Wintrust Financial Corporation Earnings Release Presentation Q3 2020 WINTRUST Q3 2020 Highlights Performance Highlights (Q3 2020) Third Quarter 2020 Highlights as compared to Second Quarter 2020 vs. Q2 2020 • Loan growth of $733 million or 9%, on an annualized basis, in the third quarter of 2020 as compared to the second quarter of 2020. $107.3 million Net Income +$85.7 million Net Income • Provision for credit losses of $25.0 million in the third quarter of 2020. Provision for credit losses decreased by $1 ...

Wintrust Financial Corporation (NASDAQ:WTFC) Q3 2020 Results Conference Call October 22, 2020 2:00 PM ET Company Participants Edward Wehmer - Founder and CEO David Dykstra - Vice Chairman and COO Dave Stoehr - CFO Kate Boege - General Counsel Tim Crane - President Rich Murphy - Vice Chairman, Lending Conference Call Participants Jon Arfstrom - RBC Capital Markets Chris McGratty - KBW David Long - Raymond James Brock Vandervliet - UBS Terry McEvoy - Stephens Nathan Race - Piper Sandler David Chiaverini - Wed ...

Washington, D.C. 20549 _________________________________________ FORM 10-Q _________________________________________ ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Table of Contents For the quarterly period ended June 30, 2020 UNITED STATES SECURITIES AND EXCHANGE COMMISSION OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☐ For the transition period from to Commission File Number 001-35077 ________________________________ ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________ FORM 10-Q _________________________________________ ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-35077 _____________________________________ WINTRUST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) (State of incorporation or organization) (I.R.S ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2019 ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition Period from to Commission File Number 001-35077 Wintrust Financial Corporation Rosemont, Illinois 60018 (Address of principal executive offices) Registrant's telephone number, including are ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________ FORM 10-Q _________________________________________ ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-35077 _____________________________ ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________ FORM 10-Q _________________________________________ ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-35077 __________________________________ ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________ FORM 10-Q Commission File Number 001-35077 _____________________________________ WINTRUST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Illinois 36-3873352 þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (State of incorporation or organization) (I.R.S. Employer Identification No.) For the quarterly period ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 9700 W. Higgins Road, Suite 800 Rosemont, Illinois 60018 þ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2018 ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition Period from to Commission File N ...