financial Results — Radian completes acquisition of Inigo in February 2026, becoming a global multi-line specialty insurer — — Fourth quarter net income from continuing operations of $159 million, or $1.15 per diluted share — — Full year net income from continuing operations of $618 million, or $4.39 per diluted share — Pretax income from continuing operations for the quarter ended December 31, 2025, was $201 mil ...

分组1 - Radian reported quarterly earnings of $1.16 per share, exceeding the Zacks Consensus Estimate of $1.11 per share, and showing an increase from $1.09 per share a year ago, resulting in an earnings surprise of +4.51% [1] - The company achieved revenues of $301.67 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.13%, although this represents a decline from year-ago revenues of $312.37 million [2] - Radian has surpassed consensus EPS estimates in all four of the last quarters, but has only topped consensus revenue estimates once during the same period [2] 分组2 - The stock has underperformed the market, losing about 9.1% since the beginning of the year, while the S&P 500 has shown a zero return [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the upcoming quarter is $1.12 on revenues of $302.3 million, and for the current fiscal year, it is $4.50 on revenues of $1.22 billion [7] 分组3 - The Zacks Industry Rank indicates that the Insurance - Multi line sector is currently in the bottom 32% of over 250 Zacks industries, suggesting that the performance of Radian's stock may be influenced by the overall industry outlook [8] - James River Group, another company in the same industry, is expected to report quarterly earnings of $0.31 per share, reflecting a year-over-year change of +131.3%, with revenues anticipated to be $176.8 million, up 39.5% from the previous year [9][10]