Core Insights - Verisk has appointed Steven Kauderer as the president of its Claims Solutions business, effective immediately [1][9] - Kauderer brings over 30 years of experience in the insurance industry, having previously held senior roles at EY-Parthenon, McKinsey & Company, Bain & Company, and Oliver Wyman [2][3] - The appointment aims to enhance the claims process for insurers and policyholders through improved accuracy, efficiency, and speed [2][5] Leadership and Experience - Steven Kauderer previously led the transformation practice at EY-Parthenon, focusing on increasing value and driving profitable growth for financial services organizations [3] - His background includes leadership in global insurance practices with a focus on property and casualty and life insurance [3] - Kauderer holds a bachelor's degree from Vassar College and an MBA from Yale University [4] Company Overview - Verisk is a strategic data analytics and technology partner for the global insurance industry, helping clients improve operational efficiency and make informed decisions about global risks [6] - The company operates in over 20 countries and is recognized for fostering an inclusive culture [6]

Core Insights - The U.S. property/casualty insurance industry reported a significant improvement in underwriting performance, achieving a net underwriting gain of $35.3 billion through the first nine months of 2025, compared to a gain of $4 billion in the same period of 2024 [1][4]. Premium Growth - Net written premiums increased by 5.1% to $740.7 billion in Q3 2025, up from $704.8 billion in Q3 2024, indicating a shift towards adequate pricing and stable demand across most lines [3][4]. - Net earned premiums rose by 6.9% to $711.2 billion, compared to $665.5 billion in the previous year [3][4]. Losses and Expenses - Incurred losses and loss adjustment expenses saw a minimal increase of 0.6%, contrasting with a 2.7% rise in 2024 [3][4]. - Other underwriting expenses totaled $186.9 billion, up from $175.3 billion in the previous year [3]. Underwriting Performance - The combined ratio improved to 94.0%, down from 97.9% in the same period last year, marking the first time in a decade that it has fallen below 95 [4]. - Policyholders' surplus increased to $1.20 trillion from $1.12 trillion during the same period in 2024 [4]. Investment Income - Net investment income earned was $63.4 billion, compared to $61.5 billion in 2024 [3]. - Realized capital gains decreased to $15.6 billion from $75.5 billion in the previous year, although overall investment gains remained stable [4]. Industry Overview - The data reflects the performance of private property/casualty insurers in the U.S., accounting for approximately 97.9% of all business written [3]. - Verisk and APCIA collaborated to provide insights into these industry trends, highlighting the importance of data analytics in improving underwriting and claims outcomes [1][8].

Verisk Analytics ( VRSK ) can best be described as a "durability" story i.e., a story about how well the company's profit stream will endure over time, versus a "growth cycle" story, i.e., a story about how quickly the company's profitI have over 13 years of diverse financial analysis experience across various sectors, including Auto, Industrials, and IT. Worked in a Ford and Caterpillar treasury, and managed Investor relations and Strategic finance of a listed IT company of market cap ~USD 2.5bn. My early ...

Verisk Analytics ( VRSK ) can best be described as a "durability" story i.e., a story about how well the company's profit stream will endure over time, versus a "growth cycle" story, i.e., a story about how quickly the company's profitI have over 13 years of diverse financial analysis experience across various sectors, including Auto, Industrials, and IT. Worked in a Ford and Caterpillar treasury, and managed Investor relations and Strategic finance of a listed IT company of market cap ~USD 2.5bn. My early ...

BOSTON, Feb. 03, 2026 (GLOBE NEWSWIRE) --  Verisk (Nasdaq: VRSK), a leading strategic data analytics and technology provider to the global insurance industry, estimates insured industry losses to property and auto from Winter Storm Fern could reach USD 4 billion, according to an initial analysis by the company’s Catastrophe and Risk Solutions group. Freeze impacts are expected to be the largest driver of losses, with supplemental losses from wind and snow. Meteorological Summary Winter Storm Fern affected t ...

Core Viewpoint - Verisk will report its financial results for Q4 and the fiscal year ending December 31, 2025, on February 18, 2026, before market opening [1] Group 1: Financial Reporting - The financial results will be available on Verisk's investor website [1] - A live audio webcast to discuss the financial results and business highlights will take place on February 18 at 8:30 a.m. ET [2] - A replay of the webcast will be accessible for 30 days on the investor website [3] Group 2: Company Overview - Verisk is a leading strategic data analytics and technology partner for the global insurance industry [4] - The company focuses on enhancing operating efficiency, improving underwriting and claims outcomes, and addressing global risks [4] - Verisk operates in over 20 countries and is recognized for its inclusive workplace culture [4]

