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Core Insights - The article emphasizes the importance of conducting personal in-depth research and due diligence before making investment decisions, highlighting the inherent risks involved in trading [3]. Company and Industry Summary - The analysis is intended solely for informational purposes and should not be interpreted as professional investment advice [3][4]. - There is a clear disclaimer regarding the lack of any stock or derivative positions in the companies mentioned, indicating a neutral stance from the analyst [2].

Financial Performance - The book value per common share decreased to $12.39 as of March 31, 2025, from $12.56 as of December 31, 2024, primarily due to a net income of $36.5 million and a dividend of $132.5 million for the three months ended March 31, 2025 [397]. - For the three months ended March 31, 2025, net income attributable to common stockholders was $36.5 million, a decrease of $226.7 million or approximately 86% compared to the prior quarter [509]. - Servicing revenue, net decreased by $1.1 billion to $28.9 million, primarily due to a $1.1 billion decrease in the fair value of the MSRs portfolio [512]. - Asset management revenues for the three months ended March 31, 2025, were $87.7 million, primarily driven by management fees and incentive income [499]. - Asset management revenues decreased by $171.2 million in Q1 2025 compared to the prior quarter, primarily due to the timing of incentive income crystallizations [524]. Economic Environment - The U.S. economy contracted by an annualized 0.3% in the first quarter of 2025, influenced by a surge in imports ahead of tariff impositions [399]. - The unemployment rate increased slightly to 4.2% in March 2025 from 4.1% in December 2024, with average payroll growth at 152,000 jobs per month in Q1 2025 [402]. - The nominal 10-year Treasury yield fell to 4.23% at the end of March 2025 from 4.58% in December 2024, reflecting lower real yields from Treasury Inflation Protected Securities (TIPS) [401]. - The 12-month increase in the overall Consumer Price Index (CPI) was 2.4% in March 2025, down from 2.9% in December 2024, signaling progress towards lower inflation [400]. - The overall economic outlook is uncertain due to changes in policies related to global trade, despite signs of labor market stability [399]. Company Operations - Rithm Capital's investment strategy includes exploring acquisitions and dispositions of assets, financing transactions, and other value-creating opportunities [395]. - The company operates through segments including Origination and Servicing, Investment Portfolio, Residential Transitional Lending, and Asset Management [407]. - The company has several wholly-owned subsidiaries providing various services in the mortgage and real estate sectors, enhancing its operational capabilities [440]. - The company has a multi-channel residential lending platform, providing a competitive advantage in originating both purchase and refinance loans across different market conditions [410]. Mortgage and Servicing Portfolio - As of March 31, 2025, Newrez serviced over 3.7 million customers with an aggregated unpaid principal balance (UPB) of approximately $786.6 billion, compared to $778.4 billion as of December 31, 2024 [410]. - The total servicing portfolio reached $844.9 billion UPB as of March 31, 2025, an increase of $1.0 billion from December 31, 2024 [412]. - The performing loan servicing division serviced $516.8 billion UPB of loans, while the special servicing division serviced $269.7 billion UPB of loans as of March 31, 2025 [412]. - The total UPB of MSRs and MSR financing receivables as of March 31, 2025, is $591.1 billion, with a carrying value of $10.1 billion [430]. - The delinquency rate for GSE loans is 0.3%, while the non-agency loans have a delinquency rate of 2.3% [432]. Financing and Liquidity - As of March 31, 2025, Rithm Capital had approximately $1.3 billion of available liquidity at NRM and Newrez, with $0.8 billion in excess of new regulatory liquidity requirements [541]. - Total outstanding debt obligations amounted to $32.5 billion as of March 31, 2025, including secured financing agreements and unsecured notes [545]. - Rithm Capital has margin exposure on $16.8 billion of secured financing agreements, which could significantly impact liquidity if collateral values decline [546]. - The total borrowing capacity under secured financing arrangements was $25.5 billion, with $11.6 billion of available financing [557]. - The company expects its cash on hand, cash flow from operations, and ability to refinance secured financing agreements to meet liquidity needs for the next 12 months [559]. Dividends and Shareholder Returns - Preferred dividends declared for the quarter ended March 31, 2025, were $27.3 million [567]. - Common dividends declared for the three months ended March 31, 2025, were $132.5 million [571]. Loan Origination and Performance - The origination business funded $11.8 billion in mortgages for the three months ended March 31, 2025, down from $17.3 billion in the prior quarter [418]. - Funded loan origination volume for Q1 2025 was $11.8 billion, down from $17.3 billion in the prior quarter, with refinance volume at 27.0%, down from 28.9% [519]. - Gain on originated residential mortgage loans as a percentage of pull through adjusted lock volume increased to 1.23% in Q1 2025, compared to 1.14% in the prior quarter [519]. - Refinance originations comprised 27.0% of funded loans for the three months ended March 31, 2025, down from 28.9% in the prior quarter due to lower refinance activity as interest rates remained elevated [417].

