Market Overview - U.S. stocks experienced a significant decline on February 12th, 2026, with the Dow Jones Industrial Average falling 1.03% to 49,605.19, the S&P 500 down 1.13% to 6,862.95, and the Nasdaq Composite dropping 1.61% to 22,695.23, driven by concerns over artificial intelligence's impact on corporate profits and anticipation of inflation data [1][2] Corporate Movers - Cisco Systems (CSCO) saw its stock drop approximately 10% despite exceeding earnings expectations, primarily due to disappointing forward guidance that raised growth concerns [3] - AppLovin (APP) experienced a dramatic sell-off, with shares tumbling around 18.3% despite reporting stronger-than-expected profits, reflecting market anxieties about AI disrupting software business models [4] - Micron Technology (MU) had a positive stock movement following optimistic comments from its CFO regarding next-generation HBM4 memory production, a key component for AI infrastructure [5] - McDonald's (MCD) shares rose after reporting stronger-than-anticipated profits, while Walmart (WMT) also performed well, contributing positively to the S&P 500 [6] - Tenet Healthcare Corporation (THC) surged after a strong earnings report, and T-Mobile US, Inc. (TMUS) rose after beating earnings estimates, while Shopify Inc. (SHOP) and Moderna, Inc. (MRNA) faced declines due to missing earnings expectations and FDA decisions, respectively [7] Sector Movements - In the energy sector, coal stocks like Peabody Energy (BTU) and Hallador Energy (HNRG) gained momentum following executive orders from the Trump administration aimed at supporting the coal industry [8] Economic Outlook - The upcoming U.S. Consumer Price Index (CPI) release is expected to significantly influence market direction, with investors closely monitoring it for signs of inflationary pressures, which will impact the Federal Reserve's interest rate decisions [9]

Core Viewpoint - The National Advertising Division (NAD) has recommended that T-Mobile US, Inc. modify or discontinue its advertising claims regarding the free in-flight Wi-Fi benefit, as the claims were found to be misleading in comparison to Verizon Communications Inc.'s offerings [1][6]. Group 1: Advertising Claims - T-Mobile's website claimed that in-flight Wi-Fi is included in its plans, while Verizon charges $147.00 per month for the same service, implying that Verizon customers incur this cost [2][4]. - NAD determined that T-Mobile's advertising did not accurately represent the benefits for its customers or the costs incurred by Verizon customers, leading to potential consumer confusion [3][5]. Group 2: Evidence and Recommendations - T-Mobile provided evidence of frequent usage of its free in-flight Wi-Fi benefit but failed to substantiate claims regarding the costs incurred by Verizon customers [5]. - NAD recommended that T-Mobile either discontinue the challenged claims or modify them to clearly disclose that the fees avoided by T-Mobile customers are those charged by certain airlines, rather than implying that non-T-Mobile customers typically pay the stated monthly cost [6]. Group 3: Compliance and Industry Context - T-Mobile stated it would comply with NAD's recommendations regarding its already discontinued advertising claim [7]. - BBB National Programs, which oversees NAD, has been enhancing consumer trust in business for over 50 years through independent industry self-regulation [8].

Group 1: Market Overview - The equity market had a positive performance in Q4 2025, with the S&P 500 Index returning 2.7% for the quarter and finishing the year up 17.9% [1] - The market's performance was influenced by strong AI investments, clarity in policies, and U.S. Federal Reserve interest rate cuts [1] - Earnings growth was a significant driver of market expansion in 2025, with favorable conditions anticipated as 2026 approaches [1] Group 2: T-Mobile US, Inc. (NASDAQ:TMUS) Performance - T-Mobile US, Inc. closed at $209.54 per share on February 11, 2026, with a one-month return of 14.72% but a 52-week loss of 17.49% [2] - The company has a market capitalization of approximately $246.984 billion [2] - T-Mobile's performance has been affected by uncertainty regarding the strategic direction of a major competitor, with a new CEO adopting a more aggressive approach [3] Group 3: Investment Sentiment - T-Mobile US, Inc. is not among the 30 most popular stocks among hedge funds, with 81 hedge fund portfolios holding the stock at the end of Q3, an increase from 76 in the previous quarter [4] - While T-Mobile is recognized for its potential as an investment, certain AI stocks are viewed as having greater upside potential and lower downside risk [4]

