Civista Bancshares: Downgrading To Hold And Reducing The EPS Estimate As Tariffs Likely To Bite In Multiple Ways

Summary of Key Points Core Viewpoint - The earnings estimate for Civista Bancshares, Inc. (NASDAQ: CIVB) is being revised downward due to several factors including reduced loan growth estimates, increased provision expenses, and higher non-interest expenses attributed to the tariff situation [1]. Group 1: Earnings Estimates - The earnings estimate for Civista Bancshares is being revised downward [1]. - The revision is influenced by a reduction in loan growth estimates [1]. - An increase in provision expense estimates is also contributing to the downward revision [1]. Group 2: Non-Interest Expenses - Non-interest expenses are expected to rise due to the ongoing tariff situation [1].