UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) | ☒ | ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 | For the fiscal year ended December 31, 2025 | | --- | --- | --- | | OR | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 | ☐ | | For the transition period from to | Commission file number 001-41781 | | SEZZLE INC. (Exact name of registrant as specified in its charter) | | | (State or ...

Sezzle Inc. ( SEZL ) absolutely crushed analyst estimates, which were already tabled on very high-growth rates, in the most recent Q4 earnings release available on Seeking Alpha . I own Sezzle in my personal portfolio at an averageI am always on the lookout for GARP (Growth At a Reasonable Price) and turnaround stocks, in the dirt and under the rocks. Valuation matters and is the foundation of my stock picking strategy. Following me will allow you to read about stocks with limited downside and unlimited ups ...

This is my first coverage on Sezzle ( SEZL ). In the BNPL sector, we have ''Prime'' players like Affirm ( AFRM ) and Klarna ( KLAR ), and the players in the ''Subprime'' vertical that serveI first entered investing in 2016 as an individual value investor. In 2022, I established the investment firm Libra Capital. I mostly write articles as part of my deep research into a company before I make an investment, whether long or short. For me, a ''hold'' article means neutral; don't touch the stock and exit a posi ...

Core Insights - Sezzle is accelerating its super app plans for 2026 due to increased engagement with its offerings in 2025 [1] Financial Performance - In Q4, Sezzle's gross merchandise value (GMV) rose by 35.3% year over year, reaching a quarterly high of $1.2 billion [2] - The company added 134,000 new Monthly On-Demand and Subscribers, totaling 918,000 [4] Strategic Focus - Growth is attributed to a focus on higher lifetime value (LTV) subscribers, targeted marketing, and new shopping features [3] - The app's enhancements in 2025 included Price Comparison, Browser Extension, Express Checkout, Earn Tab, Wishlist, Products Tab, and Sezzle Balance [8] Future Plans - Sezzle aims to integrate shopping, flexible payments, and essential services into an all-in-one app [9] - The 2026 product roadmap includes an AI-powered shopping assistant, Sezzle Mobile wireless service, enhanced long-term lending, and a receipt scanning and rewards feature [10] User Engagement - Monthly app sessions increased by 51% year over year, indicating growing user engagement [4] - The app's expanding financial tools are designed to enhance consumer LTV and drive acquisition [11]

Sezzle (NasdaqCM:SEZL) Q4 2025 Earnings call February 25, 2026 05:00 PM ET Company ParticipantsCharlie Youakim - CEO and Executive ChairmanHal Goetsch - Managing Director and Head of FinTech and FinancialsKyle Peterson - Principal in Equity ResearchLee Brading - CFOConference Call ParticipantsAndrew Sherman - Director and Senior Equity Research AnalystMike Grondahl - Director of Research and Senior Research AnalystRayna Kumar - Managing Director and Senior AnalystOperatorGood day. Welcome to the Sezzle Inc. ...

Sezzle (NasdaqCM:SEZL) Q4 2025 Earnings call February 25, 2026 05:00 PM ET Company ParticipantsCharlie Youakim - CEO and Executive ChairmanHal Goetsch - Managing Director and Head of FinTech and FinancialsKyle Peterson - Principal in Equity ResearchLee Brading - CFOConference Call ParticipantsAndrew Sherman - Director and Senior Equity Research AnalystMike Grondahl - Director of Research and Senior Research AnalystRayna Kumar - Managing Director and Senior AnalystOperatorGood day. Welcome to the Sezzle Inc. ...

Sezzle (NasdaqCM:SEZL) Q4 2025 Earnings call February 25, 2026 05:00 PM ET Speaker6Good day. Welcome to the Sezzle Inc. fourth quarter 2025 earnings conference call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by 0. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star then 1 on your telephone keypad. To withdraw your question, please press star the ...

Fourth Quarter 2025 Earnings Presentation #3F3F3F Regular text #382757 For highlighting numbers #E7F CF6 #FEE DEC #9FF 4D9 February 25, 2026 Style Guide Font: Satoshi Title/Header Font Size: 30 Subtitle/ Subheader FS: 15 Main Text FS: 11 Footnotes: 6 #8333D4 For emphasizing #FC D7B6 #FEF 5ED #F9B 5B2 #29D 3A2 #FEA 500 #F98 575 #D39 BD3 #CE5 DCB #FF8 100 #FF5 667 #833 3D4 #00B 874 #F3F 3F3 #00B 874 Disclaimer Cautionary Note Regarding Forward - Looking Statements This presentation (the "Presentation") contai ...

GMV reached a new quarterly high of $1.2 billion in 4Q25, representing a 35.3% YoY increaseTotal Revenue jumped 32.2% YoY to $129.9 million for 4Q25Net Income Per Diluted Share1 and Adjusted Net Income per Diluted Share1, 2 reached $1.21 in the fourth quarter, representing 72.9% and 68.1% YoY increases, respectivelyFor full-year 2025, Total Revenue grew 66.1% YoY to $450.3 millionNet Income for FY2025 jumped 69.5% YoY to $133.1 million, or $3.72 per diluted share1Full-year Adjusted Net Income2 increased 96. ...

Key Takeaways Sezzle is set to report 4Q25 results on Feb. 25, after market close.SEZL expects $128.3M in revenues, suggesting 30.6% y/y growth on engagement and product growth.Sezzle anticipates EPS of 96 cents, implying 31.5% growth, aided by strong margins and cost discipline.Sezzle Inc. (SEZL) will release fourth-quarter 2025 results on Feb. 25, after market close.SEZL has an impressive earnings surprise history. In the four trailing quarters, it surpassed the Zacks Consensus Estimate, with an average s ...