Core Insights - T-Mobile is committed to enhancing customer experience (CX) through digital improvements and innovative tools for both customers and store associates [3] - The company has achieved a 50% reduction in customer service contacts per account, decreasing from seven in Q4 2021 to 3.3 in Q4 2025, with a target of a 75% reduction [4] - The T-Life app has reached 100 million downloads since its launch in 2024, indicating significant engagement and loyalty among users [4][5] - T-Mobile is developing AI software, IntentCX, in partnership with OpenAI to further personalize customer experiences [5][6] - The company reported a net promoter score (NPS) of 79 at its company-owned stores, which is 16% higher than that of third-party retail partners, reflecting a focus on enhancing its own retail presence [6] Digital Improvements - T-Mobile's strategy includes equipping frontline employees with tools to better resolve customer issues, contributing to the reduction in service contacts [4] - The T-Life app serves as a major platform for customer engagement, with 24 million monthly active users [6] AI and Personalization - The objective of the IntentCX initiative is to personalize customer experiences, raising the standard for carrier interactions [5][6] - T-Mobile emphasizes the importance of its NPS as a foundational metric for its customer experience strategy [6]

Core Viewpoint - T-Mobile USA, Inc. plans to offer euro-denominated senior notes in a registered public offering, with proceeds intended for general corporate purposes, including share repurchases and dividends [1]. Group 1 - T-Mobile USA is a wholly-owned subsidiary of T-Mobile US, Inc. [1] - The offering is subject to market and other conditions [1]. - The net proceeds from the offering will be used for general corporate purposes [1].

Group 1 - The article does not provide any relevant content regarding company or industry insights [1]

Economic Data - The U.S. added 130,000 jobs in January, significantly exceeding the market expectation of 55,000 [1] - The unemployment rate stands at 4.3%, slightly below the economists' forecast of 4.4% [1] - Job growth is primarily concentrated in the healthcare sector, which added 124,000 jobs, double the normal growth rate for 2025 [1] - There is a persistent downward revision in the labor market data, with the average monthly job addition for last year adjusted to only 15,000 [1] Company News - Apple is reportedly facing setbacks in the development of an upgraded version of Siri, which may delay the release of several anticipated AI features [3] - Meta has begun construction on a new data center in Lebanon, Indiana, with an investment exceeding $10 billion, aimed at enhancing its AI infrastructure [5] - Google is integrating AI shopping features into its search engine and Gemini chatbot, allowing consumers to purchase products directly through AI-driven answers [7] - T-Mobile anticipates service revenue to reach approximately $77 billion by 2026, with plans to achieve 18 to 19 million broadband users by 2030 [8] - Ancora Capital has increased its stake in Warner Bros. Discovery and plans to oppose the company's deal with Netflix regarding its production and streaming assets [9] - Kraft Heinz has paused its planned spin-off, focusing instead on improving company performance under the new CEO Steve Cahillane [10]

Core Viewpoint - The content emphasizes the importance of conducting personal due diligence and consulting with competent advisors before making any financial decisions, particularly in the context of investments in complex instruments like cryptocurrencies and CFDs [1]. Group 1 - The website provides general news, personal analysis, and third-party materials intended for educational and research purposes [1]. - It explicitly states that the information should not be interpreted as a recommendation or advice for investment actions [1]. - The accuracy and reliability of the information are not guaranteed, and users are cautioned against relying solely on the content provided [1]. Group 2 - The website includes information about cryptocurrencies, CFDs, and other financial instruments, highlighting their complexity and associated high risks [1]. - Users are encouraged to conduct their own research and fully understand the workings and risks of any financial instruments before investing [1].

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K Commission File Number: 1-33409 T-MOBILE US, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) Delaware 20-0836269 12920 SE 38th Street Bellevue, Washington (Address of principal executive offices) 98006-1350 (Zip Code) (425) 378-4000 (Registrant's telephone number, including area code) Securities reg ...

Core Viewpoint - Duolingo's stock price dropped over 10% following T-Mobile's announcement of a new network-integrated service that poses a significant threat to Duolingo's core business model [1] Group 1: Company Impact - T-Mobile's announcement is seen as a direct challenge to Duolingo's market position, potentially disrupting its user base and revenue streams [1] - The integration of T-Mobile's service could provide users with language learning tools that are more accessible, thereby increasing competition for Duolingo [1] Group 2: Industry Implications - The news highlights the increasing competition in the language learning sector, particularly from telecom companies that are expanding their service offerings [1] - This event may signal a trend where traditional telecom companies leverage their infrastructure to enter and disrupt digital education markets [1]