March 2020 4Q19 Earnings Presentation Important Disclosure IN REVIEWING THE INFORMATION CONTAINED IN THIS PRESENTATION, YOU ARE AGREEING TO ABIDE BY THE TERMS OF THIS DISCLAIMER. THIS INFORMATION IS BEING MADE AVAILABLE TO EACH RECIPIENT SOLELY FOR ITS INFORMATION AND IS SUBJECT TO AMENDMENT. This presentation is prepared by XP Inc. (the "Company," "we" or "our"), is solely for informational purposes. This presentation does not constitute a prospectus and does not constitute an offer to sell or the solicita ...

XP Inc. (NASDAQ:XP) Q4 2019 Earnings Conference Call March 17, 2020 5:00 PM ET Company Participants Carlos Lazar - Head IR Guilherme Benchimol - Founder & CEO Bruno Constantino - CFO Conference Call Participants Tito Labarta - Goldman Sachs Marcelo Telles - Credit Suisse Operator Greetings. Welcome to the XP Inc. Fourth Quarter 2019 Earnings Conference Call. At this time all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Ple ...