平安银行上海分行：全力以赴做好普惠金融“大文章”

Core Viewpoint - Ping An Bank's Shanghai branch is leveraging technology and inclusive finance to support small and micro enterprises, contributing to the local economy's stability and growth [1][6]. Group 1: Financial Support for Small Enterprises - As of October 2024, the balance of inclusive small micro loans under 10 million yuan reached 27.684 billion yuan, with nearly 14,000 small enterprise loan accounts [1]. - The bank is actively implementing a "thousand enterprises and ten thousand households" outreach initiative, aiming to visit 5,000 small micro clients and provide loans totaling 10 billion yuan by the end of the year [2][3]. Group 2: Service Improvement Initiatives - The bank is enhancing the quality of inclusive financial services by establishing a green approval channel and simplifying the loan application process, promising responses within three working days and loan confirmations within 15 working days [3]. - A new "4+1" product system has been introduced to meet the diverse financing needs of small enterprises, including standardized products like mortgage loans, guarantee loans, credit loans, and innovation loans [4]. Group 3: Future Plans and Strategic Goals - The Shanghai branch plans to continue leveraging group advantages to provide tailored financial services, including credit, wealth management, insurance, and settlement services, while increasing support for small and micro enterprises [5].