Company Overview - Verisk Analytics, Inc. (VRSK) is based in Jersey City, New Jersey, and specializes in data analytics and technology solutions for the insurance markets, with a market cap of $30.7 billion [1] - The company provides a range of services including data, statistical, and actuarial services, as well as standardized insurance policy programs and underwriting information [1] Earnings Expectations - Analysts anticipate VRSK will report a profit of $1.58 per share on a diluted basis for the fiscal fourth quarter of 2025, reflecting a decrease of 1.9% from $1.61 per share in the same quarter last year [2] - For the full fiscal year, analysts expect VRSK to report an EPS of $6.92, which is an increase of 4.2% from $6.64 in fiscal 2024, and a further rise to $7.65 in fiscal 2026, representing a year-over-year increase of 10.6% [3] Stock Performance - VRSK stock has underperformed the S&P 500 Index, which gained 13.3% over the past 52 weeks, with VRSK shares down 21.6% during the same period [4] - The stock also lagged behind the Industrial Select Sector SPDR Fund, which saw an 18.7% increase [4] Revenue Guidance and Market Conditions - The company's underperformance is attributed to low severe weather and the absence of U.S. landfalling hurricanes, which have reduced claims activity and demand for property claims estimating tools [5] - VRSK has lowered its 2025 revenue guidance due to mild weather conditions and a reduction in government contracts, alongside challenges in the Personal Lines Auto segment due to competition [5] Recent Financial Results - On October 29, 2025, VRSK shares fell over 10% after reporting Q3 results, with an adjusted EPS of $1.72, which exceeded Wall Street expectations of $1.69, but revenue of $768.3 million fell short of forecasts of $774.7 million [6] - The company expects full-year revenue to be in the range of $3.05 billion to $3.08 billion [6] Analyst Ratings - The consensus opinion on VRSK stock is moderately bullish, with a "Moderate Buy" rating overall; among 19 analysts, seven recommend a "Strong Buy," two suggest a "Moderate Buy," nine give a "Hold," and one recommends a "Strong Sell" [7] - The average analyst price target for VRSK is $256.35, indicating a potential upside of 17.3% from current levels [7]

Core Insights - Many survivors of the Los Angeles wildfires are facing inadequate insurance payouts for rebuilding, highlighting a systemic issue of underinsurance in American homes since the 1990s [1][4] - Climate change is exacerbating the problem of underinsurance, as it leads to more frequent and severe wildfires, revealing the inadequacies of existing insurance policies [2][3] Insurance Coverage Issues - A significant number of homeowners are underinsured, with studies indicating that two-thirds of American homeowners lack sufficient coverage for wildfires, typically by about 20% to 60% [5][6] - The shift from guaranteed replacement cost coverage to replacement-cost-value coverage has left many homeowners vulnerable, as the latter sets an upper limit on payouts [7][8] Rising Costs and Market Dynamics - Rising construction costs and natural disasters have made it challenging for insurers to align dwelling coverage with actual replacement costs, particularly after catastrophic events [6][8] - The use of third-party estimator tools by insurers has been criticized for often underestimating rebuilding costs, which helps keep premiums low but may leave homeowners inadequately covered [8][10] Legislative and Regulatory Responses - Advocacy groups are pushing for reforms, including the introduction of guaranteed replacement cost policies, to ensure homeowners are fully covered for rebuilding after disasters [11][12] - Some state regulators express concerns that mandating guaranteed replacement cost coverage could destabilize the insurance market and exacerbate affordability issues [13][14] Economic Factors Influencing Insurance - Home insurance prices are rising due to inflation, increased development, and climate change-related disasters, leading homeowners to either reduce coverage or accept higher deductibles [14][15] - There are suggestions for insurers to provide credits for homeowners who take steps to mitigate wildfire risks as a way to help reduce insurance costs [15]

Core Insights - Verisk Analytics, Inc. (VRSK) recently experienced a significant share price decline of one-third, prompting a detailed examination of the underlying reasons for this drop [1]. Company Overview - The company is focused on maintaining a long-term investment horizon, typically ranging from 5 to 10 years, and emphasizes a portfolio strategy that includes a mix of growth, value, and dividend-paying stocks, with a particular focus on value investments [1].

Core Insights - Verisk Analytics (VRSK) shares have increased by 3.1% over the past month, outperforming the industry's growth of 1.9% [1][8] - The company has a Growth Score of B, with earnings expected to rise by 4.2% in 2025 and 10.1% in 2026, while revenues are projected to grow by 6.4% in 2025 and 8.1% in 2026 [1] Revenue Growth Drivers - VRSK's revenue growth is primarily driven by its Underwriting & Rating division, with the Claims division as a secondary contributor [2] - The transition from a transaction-based model to a subscription-based model is enhancing overall business growth, supported by rising demand for Software-as-a-Service (SaaS) products [2] Technological Innovations - The introduction of the Claims Coverage Identifier tool is improving data accuracy and decision-making, attracting new customers and encouraging existing customers to adopt subscription-based solutions [3] - The launch of the Commercial GenAI Underwriting Assistant and XactA, both AI-powered tools, is modernizing underwriting and claims handling processes, thereby supporting innovative growth and market share expansion [5] Strategic Acquisitions - VRSK's growth strategy includes significant investments in global companies to enhance data and analytical capabilities, exemplified by the recent agreement to acquire SuranceBay, which will expand its Life & Annuity offerings [4][8]