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多部门联合印发指南规范金融业数据跨境流动 友好、包容营商环境再添新动力
300152NEW POWER(300152) 央视网·2025-04-18 03:24

Core Viewpoint - The issuance of the "Guidelines for Promoting and Regulating the Compliance of Cross-Border Data Flow in the Financial Industry" aims to enhance the efficiency and standardization of cross-border data flow for both domestic and foreign financial institutions in China [1][2]. Group 1: Guidelines Overview - The guidelines clarify which financial data can be exempt from cross-border data exit security assessments, allowing for orderly cross-border flow [2][5]. - A total of 47 financial business scenarios are identified where data can flow freely without compliance obligations, excluding personal and important data [5][11]. Group 2: Industry Impact - The guidelines address practical challenges faced by foreign financial institutions, facilitating faster and better cross-border financial services [7]. - The "scenario-based checklist management" model provides higher policy certainty for foreign financial institutions [9]. - Domestic financial institutions find the guidelines enhance cross-border business operations and improve compliance management efficiency [11]. Group 3: Risk Management - The guidelines establish norms for cross-border financial data flow, emphasizing the need for financial institutions to implement necessary data security measures to mitigate risks [13][16]. - The guidelines aim to prevent data violations by clearly defining business scenarios and corresponding personal information data items [16]. Group 4: Market Environment - By improving cross-border data flow rules, the guidelines enhance the attractiveness of China's financial market for foreign institutions and support domestic institutions in expanding overseas [15][17]. - The guidelines align with the trend of high-level openness and quality development in the financial industry, providing systematic operational guidance for compliance [17].