United Fire Group, Inc. (NASDAQ:UFCS) Q4 2023 Earnings Conference Call February 14, 2024 10:00 AM ET Company Participants Tim Borst - Investor Relations Kevin Leidwinger - President & Chief Executive Officer Julie Stephenson - Executive Vice President & Chief Operating Officer Eric Martin - Executive Vice President & Chief Financial Officer Conference Call Participants Paul Newsome - Piper Sandler Operator Good day, and welcome to the United Fire Group Insurance 2023 Fourth Quarter Conference Call. All part ...

Safe harbor statement and non-GAAP measures 2 ▪ Net premiums written of $1.1 billion increased 8.4% as compared to full year 2022 ▪ GAAP combined ratio of 109.3% driven by loss ratio of 74.4% and underwriting expense ratio of 34.9% ▪ Underlying combined ratio of 97.1% ▪ Loss ratio components include underlying loss ratio of 62.2%, catastrophe loss ratio of 6.2% and prior year reserve development of 6.0% ▪ Net investment income of $59.6 million increased 32.7% compared to full year 2022 $29.36 ■ Q4 reserve d ...

United Fire Group, Inc. (NASDAQ:UFCS) Q3 2023 Earnings Conference Call November 2, 2023 12:00 PM ET Company Participants Tim Borst - Assistant Vice President & Director of Investor Relations Kevin Leidwinger - Chief Executive Officer Julie Stephenson - Chief Operating Officer Eric Martin - Executive Vice President & Chief Financial Officer Conference Call Participants Operator Good morning. My name is Anthony and I will be your conference operator today. At this time, I would like to welcome everyone to the ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34257 ________________________ UNITED FIRE GROUP, INC. (Exact name of registrant as specified in its charter) (State of incorporation) (I.R.S. Employer ...

United Fire Group, Inc. (NASDAQ:UFCS) Q2 2023 Earnings Conference Call August 8, 2023 10:00 AM ET Company Participants Tim Borst - AVP and Director of Investor Relations Kevin Leidwinger - CEO Eric Martin - Executive Vice President and Chief Financial Officer Julie Stephenson - Chief Operating Officer Conference Call Participants Paul Newsome - Piper Sandler Corey Wrenn - Pecaut Wealth Management Operator Good morning. My name is Chuck, and I'll be your conference operator today. At this time, I would like ...

SECOND QUARTER 2023 RESULTS AUGUST 8, 2023 Safe harbor statement and non-GAAP measures This presentation may contain forward-looking statements about our operations, anticipated performance and other similar matters. The Private Securities Litigation Reform Act of 1995 provides a safe harbor under the Securities Act of 1933 and the Securities Exchange Act of 1934 for forward-looking statements. The forward-looking statements are not historical facts and involve risks and uncertainties that could cause actua ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34257 ________________________ UNITED FIRE GROUP, INC. (Exact name of registrant as specified in its charter) Iowa 45-2302834 (State of incorporation) (I.R. ...

United Fire Group, Inc. (NASDAQ:UFCS) Q1 2023 Earnings Conference Call May 5, 2023 12:00 AM ET Company Participants Eric Martin - Executive Vice President and Chief Financial Officer Kevin Leidwinger - CEO Julie Stephenson - Chief Operating Officer, Conference Call Participants Paul Newsome - Piper Sandler Operator Good morning, and welcome to the United Fire Group, Incorporated First Quarter 2023 Results Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like t ...

FIRST QUARTER 2023 RESULTS MAY 9, 2023 Safe harbor statement and non-GAAP measures This presentation may contain forward-looking statements about our operations, anticipated performance and other similar matters. The Private Securities Litigation Reform Act of 1995 provides a safe harbor under the Securities Act of 1933 and the Securities Exchange Act of 1934 for forward-looking statements. The forward-looking statements are not historical facts and involve risks and uncertainties that could cause actual re ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34257 ________________________ UNITED FIRE GROUP, INC. (Exact name of registrant as specified in its charter) Iowa 45-2302834 (State of incorporation) (I.R ...