The Finance group has plenty of great stocks, but investors should always be looking for companies that are outperforming their peers. Rithm (RITM) is a stock that can certainly grab the attention of many investors, but do its recent returns compare favorably to the sector as a whole? By taking a look at the stock's year-to-date performance in comparison to its Finance peers, we might be able to answer that question. Rithm is one of 858 individual stocks in the Finance sector. Collectively, these companies ...

Rithm Capital (RITM) Q1 2025 Earnings Call April 25, 2025 03:38 PM ET Company Participants Emma Bolla - Associate General CounselMichael Nierenberg - Chairman, President & Chief Executive OfficerBaron Silverstein - President of NewRezBose George - Managing DirectorEric Hagen - Managing DirectorJason Weaver - Managing Director - Equity ResearchKenneth Lee - Vice PresidentGiuliano Bologna - Managing DirectorRandy Binner - Managing DirectorCrispin Love - Director Conference Call Participants Douglas Harter - E ...

Rithm Capital Quarterly Supplement Q1 2025 Q1 2025 Quarterly Supplement Disclaimers IN GENERAL. This disclaimer applies to this document and the verbal or written comments of any person presenting it. This document, taken together with any such verbal or written comments, is referred to herein as the "Presentation." FORWARD-LOOKING STATEMENTS. Certain statements regarding Rithm Capital Corp. (together with its subsidiaries, "Rithm," "Rithm Capital," the "Company" or "we") in this Presentation may constitute ...

Rithm Capital Corp. (NYSE:RITM) Q1 2025 Earnings Conference Call April 25, 2025 8:00 AM ET Company Participants Emma Bolla - Associate General Counsel Michael Nierenberg - Chairman, CEO & President Nick Santoro - CFO Baron Silverstein - President, Newrez Conference Call Participants Bose George - KBW Doug Harter - UBS Eric Hagen - BTIG Jason Weaver - JonesTrading Kenneth Lee - RBC Capital Markets Giuliano Bologna - Compass Point Randy Binner - B. Riley FBR Crispin Love - Piper Sandler Operator Good day and ...

For the quarter ended March 2025, Rithm (RITM) reported revenue of $768.38 million, down 40.3% over the same period last year. EPS came in at $0.52, compared to $0.48 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $1.13 billion, representing a surprise of -31.84%. The company delivered an EPS surprise of +15.56%, with the consensus EPS estimate being $0.45.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street ex ...

Rithm (RITM) came out with quarterly earnings of $0.52 per share, beating the Zacks Consensus Estimate of $0.45 per share. This compares to earnings of $0.48 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 15.56%. A quarter ago, it was expected that this real estate investment trust would post earnings of $0.45 per share when it actually produced earnings of $0.60, delivering a surprise of 33.33%.Over the last four quarters, t ...

Exhibit 99.1 Rithm Capital Corp. Announces First Quarter 2025 Results NEW YORK - (BUSINESS WIRE) — Rithm Capital Corp. (NYSE: RITM; "Rithm Capital," "Rithm" or the "Company") today reported the following information for the first quarter ended March 31, 2025: "Rithm delivered strong performance in the first quarter despite a challenging macroeconomic environment, demonstrating the power of our diversified platform," said Michael Nierenberg, Chief Executive Officer and President of Rithm. "The quarter was ma ...