长沙银行发布2024年报：新十年战略稳健开局，服务实体成效显著

Core Viewpoint - Changsha Bank's 2024 performance report highlights a focus on high-quality development and strategic goals, with significant growth in assets, revenue, and profits [1] Financial Performance - As of the end of 2024, total assets reached 1,146.748 billion yuan, an increase of 126.715 billion yuan, or 12.42% year-on-year [1] - Operating income was 25.936 billion yuan, up 4.57% year-on-year [1] - Total profit was 9.424 billion yuan, a slight increase of 0.39% year-on-year [1] - Net profit attributable to shareholders was 7.827 billion yuan, growing by 4.87% year-on-year [1] Scale and Efficiency - Total loans and advances amounted to 545.109 billion yuan, increasing by 56.718 billion yuan, or 11.61% year-on-year [2] - Total deposits reached 722.975 billion yuan, up 64.118 billion yuan, or 9.73% year-on-year [2] - Non-performing loan ratio stood at 1.18%, with a provision coverage ratio of 309.82%, indicating strong risk management [2] Sector-Specific Financial Initiatives - Technology finance loans reached 44.498 billion yuan, increasing by 6.761 billion yuan, or 17.92% [3] - Green finance loans totaled 52.829 billion yuan, up 9.926 billion yuan, or 23.14% [4] - Inclusive finance for small and micro enterprises reached 68.283 billion yuan, increasing by 9.373 billion yuan, or 15.91% [4] - The number of inclusive small and micro enterprise loan accounts rose to 73,626, an increase of 953 accounts [4] Strategic Focus and Growth - County-level deposits reached 234.174 billion yuan, increasing by 29.6 billion yuan, or 14.47% [5] - County-level loans totaled 201.372 billion yuan, up 31.672 billion yuan, or 18.66% [5] - The bank supported 165 key projects with new credit funding of 21.14 billion yuan [5] - Retail customer base surpassed 18.44 million, with personal deposits of 386.489 billion yuan, an increase of 50.396 billion yuan, or 14.99% [5] - Wealth management assets under management reached 455.208 billion yuan, with a 12.30% growth in wealth clients [5]