May 1, 2024 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the "Company") and the Company's business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see the Company's most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q filed with the U.S. Securities and Exchange Commission (the "SEC"), ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 979 Batesville Road, Suite B Greer, South Carolina 29651 (Address of principal executive offices) (Zip Code) ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended FORM 10-Q Commission File Number: 001-35477 ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Regional Management Corp. For the quarterly period ended March 31, 2024 (E ...

Exhibit 99.1 Regional Management Corp. Announces First Quarter 2024 Results Greenville, South Carolina – May 1, 2024 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced results for the first quarter ended March 31, 2024. "We had a very strong start to 2024, as we outperformed our outlook on both the top and bottom lines," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "We generated net income of $15.2 million and diluted ea ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of inco ...

Regional Management Corp. (NYSE:RM) Q4 2023 Earnings Conference Call February 7, 2024 5:00 PM ET Company Participants Garrett Edson - Managing Director, ICR Robert Beck - President and CEO Harp Rana - EVP and CFO Conference Call Participants John Hecht - Jefferies Zachary Oster - JMP Securities William Dezellem - Tieton Capital John Rowan - Janney Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management Fourth Quarter 2023 Earnings Call. As a reminder, all part ...

Legal Disclosures Factors that could cause actual results or performance to differ from the expectations expressed or implied in forward-looking statements include, but are not limited to, the following: managing growth effectively, implementing Regional Management's growth strategy, and opening new branches as planned; Regional Management's convenience check strategy; Regional Management's policies and procedures for underwriting, processing, and servicing loans; Regional Management's ability to collect on ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of incorporation or organization) OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended ...

Regional Management Corp. (NYSE:RM) Q3 2023 Earnings Conference Call November 1, 2023 5:00 PM ET Company Participants Garrett Edson - Managing Director- ICR Rob Beck - President & Chief Executive Officer Harp Rana - Executive Vice President & Chief Financial Officer Conference Call Participants John Hecht - Jefferies Bill Dezellem - Tieton Capital Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management Third Quarter 2023 Earnings Conference Call. As a reminder ...

Net income of $8.8 million and diluted EPS of $0.91 Total revenue increased $9.4 million, or 7.2% • Interest and fee income up 7.8% due to a 10.0% increase in ANR • Insurance income, net decreased by 5.0% due to lower premiums Provision for credit losses increased $2.9 million, or 5.9% • Net credit losses up $11.7 million from higher ANR and macro conditions • Lower provision build of $8.8 million year-over-year Operating expense ratio improved 0.5% • Revenue growth outpaced G&A expense growth by 2.4x compa ...

Long history of liquidity support from a strong group of banking partners Diversified funding platform with a senior revolving facility, warehouse facilities, and securitizations | --- | --- | --- | --- | --- | |----------------------------------------|--------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------- ...